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    • Which Court have you received the claim from ? Civil National Business Centre If possible please scan redact and upload a full page copy of page 1 of the claim form. (not the response page or AOS) Name of the Claimant :           PARKINGEYE LTD Claimants Solicitors: (if one is stated)   Date of issue – 22 April 2024   Date for AOS - 11 May 2024 Date to submit Defence - 24 May 2024 What is the claim for –  Claim for monies outstanding from the Defendant in relation to a Parking charge (reference *************) issued on 22/01/2024.  The signage clearly displayed throughout Welcome Break Leicester Forest East (North), Northbound, M1, Jct 21/21a, Leicester Forest, Leicester, LE3 3GB states that this is private land, managed by ParkingEye Ltd, and that it is subject to terms and conditions, including the payment of parking tariffs, by which those who park agree to be bound (the contract).  ParkingEye's ANPR system captured vehicle ******* entering and leaving the site on 16/01/2024, and parking without paying to park and parking tariffs apply after a free stay period.  Pursuant to Sch 4 of the Protection of Freedoms Act 2012, notice has been given to the registered keeper, making them liable for the Parking Charge payable upon breach. What is the value of the claim? 100.00 ? Amount Claimed 125.00 court fees 35.00 legal rep fees 50.00  Total Amount 210.00 Have you moved since the issuance of the PCN? No Did you receive a letter of Claim With A reply Pack wanting I&E etc about 1mth before the claimform? Y dated 10 March 2024, no reply
    • Obviously I'm ignorant and don't know the local area - but to me the images show the front of the car entering, and the rear of the car exiting, both times. On a second point - do you have any proof of your being elsewhere during the two times they reckon you were three hours in the car park? BTW, I've just done a search and we have 81 G24 threads apart from yours.  This is a company that huffs & puffs but very rarely does court.  In fact of the 81 cases, in 79 they haven't done court In one court case sadly the Cagger didn't defend and lost by default. In the second case G24 issued a court claim ...and then wet themselves and discontinued the case once the Cagger defended.
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Returned from Republic of Ireland...debt being chased.


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Hi I wondered if anyone could advice me?

 

In 2003 we moved to ROI bought a house got jobs and all was well,

we took an additional loan to complete major renovations on our house.

 

Then the recession started, we both lost our jobs we continued to talk to the bank

but there was no help available and there was no other work and no way of making a living.

 

In 2009 my mother died suddenly and I realised I couldn't carry on in ROI.

We then moved back to the UK,

 

We had heard nothing from the bank from 2009 until yesterday

we received a letter from a solicitor saying that they had been instructed as the mortgage

and additional loan is in arrears and the interest is continuing to accrue!

 

The amount they want is 366K which they want in 7 days,

if that is not paid they are going to issue summary proceedings in the High Court

to seek judgement with costs and interest.

 

We have heard nothing from 2009 to now no letters or phone calls....

..why is this happening now?

 

When we moved to the UK we have had to start again and we have a debt management plan here.

 

I am terrified what does all this mean?

what will happen?

 

our life in the last 9 months is just starting to pick up

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statute barred.?

 

they saw the figure

and though that's worth a punt.

 

I assume the letter does not say will anywhere

if you read it properly..

and

that the bank are not 'their client'

but a DCA.?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have created your own thread gillyo66 ..please continue to post here

 

 

You refer to .... mortgage and additional loan is in arrears and the interest is continuing to accrue!

 

Are both debts with the same Company ?

 

Was the additional Loan secured on your property ?

 

What happened to the property on your return to England ?

 

Andy

We could do with some help from you.

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Thank you for your replies

 

Hi

We have heard nothing at all from the Permanent TSB (mortgage) or AIB (secured loan) they didn't correspond with us even when we lived there. We had no idea about the interest accruing and felt when we left the country that the house had been surrendered to the the banks, they would sell it and that would be it..........in hindsight very naive!

 

We left ROI in 2009 but hadn't paid anything against the loan or mortgage for a year or so before that as we had both lost our jobs.

 

The letter says that they are solicitors working on behalf of Permanent TSB but we have seen no authority from TSB saying they have instructed them. Just that they are looking to secure a judgement against in the high court if we don't pay 366K within 7 days which would not be possible.

 

I think the statute for mortgages is 12 years but I'm not sure

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Yes it is 12 years...and if the additional loan was secured on the property..that also will be 12 years.

We could do with some help from you.

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I think you need to converse with the Solicitors and try to attain what exactly happened to the property.....the repossession..the sale etc...get some figures.

 

Are both loans with the same company ?

We could do with some help from you.

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Could you possibly scan this letter (less any identifiable details) and upload it?

We could do with some help from you.

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So now you need to find out what happened to property...resale value ? from Permanent TSB.

 

Time to shake that sand out of your hair:wink:

We could do with some help from you.

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Do you own any assets such as property in the UK ?

 

If you have no assets and are in a debt management plan in the UK, i think i would write back telling them this to save them wasting their time and money.

 

Once you find out more about what happened in Ireland, you might decide to get more rounded debt advice to see what options are available.

We could do with some help from you.

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Yes I own a house in the UK which is actually what i am worried about more than anything,

 

 

since the amount we owe is such a large amount I am worried that that will be gone.

 

 

This house was bought with an inheritance from my parents

and because of our ages we would prbably never be able to buy in the UK again.

 

 

The house in the UK is in my name only whereas the house in Ireland was a joint mortgage.

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If you own the house without any mortgage or loan against it, i think you might be wise to get some legal advice about protecting this asset, BEFORE any court action is started by this Irish creditor. There might be ways of safeguarding it in a way that stops it being an asset they can get their hands on.

We could do with some help from you.

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The house has a smallish mortgage 120K GBP I could cope with anything else but not this house being taken. Would the fact it is my name only make a difference considering the mortgage in ROI was joint?

How long does the high court take? and will they want 366K from us or just the cost?

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" Would the fact it is my name only make a difference considering the mortgage in ROI was joint? "

 

No because the debts will be joint and several and so both of you are liable.

 

Andy

We could do with some help from you.

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The house has a smallish mortgage 120K GBP I could cope with anything else but not this house being taken. Would the fact it is my name only make a difference considering the mortgage in ROI was joint?

How long does the high court take? and will they want 366K from us or just the cost?

 

I think you need to find out more about what has happened in Ireland, otherwise it might be difficult to deal with any UK court proceedings. Did they obtain an Irish court judgement ? If so, it might be a quick process in a UK high court to transfer judgement here.

 

It might be worth seeing a Solicitors to see whether you can protect your equity in the house against these Irish creditors. If you can do so, the complication is that the mortgage company may have to consent to whatever you plan on doing.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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