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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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Car mechanic problems!


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I'm sure I saw a thread somewhere that said you can claim around £10 per hour of wasted time.

 

Also, I am a part time trader of car parts and this took me away from that activity,

 

but as with any business, the revenue is not constant so how would I be able to quantify

the worth of my wasted time?

 

Need help urgently please

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I'm sure I saw a thread somewhere that said you can claim around £10 per hour of wasted time. Also, I am a part time trader of car parts and this took me away from that activity, but as with any business, the revenue is not constant so how would I be able to quantify the worth of my wasted time?

 

In small claims track, you can be awarded costs at the litigant in person rate of £18 an hour if the other side is deemed to have behaved unreasonably. These costs are a substitute for the costs that you would have otherwise paid to a solicitor and would only apply to time spent on the litigation itself, not to time trying to sort the problem. So it would not apply for time spent until you actually come to start writing your claim form. This sort of costs is also quite rare as 'behaving unreasonably' has been interpreted quite strictly.

 

For time spent sorting out the problem, this can be claimed for but only if you have suffered quantifiable financial loss. This would be the amount of profit you lost as a direct result of not being able to do your normal business while sorting out the problems. This will be difficult to quantify so you'd have to come up with a reasonable estimate. If this gets to court, you would need to be able to explain how you arrived at that estimate and would ideally have some accounts to support your calculation. This sort of claim is linked only to the amount of loss you have suffered and is not linked to any particular hourly rate.

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  • 4 weeks later...

ok,

 

I had a call from the CC company,

they said that the £18/hour rate I used as my time for preparing the claim is excessive and not normal.

 

can someone please confirm whether this is correct or incorrect?

 

he said that he would dismiss that part of the claim.

 

is this just a scare tactic? or him trying to get me to back down?

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I think you might have read that about court cases +£10k in fast track

£18phr is the costs you could claim when a court claim is over £10k thus fast track

litigant in person costs.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I think you might have read that about court cases

£18phr is the costs you could claim when a costs order has been made in court.

litigant in person costs.

 

only half understood that, does that mean the 18/hr rate is not applicable? someone within this thread told me it is...help?!

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you need to read post 28 properly it doesn't say use that...

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I just read it again and to me that says 18phr is correct in the way that I used it.

 

can someone actually help me?!??!

 

I just got a call from MBNA saying that my claim is dismissed

and this 18phr stuff is totally rejected.

 

can someone who speaks normal English explain the 18phr rate?????

 

what kind of forum is this???

 

also, if they say that I cannot claim under s75,

 

does that mean I can take the merchant

 

and the bank to small claims court?

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MBNA cant dismiss a claim ...only the court can.

 

No particulars on your thread of what you have actually claimed or what stage you are up to so difficult to advise any further.

 

Andy

We could do with some help from you.

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can I email someone my claim so they can look at it?

 

I don't really want to put all that info on the net..

 

..my query was about this magical 18phr rate that I thought I could claim but apparently I cant (according to MBNA).

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You can only claim £18 per hour on wasted costs which is only applicable to Fast Track claims (over 10K)...if this is a small claim track claim your costs are restricted anyway and you can only claim the court fee.....should you be successful in the first instance.

 

If you would like to PM the details of your particulars and I will discuss it with the Site Team.

 

Regards

 

Andy

We could do with some help from you.

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thanks for explaining the 18phr thing in English so a layman like me can understand it.

 

I obviously look like a total noob in front of the bank now so I expect they are trying to scare me off with their response.

 

I will PM very soon,

 

many thanks Andy.

 

how do I attach a doc?

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You cant...just type out the particulars...did you submit it on MCOL ?

We could do with some help from you.

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Original text edited out as answered by your attachment.

 

The maf and software update were done at the BMW dealer?, were they both done at the same time ?

 

Also, you say "Upon picking the car up, I did a quick test to see if the sensors worked-they were still not working. I paid in full"

 

Why on earth would anyone pay for work not completed or carried out ?

Edited by Conniff
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the maf exchange was done by me, it was a very simple job so I just did it.

 

the software update was done by a BMW specialist. not done at the same time.

I put the money through the letter box before I did the test.

 

also, I wasn't too worried at the time because I had been going to the merchant for years

and he had always been very honest and trustworthy.

I just thought, people make mistakes, we are all human, he will sort it later. not a big issue.

 

I know it seems weird but that's just the level of trust I had built up.

he trusted me enough to know that I would pay him and take the car,

I could have easily taken the car and not paid him on many many occasions

. he trusted me, I trusted him, that's just how it was.

 

You cant...just type out the particulars...did you submit it on MCOL ?

 

not MCOL, I went through the bank's procedure. if thee merchant does not come back with a reasonable offer, I am looking to go the MCOL route and court if necessary.

 

Hi, just wondering if the site team had any news for me? :)

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With regards to what Needadvice?

 

Andy

We could do with some help from you.

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There was some confusion with regards to you stating that you had made a claim...I thought it was a court claim...it transpires it is a section 75 claim.Within that claim you requested costs as a Litigant which the creditor then rejected the whole claim.

 

You cant request Litigant costs with a section 75 claim...a section 75 claim is not through a Court. You are a consumer not a Litigant.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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