Jump to content


  • Tweets

  • Posts

    • Please see my witness statement below.  Please let me know what modifications I need to apply.  I haven't included anything related to "administrative charge while paying by credit or debit card" as I wasn't sure if I should include since sign says "it may apply"   Background  1.1 Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.    Contract  2.1 No Locus Standi, I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” From PoFA (Protection of Freedoms Act) 2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.    Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.  3.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.  3.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses these documents.    Unfair PCN  4.1         As stipulated in Exhibit 1 (Pages 7-13) sent by DCB Legal following the defendant’s CPR request the signage displayed in their evidence clearly shows £60.00 parking charge notice and will be reduced to £30 if paid within 14 days of issue. The defendant puts it to the claimant a request for strict proof when the signage changed to show £100.00 parking charge as the evidence provided by DCB Legal stipulated £60.00 parking charge was indeed the parking charge at the time defendant parked and included in Exhibit 1   4.3        The Claimant did not respect PAPLOC   4.4        It is also unfair to delay litigation for so long and claim nearly four years' interest.    No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;      No Breach of Contract  6.1      No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY.  6.2        The wording “Electric Bay Abuse” is not listed on their signs nor there is any mention on the contract of any electric charging points at all let alone who can park there or use them.    Double Recovery  7.1        As well as the original £100 parking charge and £50 allowed court/legal costs, the Claimant seeks recovery of an additional £70.  7.2        PoFA Schedule 4, paragraph 4(5) states that “the maximum sum which may be recovered from the keeper is the amount specified in the notice to keeper”. Which in this case is £100.  7.3        The Parking (Code of Practice) Act 2019 is also quite clear that the maximum amount recoverable is £100.  Government ministers and government web pages explaining the Act refer to extra charges as "a rip off".  7.4        Unless the Claimant can clearly demonstrate how these alleged additional costs have been incurred this would appear to be an attempt at double recovery.  7.5        Previous parking charge cases have found that the parking charge itself is at a level to include the costs of recovery i.e. Parking Eye Ltd vs Beavis (2015) UKSC 67 which is the authority for recovery of the parking charge itself and no more, since the sum £85 was held to already incorporate the costs of an automated private parking business model and the Supreme Court Judges held that a parking firm not in possession cannot plead any part of their case in damages. It is indisputable that an alleged “parking charge” penalty is a sum which the Supreme Court found is already inflated to more than comfortably cover all costs. The case provides a finding of fact by way of precedent, that the £85 (or up to a Trade Body ceiling of £100 depending on the parking firm) covers the costs of all the letters. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court V Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (...) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6        In Claim numbers F0DP806M and F0DP201T, Britannia vs Crosby the courts went further in a landmark judgement in November 2019 which followed several parking charge claims being struck out in the area overseen by His Honour Judge Iain Hamilton-Douglas Hughes GC, the Designated Civil Judge for Dorset, Hampshire, Isle of Wight & Wiltshire. District Judge Taylor echoed earlier General Judgement or Orders of District Judge Grand, stating “It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgement in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for a addi8onal sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4) of the Civil Procedure Rules 1998.  7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  7.9        The Defendant is of the view that the Claimant knew, or should have known, that to claim in excess of £100 for a parking charge on private lands is disallowed under the CPRs, the Beavis case, the PoFA AND THE CRA 2015, and that relief from sanctions should be refused.    In Conclusion  8.1        I believe the Claimant has got use to intimidation tactics and has got greedy. I believe the truth of the manor is the Claimant has used bullying tactics successfully for too long and is therefore assured that innocent drivers will fall into the trap of paying rather than going through the hours it takes to defend themselves. In the process, wasting the time of the Court, the time of the Defendant and everyone else who has advised the Defendant, out of sheer decency to help have a fair hearing and see justice delivered.  8.2        I am still in disbelief that I am being heard in this court, defending myself nearly 4 years after receiving a charge through my door. I have had to spend weeks’ worth of my life studying the letter of the law in order to defend myself from this ridiculous attempt at a swindle.  8.3        I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
    • 'I thought why don’t we give it a try?' said student Swapnil Shrivastav, after inspiration struck during water rations.View the full article
    • honestly he/she just makes these ppc look so stupid everytime   fairplay lfi
    • Women share their stories of how they feel renting has held them back in life.View the full article
    • First, the Entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract. so it only  is an offer to treat.  Second, the sign does say % hours free without mentioning that it is also the maximum time one can stay. it would be logical to presume that there would be a fee for staying longer-but not £100. Looking at the PCN-as usual it does not comply with the protection of freedoms Act 2012 Schedule 4. First it does not specify the parking period since their figure includes driving from the entrance to the parking space, then later driving from the driving space to the exit. Second it does not inform the keeper that the driver is expected to pay the charge Section 9 [2]] (b)inform the keeper that the driver is required to pay parking charges in respect of the specified period of parking and that the parking charges have not been paid in full; What that means is that you as keeper are no longer liable to pay the charge-only the driver is. As anyone with a valid insurance can drive your car they will have difficulty proving who was driving especially as you haven't appealed. In addition the Courts should your case get that far, do not accept that the driver and the keeper ae the same person. So just relax and ignore all their threats even from their unregulated debt collectors and sixth rate solicitors.  Just do not ignore a Letter of Claim if you get one of those-come back to us so that you can send a snotty letter.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Problem with daughters car insurance please help.....


