Backdoor CCJ - Lowell/Carter re:Shop Direct CAT debt - now +5yrs old - should i be worried?

[dx100uk]

why?

dx

[London1971]

They will not reapply for a £756 CCJ. They probably wouldn’t be able to succeed if it was £7560 or even £75600.

 

Just allow the clock to run out and ignore !

[Anonuser]

@dx - Interested to see/hear behind the scenes. I'm BBC would have a doc somewhere.

@London1971, thank you. Ironically that was the first letter in a few months a few days after I checked my report. Coincidence perhaps.

Edited October 11, 2020 by Anonuser

[fkofilee]

https://www.youtube.com/watch?v=veE1SS9Q6Tk

 

Watch the series on YT from dispatches on Mortimer Clarke in Worthing

 

[dx100uk]

and what you see in that video is very mild

carter was 100 worse and as as for Link and mr Paul Burdell

..

[Anonuser]

Thanks guys, will give it a watch. (although a bit nervous to now :D) 

 

And dx just to clarify, in the unlikely event that a judge did allow a CCJ to be enforced after 6 years, are you saying that it doesn't appear on a credit file but the claimants can still chase as usual?

 

 

Thank you.

Edited October 12, 2020 by Anonuser

[dx100uk]

cant comeback no.

 

let them write

don't invite letter tennis though.

 

don't really understand how you can appear so scared of flippin DCA's.......they are totally powerless...

[Anonuser]

Because a CCJ is more than just an inconvenience. I'm not concerned about anything else they may try doing, I just didn't want a black mark on my record for another 6 years. If a DCA has the power to apply a CCJ ( backdoor or in any case) then I think that warrants some concern.

 

 

 

 

Edited October 12, 2020 by Anonuser

[London1971]

A 5.5 year old CCJ for 800 odd quid, has zero effect on your credit rating or ability to obtain a mortgage. That DCA had all those years to enforce, and it wasn’t worth it to them. That shows how powerless they are.

[dx100uk]

anyone can raise a speculative claim against anyone in small claims if they think are owed money.

a DCA is no diff. ....nor has anymore or less powers than any member of joe public.

[Anonuser]

Ok thanks for clearing this up guys.