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    • Although this situation is mildly disturbing like a fly trapped behind the curtain on a warm day, your creative responses are always a joy to read, Dave. Cheers. Will send across. 
    • Hi I stupidly left my handbrake off,  and my car rolled down a hill and into a fence owned by a company. I am a part owner of the company that owns the fence. My car insurance (Prima) states they won't cover the damage to the fence, just the car as they state  "you own the land', although I don't and I did make that clear to them when reporting the accident.. I understood a company is a separate legal entity, so should be considered third party damage and car insurance should cover? The property has a £400 excess and I'm already going to be paying out the £500 excess on car insurance, so want to avoid paying both if I can.. Thanks for any advice you can give...
    • Lowell , Cabot etc, I'm not sure how I can politely put this, but F taking money from your kids mouths to pay them!
    • Yes, they are digging themselves into a ditch, with regard to people like you who fight back. Remember that, sadly, the vast majority of motorists who get these tickets think they are fines, that companies like ECP have some sort of official status, and give in and pay. They are just putting barriers in your way and encouraging you to fold. How about this as a reply - Dear ECP, Re: Subject Access Request PCN no.XXXXX I refer to my Subject Access Request dated XXXXX and received by yourselves on XXXXX. Thank you for your bizarre letter of 23 April.  Your letter requests Photo ID - which I have already sent to you.  The letter also requests proof of ownership of the vehicle - this is impossible to produce as the vehicle in question was on hire. In any case requests for proof of ownership are silly given your PCNs invite registered keepers to nominate drivers who do not own vehicles. I note all this concern for correct identity was absent when you decided to send letters threatening me with all & sundry if I didn't pay you money! The SAR was received on XXXXX.  I have already sent Photo ID.  The clock is ticking.  I am well aware that I would have the right to complain to the ICO and to sue you for not respecting your statutory duty should you not respect the 30-day deadline. Tick, tock. Yours, XXXXX
    • none of their ruddy business! and if they have been pressuring you in o borrowing from friends and family .. THAT IS WRONG AND AGAINST THE REGULATIONS...if you have that in B&W you need to REPORT THEM. once a debt is defaulted and it gone from your file it can never come back. not without a fight in court you won't. i think you are getting confused here , just because you've been paying 'creditors' via and IVA it does NOT mean the debt can re-appear on your file, and it does not mean you are more likely to get more CCJ attempts. statute barring is 6yrs from a debts last payment, but that can't change anything on your credit file. i really wish you hadn't sent that letter. please dont do anything more now unless you check with us first..no calls, in/out. no emails in/out no letters in/out....thats if you want our help.... NONE OF THEIR BUSINESS STOP GROVELLING to them. could have been worded alot better and more forcefully. dx    
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Carpenters PI solicitors and their scam claims


BobtheFish
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Evening,

 

I'm unfortunately another one of those people who got involved with Carpenters solicitors before seeing the posts on here about them :-(

 

Was put through to them after a car accident that wasn't my fault after suffering a few bruises and a bit of a sore neck, decided a week later it wasn't worth pursuing for a personal injury claim as the bruises had almost gone and my health was back to normal,

 

got my case for personal injury claim closed by them on the phone but now dreading them sending a huge bill through for their costs as I didn't have legal costs as part of my car insurance policy at the time, bit of a painful lesson on the way I'm guessing. Like a few other on here I did email them on a few matters but yet to receive a response.

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Keep us informed about this

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Might be better if one of the mods could switch this post to the car insurance forum maybe as it's more relevant there?

 

Thread moved.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

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Doubtful you will get anything, the costs will just be case development costs. The only time they will pursue you for this is if you have tried it on and got them to be involved, even then they'd have to prove that you duped their professional assessment.

 

Having the legal expenses just means which route they will take the funding, i.e. through the funding or get you to sign a no win no fee.

 

....but as mentioned above, do let the board know if anything happens.

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  • 4 months later...
  • 2 months later...

Thanks to all for the above replies, didn't get a notification through so apologies for the delay in responding, os far nothing from Carpenters, the small matter of hire car charges but that's a different thread*– thanks again all.

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  • dx100uk changed the title to Carpenters PI solicitors and their scam claims
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