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    • Amex as with any creditor must help you the FOS should go with you and make them remove all interest charged from the very 1st time of asking for help. the FCA regulations actually almost dictate it, they most certainly clearly state that if the are FCA registered they must help.   it's very telling they have no marked your credit file....almost as if they know they are wrong. it's also telling that an irresponsible lending complaint might well be in order hear too, they can just keep upping the credit limit without checking you can pay. and ofcourse covid plays its part here and they've already admitted as they allowed payments holidays until october in line with the rest of the industry and they should be continuing that. you problem is you keep using the phone, no paperwork no record of things discussed. i'd get an SAR off to them. and get the comms/account log and all the statements from day one and go nail them.
    • Hello CAG, Bit of a long post, may want to get a cuppa before starting reading... 😁   after being a lurker for many years and trying never to get into a mess with credit cards like i did 20 years ago, i've got myself into a mess with Amex... I've tried being open and honest with them, but now getting the feeling they are messing me around.    Its not a chargecard, but a Nectar Credit Card with them. TAKEN out 2016. Balance is just under £15k as of today, was almost at £17k.  Debt still owed by Amex, not been sent to NCO/Arrow etc - YET...    Background (short version): Was all fine with more than min. payment (£500 or so), being made until April 2020 when a number of things reduced my monthly salary from work (mainly, take a pay cut or be made redundant), so I soon quickly realised i needed to tighten my belt quickly. Phoned Amex, advisor said nothing they could do except Payment Holiday. Was put onto that for 3 months, told that Amex will be in touch at the end to restart payments. I asked about interest being stopped/frozen/reduced - not possible. So agreed to payment holiday to give me breathing space. 3 months came and went, no contact from Amex... No payments made, interest still racking up at around £300 a month...    Rang Amex back (July 2020), we cant do anything today because your in the middle of the statement cycle call back next week. Called back week after, no solution yet (i asked about things i seen on Amex US website = Regain program - basically freeze card, lower interest rate and pay a set amount for 12 months - more about this later) > Not available in UK yet.   Want to stay on payment holiday Mister B? I asked if there was any way interest could be stopped as this is making the balance increase and increase. No. Do you want to stay on Payment Holiday? Ok. (Bear in mind, if i came off Payment holiday. Minimum Payment was around £570 per month.  So, stayed on payment holiday... Didnt hear anything from Amex again. Called back up in September 2020. Please call back in October after 10th and we can assist.   Called back after October 10, went through loads of stuff, different options etc, was warned that Payment Holiday might not be extended much longer, but now have a program. Worked out with Amex woman that i could pay around £200 per month. But please stop interest - no we cant but we can reduce this down to 9.9APR instead of 23%... . Amex woman said she needed to submit details to 'Seniors' at Amex, please call back next week for update.   Called back week after, advised that first Amex woman was wrong and had made mistakes, shouldn't have told me what she had told me, £200 is too low, minimum would be £389 per month for 12 months or account will default. Told Amex woman 2 that couldn't afford it, went through this last time, etc etc. Amex woman 2 went off, came back, £329.74 is minimum they can possibly accept, 12 months at that amount per month and interest would be lowered, but not stopped. If you dont take out this 'Program' then account will default and will be passed to NCO or Arrow (I hate them both).  Went off, tried to get loans etc, all refused. Rang Amex back, reluctantly agreed so i can keep credit rating at 'good'.  So, been paying since Nov 2021 @ £329.74.    Letter arrived in December - due to out mess up with moving accounts around whilst on payment holiday, we are going to give you £3074 back. Logged into account, only £30.74 refunded, not £3074. Phoned Amex cos thought it was a joke/mistake - Spoke to some bloke - Oh dont worry, the rest will be applied to account automatically in 7 days. he advised was genuine but then got cut off during call. Called back, spoke to some other bloke, yes, looks genuine but please hold... Came back 10 minutes later. Oh, its a mis-print, you are not the only customer to receive one of these. Each should have been £30.74 not £3074. Me = Gutted.    