meg&mog
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3162 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi Guys

 

Got a bit of an issue I could do with some help with bear with me I will try and explain as best I can

 

My daughter has been driving a little over a year her first car first insurance policy etc etc her MOT and insurance renewal were both due at the same time

 

After being insured with Tesco for a year their renewal quote was very high

she shopped around and found a better quote with "Hastings Smart Miles"

because of her age (22 just) and her length of time driving she has a insurer who fits a black box so monitor her driving

 

She paid over £200 deposit (can't remember exact amount) and arranged for the engineer to come to her work place to for the black box

 

 

last week the engineer came here to out home address

I explained to him that he should be at her work address as she works full time

he said he would contact the office and rebook

I thought she would receive a telephone call

 

A couple of days later she received a letter saying her insurance would be cancelled on 26.8.15 due to the black box not being fitted

she called and explained that they sent the engineer to the wrong address

initially they weren't having any of it

 

 

I got her to give permission for me to speak to them

I explained that this was thier mistake

they said they would have to listen to the original call to establish whether my daughter was telling the truth

and they would contact us

 

Received no call

daughter rang Saturday morning

they stated that if the call did indeed support my daughters version of events which we knew it would

then they would ask the under writers for a extension

 

 

she said she would get on to this Monday morning and call my daughter back again

no call - my daughter telephone yesterday morning

 

They stated they had not yet listened to the telephone call recording and would do so in the next hour and call her back again

they didn't call her back - she called them spoke to someone who said he would look into it and call her back

 

This person did call back at approx 3pm - he said he had good news that they had listened to the call

and my daughter had indeed gave her full work address for the black box to be fitted at

but for some reason the engineer was sent to her home address so the underwriters had agreed for a 7 day extension

 

In the meantime the car went for MOT and failed on a ball joint which has been done

and a problem with the ECU and airbag light the car has been in the garage for over a week

now the ball joint has been done and the ECU has been sent off for repair

the insurance company know this and are saying they will not fit a black box into a car with no valid MOT certificate

 

I spoke to garage where car is last night

the black box is scheduled to be fitted on Tuesday 1st sept between 9-1 - that's the deadline day of this 7 day extension they have been given

because when giving this extension they counted yesterday as day 1 which I think is unfair

it was 3 pm when they rang and they weren't going to send someone out then

and they count bank holiday Monday as a day even thingy are not open and Sunday they count even tho they don't work

 

I am planning on ringing CAB at 10am when they open

the ECU was received by the place who is fixing it yday

and they are hoping to get it back to the garage by Friday

so the car being ready for Tuesday looks unlikely

but if this box isn't fitted they will cancel her insurance

 

I'm sorry this post is very long and has a lot of info just wondered what you guys thought

 

Thank you

Link to post
Share on other sites

I've moved you to the hasting forum

we have a very good rep from them here

that I'm sure can easily sort this issue

going by their past good results

 

 

i'll send them a msg to alert them to the thread

regards DX

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I've moved you to the hasting forum

we have a very good rep from them here

that I'm sure can easily sort this issue

going by their past good results

 

 

i'll send them a msg to alert them to the thread

regards DX

 

 

Thank You DX

 

I have phoned CAB it was out of their remit so they put me on to consumer advice line I am in a call back list between now and 5pm tomorrow

 

My daughter is about to ring and see if she can get this extension till the end of next week should I wait? Or have her give it a try?

