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    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
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Southern Water/SHULMANS claimform***Claim Struck Out***


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Hi,

ive had a CCJ claim form in the post recently-ish for a roughly £1500 dept to Southern Water.

 

On doing some research i came across the Water Direct scheme which would allow them to take the debt and future costs direct from my benefits which seems ideal for me.

 

I suffer pretty badly with anxiety so even tho a debt like this SHOULD be a priority its very easy for me to completely ignore things like this while off fixating on anxiety issues for months on end.

 

i just contacted Southern Water and they were pretty good and helpful

but it seems they could only help me sort out future payments through the scheme as UK Search have the debt.

 

Should that have appeared on the court forms as the forms only have Southern Waters details and there is no mention of UK Search.

 

Thought it would be best to post up on here first for some general tips before approaching UK Search as i've never dealt with a collection agency before.

 

Ideally id like to just pay through the Water Direct scheme again but not sure if that's something i can do with them (Southern Water said possibly).

 

Should i be haggling with them to write off as much debt as possible too?

 

If i ignore the CCJ are they likely to get Bailiffs involved?

 

Thanks for all and any advice given.

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no you don't contact a no powers DCA they are not bailiffs.

 

can you fill the below out please

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-2016**(1-Viewing)-nbsp

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I know UK Search have no powers but im reading that if i default the CCJ then bailiffs can be ordered from the court?

I shall fill the form in before my next post, many thanks.

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yes please

lets get you moving.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Name of the Claimant ? SOUTHERN WATER SERVICES LIMITED

SHULMANS LLP

 

Date of issue 24 APRIL 2017

 

Acknowledge Date 12 May 2017

 

Defence Date 26 May 2017

 

What is the claim for –

 

1.The Claimant is a statutory water and sewerage undertaker pursuant to the Water Industry Act 1991 (the Act).

2.The Claimant claims the sum of £1606.72 for unpaid water and/or sewerage charges payable under s.142-144 of the Act and the Claimants' Charges Scheme.

3.The unpaid sum of £1606.72 is for water and/or sewages services provided to the Defendant(s) at (my address) for the period 23/05/2008 to 29/11/2016

4.The Claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year 29/11/2016 to 21/04/2017 on £50.36 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £0.35.

 

What is the value of the claim? £1842.08

 

Is the claim for a current (Overdraft) or credit card /loan or catalogue or mobile phone account? WATER

 

When did you enter into the original agreement before or after 2007? no contact at all since moving in around 2007

 

Has the claim been issued by the original creditor

or was the account assigned and it is the Debt purchaser who has issued the claim.

I spoke to Southern Water today and they told me UK Search have the debt.

 

Were you aware the account had been assigned – did you receive a Notice of Assignment?

Unfortunately i have ignored or not even acknowledged any correspondence until today.

 

Did you receive a Default Notice from the original creditor?

Unfortunately i have ignored or not even acknowledged any correspondence until today.

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ?

Unfortunately i have ignored or not even acknowledged any correspondence until today.

Why did you cease payments? have never paid since moving in.

 

What was the date of your last payment? have never paid since moving in.

 

Was there a dispute with the original creditor that remains unresolved? no

 

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan?

until today no, i briefly spoke just to Southern Water today about the Water Direct scheme. was told to contact them when first bill comes to me soon as my account is currently not in arrears because dept has been given to UK Search.

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well for a start they cant go back more than 6yrs?

 

you could do a tomlin order which avoids the CCJ.

 

have you acknowledged the claim on the MCOL website,

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No, only thing i have done so far is contact southern water directly today, they took some details from me and no agreements were made.

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pers i'd run this all the way

wont hurt or cost you anything more

 

 

pop up on the MCOL website detailed on the claimform.

.

register as an individual

note the long gateway number given

then log in

.

select respond to a claim and select the AOS box.

.

then using the details required from the claimform

.

defend all

leave jurisdiction unticked.

click thru to the end

 

.

get a CPR 31:14 request running to the solicitors

request copies of all bills relating to the date range in their particulars of claim

.

don't sign anything

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Do i send my CPR 31:14 to Shulmans LLP whose address is under that of Southern Water under as the claimant?

 

Also i assume i add the request for bills to this letter?

 

Thanks.

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Do i send my CPR 31:14 to Shulmans LLP whose address is under that of Southern Water under as the claimant?

 

Also i assume i add the request for bills to this letter?

 

Thanks.

 

Yes.

We could do with some help from you.

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yes remove all the other listed documents in the CPR

just put you wish a copy of every bill for the duration mentioned in their particulars of claim.

 

[you can copy that bit to the letter so they cant wriggle out an miss one out.]

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no its not transferred or anything

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no uksearch are a dca.

 

the claimant is SW ..its not been sold.

 

as with any dca on any debt you ignore them!

 

get that CPR running tomorrow

 

the bottom line is ofcourse you will owe 'something'

but

they cant bill you outside of 6yrs of the date on the claimform

 

and if they cant provide the bills for any or all of the remaining period,

that will strengthen your position toward negotiating settlement.

 

it is also worthy to note

the claim only covers to dec 2016

how is your current water bill being paid?

 

another thing to check is that you ARE on the main sewer and not a cesspit?

 

and that your gutters DO go into their system and not are simple soak ways? [grey water]

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

did you send the cpr today?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok but you needed to be mindful you got the claim 24th april

ok you came here late

but that's another 5 days wasted

you were advised to get the CPR running on the 9th

its now the 14th

and it wont hit the mail system till monday

 

and your defence is due to be filed Friday 26th......

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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possibly not

but that dsoesnt mean you leave requesting the info until the last minute

 

 

the judge could well take the stance that you owe the lot

and didn't really bother to do anything until a week before your defence is due to try and discover the true figure

and then filed a holding defence. [which is all you can file anyway].

 

 

I would hope the judge will allow an adjournment esp if we can include that part of their claim IS outside of 6yrs

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Understood.

Im very bad at this sort of thing as stated.

 

 

Will ensure the letter is posted recorded first thing in the morning and will take it from there.

All help as been very much appreciated.

 

I assumed the debt had been sold on because when speaking to Southern water they said they could not arrange payment with me because it had been handed over to UK Search and i effectively had a clean slate with them and have not even had my first bill generated yet.

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well what puzzles me is why use UK search at all

it appears to me they SW used them as a tracing agent

why you haven't moved??

 

something not right here

unless ofcourse, its down to you binning everything they sent

and the last letters were to the occupier'

then they might of thought you'd done a runner I supposed.

 

anyway safe to totally ignore UKsearch .

 

don't forget you've gotta get a defence done by Friday

 

might be an idea to start NOW

and read a few threads

and post up a few ideas as we'll need to help you.

gotta admit i'm not really too sure how to handle this one

ifyou state in a defence that some o the debt is outside limitation act, how do you address the rest?

 

p'haps andyorch might pop in with pointers.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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