Wrote a letter to Amex saying how dissatisfied i was with general customer service and felt they were incompetent, blah blah etc. Final response received, Complaint partially upheld, heres £150 credit because we were a bit silly, but thats it. IF your still not happy, go to FOS. Opened a case with FOS... Have sent them the complaint letter to them and have had a call from them about this... FOS are backlogged though and will take another 3 months for complaint to be looked at by them.   Let me make this 100% clear, fully admit to owning the debt, yep, ive spent this money (wish I knew what on, cos having got much to show from it - just general stuff and holidays)... Not trying to shirk out of it, trying my best to keep up with re-payments but im really struggling. After I got paid on 1st April, after paying all outgoings i had £9.83 left in current account so am having to go into overdraft each month which is just a vicious circle.  I would really like to NOT have to down the default route and trash my credit rating and then have to deal with the morons at NCO / Arrow etc.    Meanwhile, this is where I need the advice of the CAG experts... - Credit Limit increases... These were coming every few months and it was just being upped and upped and upped. Credit limit eventually was stopped at £15,400. Some of the increases I never even received letter for, just noticed when I logged into account. >>>> Would this be a case for irresponsible lending?   - Stopping interest - I've read something on FCA site that they recommend (not policy) that if a customer is put onto a payment holiday then they recommend freezing interest for customer so the debt doesn't continue to build. I've asked time and time again, Amex just refuse.  >>>> Any tips on how to get Amex to play ball?    - Full & Final/Short settlement I've rung Amex today, told them I might be able to pay it off. Initially they said full balance, i then pushed, they then said they would accept 80% of balance, pushed them a bit more, got it down to 70%. >>> Surprised, and then very surprised they would accept 70%, anyone else think this is a bit odd? Normally they wont budge, or they wont budge from their first offer... Could their be something wrong on account (missing CCA etc?), or do they want rid of me and account as much as I do with them?   - Cant really keep going at these £329.74 repayments. Something is going to have to give somewhere. I believe they wont go any lower and they will just default it i send £100 instead of £329 and send it out to NCO/Arrow. This might not be a too bad thing though because this would stop the interest right? Anyone thoughts on this?    Anyone think of anything else I could try with them? Again, its still with Amex, not defaulted or anything yet, yep, its all my own fault, i've spent the money, dont deny that, just feel Amex have took advantage etc.   Many thanks for reading. Any advice is greatly appreciated.   Kr, Mista B.     
    • Ok so we have complained to HMRC but were still no further forward with getting the P45/P60. We need this as DVLA has said they need more proof of who he is before giving him a provisional license.  What more can l do. 
    • Hi All   just looking for some advice. I bought a used Porsche Boxster from one of Marshall motor group’s Audi dealers (can I name them?) recently and was assured that it received a major service in October 2020 in line with the manufacturers requirements. The service book confirms this. The dealer also told me on the phone that they have a 6 month rule with any mot or service being done if due within this period which assured me when making an offer over the phone on the car that it wouldn’t need anything doing for a while as I recall saying that.   However, digging through the receipts post delivery I saw that the service was in fact minor and after calling the specialist who serviced it in Oct both they (Sheepishly) and the invoice confirmed that the car did not receive new spark plugs, an air filter, brake fluid replacement or a new fan belt which have now all fallen due and hence the major service due warning light. Had I not investigated this then the car would have potentially gone another 4 years, so 8 in total without some of these items being done.   i emailed the salesman to ask what they would propose to do. The matter is complicated by my living 450 miles away in Scotland, and 200 from their nearest branch, a Mercedes dealer in the Lake District, so I suggested getting my cheapest local specialist to do the works that have fallen due, however I have received no response.   Whilst I am still within my 30 days i don’t want to reject the car, which is otherwise perfect, but the fact remains that the Audi 150 point check only asks for upcoming mot’s to be checked and not services and surely you wouldn’t buy an approved used car and expect to have the service light come on 2 weeks later and have to spend almost £500 putting it right.   i would really appreciate some advice on next steps and perhaps who to escalate this to. Meantime the car is booked in for 2 weeks time to get the work done at the cheapest reputable place I could find.   Many, many thanks in advance
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Hi to you all who have taken out loans with this company