 

Thanks again

Link to post
Share on other sites

Hi meg&mog,

 

Thank you for taking the time to share your story here. I am sorry to hear that this process has not been as straight forward as it should have been. Can you please send me an email with the policy details so that I can speak to the Smartmiles team and help to get this situation resolved? [email protected]

 

Kind regards,

Jamie

Link to post
Share on other sites

Hi meg&mog,

 

Thank you for taking the time to share your story here. I am sorry to hear that this process has not been as straight forward as it should have been. Can you please send me an email with the policy details so that I can speak to the Smartmiles team and help to get this situation resolved? [email protected]

 

Kind regards,

Jamie

 

Hi Jamie

Thank you for your reply we will send the email now thank you

Link to post
Share on other sites

thanks Jamie

 

 

let us know the outcome moggy...

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Engineer visits garage to fit black box. Easy Solution ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

  • 1 month later...

Hi all

 

So sorry for the delay in updating I use this site with my phone that's my only source and my phone broke so I have had to wait to get a new one

 

Anyway the box was eventually fitted the people I was passed on to here Jamie and michaek were brilliant and helped loads so thank you all so much

 

We do have another problem though with Tesco Box insurance the old insurance company sorry if I should make a new thread could admin do that for em?

 

Anyway on 1.9.14 less than a month after passing her test my daughter hit a curb it ended up breaking the bar at the front of the car or something it was a night mare at the time it happened at about 1.15am she had been babysitting for her uncle

 

Anyway when she bought the car she got what they called was a free years roadside assistance although it really meant don't ring us more than 6 times :-/ she rang everyone that night me her dad her insurance her roadside cover everyone she was scared and on her own someone did come out and towed the car to the nearest garage took him 15 mins we assumed it was the roadside people didn't think anything more of it got the car fixed and that was that

 

Tesco bank sent my daughter her renewal quote it went from £1000 for the year to £1400 the reason they gave for the hike was that she hadn't earned any "bonus miles" with her black box have no idea what this meant she found Hastings smart miles cheaper and went with them we asked Tesco for a letter saying she has 1 years no claims they said they would email it around 4/5 times she was told this and never received a email so she booked a morning off work to sort it out

 

When she rang they told her that on the night of 1.9.14 it was them that sent the tow truck out he was with her for 15 mins and it cost them as a insurance company £216 they first tried to claim they stored it for 2 days but we soon put them straight about that my daughter asked if they see this as a claim why she has had no written confirmation of this why she paid no access etc etc they apologised said they made a mistake and they would email her no claims letter

 

Didn't receive it rang again they said sorry about that if you haven't had it by 3pm this was last weds then ring back but they left a message on the house phone asking her to ring them

 

She did and they are now saying its a cost we incurred no it isn't a claim but we are withholding your no claims bonus letter until you pay the £216 owing I have had her ask why she has never had a letter or anything to say they paid out on anything they said if she had stayed with them they wouldn't have recouped the cost but since she has moved company's they will withhold her no claims even tho it wasn't a claim

 

So annoyed!! Hastings are going to up her premiums by £400 for the year if she can't produce the letter Tesco won't budge is there anything we can do?

 

Please help thanks guys

Link to post
Share on other sites

Think you should ask the local Police to provide an escort car everytime she goes out on the road !

 

The free roadside assistance cover is not normally linked to the no claims discount, so i am not sure why Tesco are doing this. She needs to make an urgent complaint about this and escalate to the FOS if necessary.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Watch out for the ECU repair, they don't fail usually, and garages use this one as a method of making some easy cash. If they say they need to replace it, ask for the other one back. Also that shouldn't fail the MOT unless they couldn't start the engine. That said, a replacement ECU on most cars is around £60 at most.

 

If the airbag / SRS light is on, then it's more likely to be a connection to a seat-belt pre-tensioner.

Link to post
Share on other sites

Hi all

 

Sorry if I have confused anyone

 

Uncle Bulgaria certainly felt like that myself for a while but she has only had one accident both problems the airbag light and this issue stemmed from it so not too bad

 

The airbag light issue the ECU and everything has been fixed along with the ball joint and an MOT cost £240 from a garage recommended by my brother so that's all good now

 

It's just Tesco that are the issue now should I google the CEO information? Or ring again and see if they will back down?

 

Thanks again guys

Link to post
Share on other sites

Written complaint with a way of proving delivery is better than a phone call.

 

Keep the paper trail :)

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

Link to post
Share on other sites

You would get a quicker response by phoning Tesco insurance customer services and asking to speak to a manager or customer relations.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...