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Lowell searching credit file


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Hello everyone,

Last month I checked my credit file to find Lowell had done a search( second one one in approximately 2 years)

 

my question is are they allowed to do this?

My credit file is now clear of bad debts ( all are over 6 years old)

 

My previous crossing with Lowell was a court victory( previous Lowell Lloyds Tsb current account thread)for me last year regarding Lloyds Tsb account.

 

The other was a credit card from another lender which Lowell never made a claim for.

Lowell continue to send letters offering different settlement amounts to clear both accounts( even the one I had which I ignore.

 

My concern is that although my credit rating is quite good, with Lowell searching my file this will potentially put me at a disadvantage in the future if I try to obtain credit.

 

Thanks in advance

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No one bar you and them can see them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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All depends on what type of search it is. Lowell used to do hard searchs a while ago but i believe they got severely reprimanded so had to stop.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Correct

 

DCA searches can only be seen by you, the DCA who made them and also the CRA.

I had 115 searches by Lowell in a year period back in 2013 which i kicked off about. Trust me, it wont have any affect on your CRA rating as such

 

We could do with some help from you.

 

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**Fko-Filee**

Receptaculum Ignis

 

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Thread moved to the appropriate forum....this is not a Legal Issue.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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