me also being one

I feel we are all same

unite here cos we are all similar cases

loans done by the company

mine has been too trauma to put on here

its cost me dearly in my nerves etc

 

I just want to say thank you for saying on here to each and everyone of you

I know we all have experienced same things to do with this company,

 

 

please hang on cos I believe there is now light at the end of the tunnel.

BLESS YOU all and try relax , sometimes it just takes one more to move the mountain .

 

I had to remember nothing is impossible is it,

release is coming we have to remember its just a loan and yours and my views count ,

 

 

whither its 1 person 2 people 50 people 1,000 plus people with same view

multiplication is coming or is not needed because sooner or later

it just takes the right place, action, things, people to change things.

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Hi releaseusall, hope you are well, have you a question regarding your story with blemain?

Or maybe you wish to post your story?

If you have simply posted to say hi, then hi to you too!

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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Hi Martin thank you for saying hi to me and kind of you to hope i am well, its little things mean a lot.

 

The answer to your question do I have a question regarding my experience with blemain

is no but thank you for asking this to me.

 

As for posting what has happen to me while knowing this company,

it would be quicker to write a book,

I am sure that made you laugh and all who read this.

 

I simply have come on and spoke so you Martin and others who have been in the same boat with me will see my name RELEASEUSALL as I felt now to write something on here.

 

This is not easy for me at minute and I am recovering from shock,

so I am here but need no advice on here I have all needed info and help I need.

 

This is a lovely site and I am so glad its clearly set out.

I am expecting good news soon so I am waiting on that,

it will not ever replace what has happened, never,

I know release is coming so that is why I have written it here. Happy days :whoo:

Sorry Martin I do have one question only the one ,

 

here it is

WHO is TOGETHER ?

is it BLEMAIN FINANCE new name ?

or is it company over blemain now ?

like CHESHIRE MORTGAGES held resposiblity for care of blemain group rules and ways before ?

 

but who after and now it must be blemain themselves ,

 

I appologise if I got wrong but felt highlighted to ask this one question?

 

it never hurts to appologise does it ?

 

because if its blemain finance new name why call themselves together as why?

 

I surely do not understand unless blemain is now together, and its going to be all in it together now

in fact that would be a lovely name for a company ALL IN IT TOGETHER .

 

Do you know answer Martin because I do not and would like to know it

, if not martin can anyone on here answer it because then me and you will know who is who .

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https://companycheck.co.uk/company/06302098/TOGETHER-FINANCE-LIMITED/about

 

They are a dissolved outfit now

 

https://togethermoney.com/

 

Then i found this one, look at the bottom of the page

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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Then i found this one, look at the bottom of the page

 

WOW Martin thank you, so blemain is definately now together name this one confirms it or does it?

they are same building and must definately be name change.

 

 

My letters from them are TOGETHER NAME top of page, but email is togethermoney

but cheques to them are blemain finance

 

 

do you see why im confused on that subject.

 

 

I do like this site as I was looking at the library section earlier,

very helpful its nice when things are in black and white and clear cut.:-)

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All horses from the same stable 👍🏻

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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yes indeed,by the way I do like your picture on here makes me smile every time I see him pop up and down, its so funny great choice and helps me to know good people about and friendly ) on here :-)

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Theres always someone available here, you need any help with stuff, just ask

 

Martin

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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Thank you very much )

I going to have nice ovaltine milk drink now and try chill not had good last week of sleep,

so thought ovaltine will do trick and knock me out.

 

 

I do believe that times are changing and luckily what someone meant as a big joke

who got blocked from succeeding will maybe know to respect people

and when a company says you have to do something, people must always check first elsewhere if this is right fair and legal I hope this is noted down and checked, well relax time for now )))

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Hi releaseusall,

As you now know, we cannot advise via private message, this is an anonymous open forum and others with similar problems come here to see and learn.

