Cabot Wanting CCJ over Cap1 Debt - NO CCA returned

[Bazooka Boo]

And the reason you don't fill in the postal order, is because they will always return it claiming that the recipient is wrong,

so leave it up to them to find someone who can write to fill it in.

[Conniff]

.... leave it up to them to find someone who can write ....

 

lol. I love it.

[dx100uk]

post 15 updated with the letters true meaning

as usual a clever play on words

 

 

dx

[Barney1966]

posts updated with the letters true meaning

as usual a clever play on words

 

dx

 

Thanks DX - That makes me feel a bit less anxious. - I sent the CCA yesterday (by recorded, havent had a chance to view the boards so missed the advice on Spec Del!) So will see what happens in the next couple of days.

 

Re the SAR Request - Should this be signed or left unsigned? Thanks

[Bazooka Boo]

Re the SAR Request - Should this be signed or left unsigned? Thanks

 

Signed, SAR's are the only document that requires your written signature.

This will hopefully negate their attempts to frustrate the process by saying they cannot ID you.

[dx100uk]

go read post 3 of the sar

 

 

dx

[Barney1966]

Ok thanks - I'll make sure a copy of the CT bill goes with the letter.

[Barney1966]

So as expected Postal order was sent back as not filled in correctly - Does anyone know why they do this? Surely it delays the process for them more than me! Or am i missing something?

[Conniff]

There can be no other reason that to delay things. I don't like sending postal orders, if they are filled in with a payees name, they are a devil to get money back on.

Being empty of a payee means they can fill in whatever or whoever they want, so this is just to delay things. Perhaps they haven't got what you want and hope you wont ask again.

[dx100uk]

which one

the CCA

or

THe sar?

 

 

dx

[Bazooka Boo]

Yes what was the PO for? The CCA or SAR?

 

Did you leave it blank?

[Barney1966]

For the CCA - Left it blank and they sent it back - filled in as requested and returned - recorded.

 

SAR was sent recorded with the payee details filled in as that's what is requested on the OC website for SAR.

[dx100uk]

there is no need whatsoever to sign a CC request

nor enter the payee on the Postal order

just cabot being obstructive

 

 

you did send it to cabot yes?

 

 

dx

[Barney1966]

Yes , sent to Cabot. SAR to CAP1 -

[Bazooka Boo]

Well if they had sent it back claiming that it needed to be filled in, I would have held on to it, and ignored them entirely as they failed at the first fence.

 

Did you say you have now filled it in like they demanded and resubmitted it?

[Barney1966]

Yes filled it in and sent it back. See what they come back with.

[renegadeimp]

remember to start the 12+2 from the first time you sent it. Not the second.

[Bazooka Boo]

remember to start the 12+2 from the first time you sent it. Not the second.

 

Yes definitely!

 

However now you've sent it, and followed their orders, they're likely thinking they have a mug to fleece, so from now on, they dance to your tune, you certainly don't dance to theirs.

 

Even though they will be outside of the time limit (12+2 working days) you don't need to inform them of this.

Just sit on your hands and wait for them to magic up an agreement.

[Barney1966]

DCA have come back (after 12 days!) with a letter saying they don't have all of my information on file

they have requested the agreement from the OC and will contact me when they have something.

 

From what I've read on other threads i was expecting them to make reference to the process taking 40 days etc,

 

 

but theres no mention of this so not sure what to make of the letter i have and whether this is a good sign or not!

[dx100uk]

I believe Cabot have had their hand smacked by the authorities about this last week

Matters not mind.

 

Dx

[renegadeimp]

Theyll come back with something that is very vague and doesnt meet the requirements, but will try and say they do.

[Barney1966]

Hi,

Have finally received the SAR from CAP One.

 

 

Has all the details requested and advises that debt was sold to DCA in 2006.

 

 

Letter is dated in early August!? -

Have not heard anything from DCA for 8 weeks.

 

 

Any advice on what my next steps are?

Thks

[citizenB]

When was the last time you made payment to the account or admitted liability ?

[Barney1966]

Had no dealings with any DCA since 2009 so would have been before then.

[citizenB]

If you could establish for sure when the last payment was made, then add on a couple of months then you could work out if this is or about to become statute barred.

 

You say the account was sold to DCA in 2006, so did you make payments to them ?