cabot/mortimer claimform - Cap1 Card 'debt'**Claim Discontinued**

[bettybrush]

Hi,

 

I am sad to say that I have a second county court claim issued against me.

The first one is sorted. This new one is just as scary and any help will be appreciated.

Name of the Claimant ? CABOT

 

Date of issue – . 08 JAN 2016

What is the claim for –

 

1. By an agreement between CAPITAL ONE & the defendant on or around 03/11/2010 (‘the Agreement’)

CAPITAL ONE agreed to issue the Defendant with a credit card.

The Defendant failed to make the minimum payments due & the Agreement was terminated.

The Agreement was assigned to the Claimant.

 

2.THE CLAIMANT THEREFORE RE CLAIMS 650.00.

 

What is the value of the claim? 780

Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? CREDIT CARD

When did you enter into the original agreement before or after 2007? AFTER

Has the claim been issued by the original creditor

or was the account assigned and it is the Debt purchaser who has issued the claim. CABOT

 

Were you aware the account had been assigned – did you receive a Notice of Assignment? NO

Did you receive a Default Notice from the original creditor? NO

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? NO

Why did you cease payments?

MY HUSBAND BECAME SERIOUSLY ILL AND HE WENT ONTO DLA

– I BECAME HIS CARER AND OUR INCOME REDUCED DRAMATICALLY

 

What was the date of your last payment? I AM NOT CERTAIN (AROUND JUNE 2011)

Was there a dispute with the original creditor that remains unresolved? NO

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? NO

[dx100uk]

ok same MO as before then

 

 

go ack the claim

defend all

leave juris unticked

get a CCA request running to cabot

get a CPR 31:14 from the legal section of the library running to Mortimer.

 

 

 

 

wont hurt to phone cap1 and ask last payment or usage by you.

 

 

dx

[bettybrush]

I will do that now.

 

 

Thanks dx you are great.

[bettybrush]

Hi,

 

 

just to let you know, I have received a letter from Mortimer Clarke this morning they are discontinuing the claim.

 

 

Thanks for your help

[dx100uk]

hey great result

 

 

dx

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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[AndyOrch]

Hi,

 

 

just to let you know, I have received a letter from Mortimer Clarke this morning they are discontinuing the claim.

 

 

Thanks for your help

 

Didn't even submit a defence did you betty ?

 

Well done thread title amended to reflect the outcome.

 

Regards

 

Andy

[bettybrush]

Didn't even submit a defence did you betty ?

 

Well done thread title amended to reflect the outcome.

 

Regards

 

Andy

 

 

Hi Andy,

 

 

I did submit my defence. I did it online. They discontinued it after reading my defence statement. Perhaps they had worked out I had gotten info from this site