There isnt a case here yet where posting details of a problem has caused the poster any problems with the company so you need not worry about who sees it.

 

If you wish to post details on thread about your problem then we can help.

 

Please keep it brief and to the point and paragraph things rather than one long paragraph, just makes it easier to read

 

Martin

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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Hi Martin

Thank you for such understanding, because of such trauma on this I really can not think today ( . So I am going to have fun day, I received a letter in post also today looks like the RELEASEUSALL MAY HAVE STARTED ALREADY. INVESTIGATION STATRED . :whoo: iM SURE YOU ARE SMILING TOO can not do anything till all checked whats going on ) see I am getting braver less fear on here .

Bless all your team and such a helpful,patient,clear,useful,and site much needed now a days.

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  • 8 months later...

this is a company that has,was and is still unhumain they will never stop tormenting you even when they know they are in the wrong.

now judgement will fall big because laws and respect for customers is a legal binding must and when this is broken a company must be sorted out.

im not talking about a small telling off

 

 

im talking about a huge shake up and justice given.

 

eventually the company will trip up or something major will be exposed.

 

this is so big that in end a company that thought it was untouchable

and hidden lies

and deceit

and covered up errors

and hound you like a dog ripping a rabbit apart

 

 

thats what they are like money orientated

and contracts done

who cares if you cant afford the loan

we will just take your home

even if you had heart attack day before

 

 

they are ruthless and now a hammer will fall on every lie, false words, cover ups and undisclosed flaws that lie deep in the heart of them.

 

 

every good man gets his day in court and welcomes the flood gates of all the abused victims to be released and set free (like care homes the files of residents can all be got out and checked and corrected)

 

calling all blemain customers that have been treated like this

 

 

get whats rightfully yours now and even when this gang has taken your home unlawfully and they sleep at night not caring ________________?????????????????????????

 

 

expect to be contacted and wait for the doors to be shut on a company finally who will have to listen

 

 

how consumer forum does someone on here talk or message lots of other blemain customers who are in the error time box 2004 to 2010 accounts ?

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So whats the status now, has legal action begun against Blemain?

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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Could you post us the POC please?

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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No, the Particulars of Claim that were put onto the claimform

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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No, the Particulars of Claim that were put onto the claimform

hi martin

oh i went for absolutely every thing you can think off to put on a form i left no area out.

 

I have always known that it will be release us all cos my whole life i have had to help other people, even people i dont know that were either abused or being threat wrong,

 

but first i had to get all the evidence and have concrete case

its now done

i cant say i feel sorry for blemain cos my life and others under them have been utter hell and while we have all struggled and gone unheard and stressed out and ill they keep us all in the pit

 

in last few days im so angry but you see everything has TIMING and i understand this,

im not going in for to give them a shake im going court for to cause a huge earthquake under their building

 

there will be no recovery for them at the end of the day

when you ask ask ask ask ask ask ask and still disrespected

 

ive been praying for this day and its finally given

im confident because i would rather talk to a judge than dice with the devil another 10yrs.

 

I only want whats rightfully mine

my life back before ever knowing blemain.

 

I am not a person who doesnt try talk to even the hardest person,

but blemain you can not talk too

its like the film ALMIGHTY EVANS,

in the end the wolves were exposed.

 

It just takes obedience and do what ever asked,

I do not ever like to associate with people who dont treat others fair,

 

I will warn them what will happen watch and wait and see what they do,

 

on watching blemain i cry with sadness they will never change,

because to change it would mean to care for the public, customers new and old.

 

hi martin are you here?

 

hi martin can i ask a question?

 

will you be here this evening lol ?

