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    • Thanks for that. I will give them till Tuesday. Thanks for your help, very much appreciated. 
    • Ok thanks for that, well spotted and all duly noted. Yes they did eventually submit those docs to me after a second letter advising them I was contacting the ICO to make a formal complaint for failing to comply with an earlier SAR that they brushed off as an "administrative error" or something. When I sent the letter telling them I was in contact with the information commissioner to lodge the complaint, the original PCN etc quickly followed along with their excuse!
    • its not about the migrants .. Barrister Helena Kennedy warns that the Conservatives will use their victory over Rwanda to dismantle the law that protects our human rights here in the UK.   Angela Rayner made fun of Rishi Sunak’s height in a fiery exchange at Prime Minister’s Questions, which prompted Joe Murphy to ask: just how low will Labour go? .. well .. not as low as sunak 
    • From #38 where you wrote the following, all in the 3rd person so we don't know which party is you. When you sy it was your family home, was that before or after? " A FH split to create 2 Leasehold adjoining houses (terrace) FH remains under original ownership and 1 Leasehold house sold on 100y+ lease. . Freeholder resides in the other Leasehold house. The property was originally resided in as one house by Freeholder"
    • The property was our family home.  A fixed low rate btl/ development loan was given (last century!). It was derelict. Did it up/ was rented out for a while.  Then moved in/out over the years (mostly around school)  It was a mix of rental and family home. The ad-hoc rents covered the loan amply.  Nowadays  banks don't allow such a mix.  (I have written this before.) Problems started when the lease was extended and needed to re-mortgage to cover the expense.  Wanted another btl.  Got a tenant in situ. Was located elsewhere (work). A broker found a btl lender, they reneged.  Broker didn't find another btl loan.  The tenant was paying enough to cover the proposed annual btl mortgage in 4 months. The broker gave up trying to find another.  I ended up on a bridge and this disastrous path.  (I have raised previous issues about the broker) Not sure what you mean by 'split'.  The property was always leasehold with a separate freeholder  The freeholder eventually sold the fh to another entity by private agreement (the trust) but it's always been separate.  That's quite normal.  One can't merge titles - unless lease runs out/ is forfeited and new one is not created/ granted. The bridge lender had a special condition in loan offer - their own lawyer had to check title first.  Check that lease wasn't onerous and there was nothing that would affect good saleability.  The lawyer (that got sacked for dishonesty) signed off the loan on the basis the lease and title was good and clean.  The same law firm then tried to complain the lease clauses were onerous and the lease too short, even though the loan was to cover a 90y lease extension!! 
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Pursuing cowboy builder


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Hi,

 

 

just found this forum,

look like some professional people are here to give help.

 

 

I want some advice on how to calculation of damages.

 

 

I am pursuing a builder for breach of contract.

Currently a surveyor came and reported that the site have lots of problems

-need to come down and rebuilding.

 

 

I want to ask if I am entitled to claim:

 

contract price is 35000

paid by instalment on completion of each stage of work, so far paid 15000

new contract price for new builder is 42000

demolition fee is 12000

 

do I entitled to claim:

1. seek to get full refund of 15000

2. demolition fee of 12000

3. additional costs payable to new builder is 42000 - 35000 = 7000

 

Kindly please advise.

Many thanks!

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in short, yes your sums are correct.

However, if the original builder doesnt pay up and has no assets then you will have spent more money on a wild goose chase. You need to find out whether builde limited co or sole trader and what assets the co/he has so if you do sue and win what the chances are that you will collect something.

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ericsbrother

 

 

Thanks for your advice. They are limited company. That's why I am also worried. Their account shows little money. How to find out if they have any other assets? If I want to claim it through court, how should I do? Is it through county court online or moneyclaim? Is it difficult to do it myself?

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did they turn up in a company van? Do they have a yard or work from home?

The amount you want to claim is too large for small claims track so I wont be advising you on the how to's. Seek advice, are the builders members of a trade association like the Federation of Master Builders? If so try them first to use their system.

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right, when they came to your house every day was it in a van with the complay name plastered all over the sides of it or was it in a car? Does the company have a builders yard they work out of and store all their stuff in or do they have just a home addrss on their letterhards, web site, companies house registration.

Reason is if they use a company van and have a yard they are assets of the company and can be seized by the courts if necessary. If they work from home and drive an ordinary car then these will not be the assets of a limited company and you may as well kiss goodbye to your money

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