 

i do hope to ask questions, i will message again

 

oh dear have to go have cuppa tea now i try again later ):roll:

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Yes im here, it would help if you could provide the Particulars of Claim as written on the court claim

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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thank you for reply honeybee13 lovely name )

 

hi martin )

just seen you left me a message,

the answer to this is cos there are so many errors by blemain

i had to write down over 10 i think it was

 

hold on i check

i just getting paperwork out back in min)

 

here we go the list

 

1. illegal loans

 

2. misrepresentation

 

3.missold

 

4.sub prime

 

5.rescission

 

6.irresponsible lending

 

7.defaults which were illegal if you 2 days late paying a monthly payment

 

8.ignoring drs letters ( taking over 10yrs to put me under vunerable team )

 

then when finally put under vunerable team i am threathened i will be put back to collections and threat of repossession because i happen to mention im not happy with their rules which are definately not in the t&c

 

9.bullying to point that they make you cry on phone regulary and keep you on phone over 2hours long threats and dictating how it is, made to do endless income and expenditures over phone even when you just done one few days before

 

10.for judge to look at all loans done by blemain from 2005 to 2007 these were my loans done by rep

 

11.resubmission

 

12. charges

 

13.no underwritter saw my loan done by rep alone

 

14.claim compensation for my health recked by them all the extreme bad manners constant abuse and trauma and laughing making fun of me and my situation

 

15.undisclosed commission fees this was thousands took from me without telling me first,

i was unaware as the loans were rushed through fast hence no underwritter and no paperwork at all ever given with requests

 

i made several times the company were rushing loans through this is sub prime all their gain high interest rates and high loans and not fair under terms and conditions unlawful to the point most customers would definatley loose their homes cos loans unaffordable rates which blemain knew this would probably happen and many customers already have lost their homes or are facing eviction or blemain threaten with sheltered housing

 

16.fraud

 

hope this is clear to read)

 

its so upsetting i can only forgive because to be treated like this is unhumain

 

i have been at certain places when calls came to my mobile and abuse i was at a company and they wittnessed this regulary so i have informed the judge

 

i have made the witnesses aware they may have to do a statement

 

to be charged 50 pound for no fault of my own a payment went missing which my bank transfered over to them with no reference

 

blemain went crazy defaulted me then repossession letter in past with 5 days

then 50 charge after 2 days payment still unfound

 

then another 50 pound charge 2 days later

 

then abuse blemain gave to my bank for 2 months calls and dictating to them to the point my bank wrote to them explaining it was their error not mine ( the payment was found after 5 days so what was all the crazy abuse, defaults, repossession, charges for this highlight what they are really like to their customers.

 

i have cried, cried and cried of the humiliation blemain have done to me over the years and my dr writing to them saying about my health and blemain still playing jokes on me and said they never got drs letters until i said oh i go get the post office receipts

then blemain after a minute say oh i found drs letters from you, its all abussssssssssssssssssssssss

 

they give you wk in wk out and after 10yrs i feel most hurt and no confidence

this is why i want my life back and be set free from them and claim back all what is rightfully mine.

 

blemain should hang their heads in shame

 

any advice martin?

 

it be most welcome indeed

 

)its time for change customers to be heard

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You will need to evidence every point raised with paperwork to quantify what you are claiming.

Fir example, how would you prove that no underwriter saw your loans applications?

 

Im not being negative, rather that you have to be able to prove what you claim in court.

 

How much in value is the claim worth releasusall? This could have bearing on how to approach it all.

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

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I have evidence on each area im claiming for ) Posted 18.13

 

Ive done much research and also im not only bringing my case im opening door wide for others mistreat and finally freedom granted not shackled chains anymore .Posted18.15

 

As for the value how can you put a price on freedom or loss, or health, or whats rightfully mine stolen from me.

 

 

I have put a figure but of course next to it it has a plus + i have sent in all proof and i sent in what was missing from the puzzle of why this all happened, who and when and what other claims didnt have ive delivered the paperwork proving it so i have feared blemain for years because their constant threats, but now seeing the whole picture come together and answers reveiled, its not the money first i put release ) end this unrighteousness .Posted 18.27

 

I request freedom, and compensation etc.

But if the judge wants to prosecute them its up to him or her.

If blemain had been a fair company from day one, none of us customers from 2004 to 2010 would be in a situation now, or lost their homes or very ill etc the list goes on,

 

 

but so many have had to go to court and still not totally released from blemain well im going for totally released. Its up to the judge to decide his rulings, you see if all us customers had been threat right and listern too this would have never come about at all.over 10yrs

 

 

but as i say everything has a season, time and deliverance) my contract alone has over 5 flaws i found and as for an underwriter lets not go on that subject blemain were how many loans can we get in today ( putting it nicely) money not rules and regulations i feel sick the thought of all this and be glad when finished . Posted 18.46

 

I thank you for questions and advice on here martin its much appreciated ) Posted 18.49

 

Hi martin i will keep posting news updates on the case. Posted 18.54

 

I can not understand how a company would want to behave unfair and also have rude manners, i was shouted at by a member of their staff a few months ago SHOUTED AT cos i ask for my rights. Posted 18.57

 

i reported it to vulnerable team and now the other staff member in collections isnt allowed to speak to me again on my loan they have to put me through to other section,

shouted at cos i went Ombudsman i realised then you cant talk to blemain as i definitely wont be heard.

 

 

Of course the ombudsman said to me court and said also on his paperwork to me 2 subjects he cant cover missold and misrepresentation of the loan .

 

 

There were other things, but i dont take kindly to being shouted at I stumbled on the ombudsman because of something blemain told me i had to send into them and they kept on about it for a month so i rang to see if this was right by law and found out it wasnt .

Just a big joke on me blemain were playing.

 

 

Im so glad i rang up law and searched on line to see if what blemain told me i had to send in was right, fair and correct only to discover it wasnt.

 

 

I think blemain play on vulnerable people and MY MAIN UPSET IS RECENTLY THEY SAID TO ME OH WE LOOK AT REFUNDS IN A FEW MONTHS TIME ? a few months what rules they make i will never ever understand i want my refunds now and not a few months time as i know their few months it turns in to YEARS. Posted 19.13

 

BLEMAIN they have to have a shake up NOW its the only way FORWARD,I dont like it cos i like to try be fair and respectfully discuss matters, but they DONT listen, if they listened it would save a lot easier, but its they have ears but dont hear. Posted 19.18

 

hi martin are you here?

 

I will try come on here again bit later)

If not will ask questions and post tomor more on here:-) Posted at 20.39.

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Yes this is true about courts,

when i last went to court a few yrs ago,

I was pleasantly surprised how helpful they are and I didnt fear too much because they are very much good listerners and guide you and also do things fairly

 

 

so I agree courts crown and magistrates are quick and explain to you when you dont understand something they stop and talk to you regarding things I found the whole experience very rewarding and courts are there to solve matters and it can be very quick indeed.

 

I have been now crown court and magistrates court and understand a lot more now about your rights and also the procedure of things and where to find, help, support and guidance and if you get nerves they can support with this and

 

 

last time I went court A helper at the court came over to me with a hankerchief I found this alone calm me with there manners seeing I was distraught they stopped and relax me ) I feel worse facing the giant than facing court cos, court wont lie.

 

It is very good you can bring someone to court, when you have an injustice with them I recently asked the court things and they shocked me on handing me forms to put in a claim on things i had explained happen to me, I went home looked at the forms and realised I was on a new path, and hopefully all my torment i have had will end very soon indeed.

 

When you are not fully well cos trauma also, it is hard, and when someone takes advantage of you it is not right by law I think now adays all companys should be checked regulary like carehomes are more now by social services, this way errors can be corrected fast and staff sorted out,

 

 

IT IS VERY HARD WHEN PEOPLE DO NOT HAVE A VOICE, UNABLE TO DEFEND THEMSELVES I feel very compassionate about this subject and believe soon many new laws will be in place to bring about much change and make the public safer and aware of their rights, and be heard without challenges. This is a must, then things will be clear cut not hid under the carpet this wont go on anymore. HUMAN RIGHTS .

 

Martin isn't on the site at the moment. If you look at his post above, the blob next to his username isn't green, so he's not here.

 

HB

 

hi honeybee oh thank you for explaining ):roll::-D

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