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    • yep. they are all simply trading names of perch to try and scam people into thinking their debt is going up some kind to mystical legal chain...which is BS. all dca's pull these stunts and have done since the late 1970's
    • just type no need to hit quote. what you really need to do is forget about it now they have  just steer clear of THAT ONE STORE for a few months. other B&Q's are OK. even if you do go back in, they'll simple ask you to leave, then if you return again, could invoke trespass laws BUT WE HAVE NEVER SEEN IT HERE. as for getting out of your tree about police, prison, criminal record, arrested, knocks at doors, letter of claim....NONE OF THE CAN EVER HAPPEN. and has not on these joe public low level shoplifting incidence since 2012. you've already got a scary letter ratchetting on about some mystical FAKE civil restoration scheme .  you'll probably get a few more ...NOTHING THEY CAN EVER DO. bin shred burn give to your pet hamster any money people pay CRS/RLP/DEF etc regarding their letters goes straight into their pocket and off they go down the pub and LAUGH at people they mugged. the retailer never sees a penny.  i admire your action of send £5 to B&Q. its done now and its over with....move on with your live. dx
    • 4.  Under The Pre-Action Protocol 201?, a Debt Buyer must undertake all reasonable enquiries to ensure the correct address of a debtor, this can be as simple as a credit file search. The Claimant failed to carry out such basic checks. Subsequently all letters prior too and including ,The Pre action Protocol Letter of Claim dated 7 January 2020 and the claimform dated 14th February 2020 were all served to a previous address which I moved out of in 2018. 9.   The claimant failed to comply with the additional directions ordered by District Judge Davis on the 2nd February 2024 'The Claim shall be automatically struck out at 4pm on 3 April 2024 unless the Claimant delivers to the Court and to the Defendant the following documents.' None were received by the court nor the defendant by that date. re: 13 & 15...they dont need to produce the deed, thats a private b2b document only the judge can demand sight of. i would remove 13 totally as within their WS they have produced the Notice Of Assignment. and delete it from 15 a few ideas. dx  
    • Underp04 (I think it was him) put up the statement IDR used in court from some supposed expert mr edge. can you find it? It stated 10 years was the statute barred limit but also that the laws were very confusing. very much worth digging out!
    • You'll be fine don't worry.  
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Lowell/carter claim form - HBOS cashcard **Resolved***


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Sounds like bryan has done his usual trick. Check with the debt owner ( IN WRITING) and demand an explanation. You need it in writing, just incase he does try to go back to court. Carter will do ANYTHING to get a judgement. Even if he knows the debt is bogus.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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To confirm - put everything in writing. Read our customer services guide before doing anything on the phone

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You need to detail all this in writing to Carter and send by recorded delivery (just in case they try to take any action for non payment) - ask them to send you their bank details so you can make payment. Advise them that failure to provide you with the facility to make the final payments will be reported to the court.

 

What was the date for the final payment to be made ?

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this is my original post

 

 

 

Patricia Pearl - Small Claims Procedure - A Practical Guide

 

 

 

 

An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

 

£19.99 + £1.50 (P&P)

 

 

 

 

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bryan carter possible abuse of court mediation settlement agreement ?

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You need to detail all this in writing to Carter and send by recorded delivery (just in case they try to take any action for non payment) - ask them to send you their bank details so you can make payment. Advise them that failure to provide you with the facility to make the final payments will be reported to the court.

 

What was the date for the final payment to be made ?

 

It is the 29th of January. as per my post I have contacted Bryan carter, who passed my onto Lowell, who then passed me onto fredricksons who then passed me back to Byan carters Have to say that I have recorded all my calls with them

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It is the 29th of January. as per my post I have contacted Bryan carter, who passed my onto Lowell, who then passed me onto fredricksons who then passed me back to Byan carters Have to say that I have recorded all my calls with them

 

Also with each payment through their website I have downloaded each payment through their PDF download screen

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threads merged and tidied

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Im already registerd on his site, attempted to make payment but came up with payment not authourised. trying to get his bank details. not on any of the letters ive received. He's not responded to my email and recorded delivery letter requesting these

 

Thanks anyway

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Why not send a cheque......photocopy it and send recorded del...once you have proof its sent/ received....not your problem...final payment made.

 

Retain for court if he does try to proceed to judgment.

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Im already registerd on his site, attempted to make payment but came up with payment not authourised. trying to get his bank details. not on any of the letters ive received. He's not responded to my email and recorded delivery letter requesting these

 

Thanks anyway

That's strange as on the back of every BC letter I've seen is the standard "how to pay" template blurb which gives all the methods of payment including by internet banking to account No: 96615893 sort code: 60-23-34. That was also on the back of the last letter from him dated July 2014 when he wrote confirming he had discontinued the claim.

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Situation now resolved.

 

Many thanks.

 

Care to expand simon?...seems only polite after all the assistance given.....and Im sure the posters would like to know for their own benefit what the problem was.

 

Regards

 

Andy

We could do with some help from you.

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Care to expand simon?...seems only polite after all the assistance given.....and Im sure the posters would like to know for their own benefit what the problem was.

 

Regards

 

Andy

 

Of course Andy.

 

After writing to Bryan carter by recorded delivery requesting their bank details ,received a response with their bank details. However In the interim Bryan carter must have taken back the account from Lowell and when I checked the mybryancarter account section as I have been doing so daily found that the balance had been restored from zero to the amount that was outstanding so paid on their website.

 

Received an apology from bryan carter for the inconvienence caused but no explanation as to why Lowell took the account back with one payment remaining.

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Righty oh .....many thanks simon....its beneficial that threads have fully explained conclusion...as I'm sure you would agree if researching a problem.

 

Many thanks

 

Andy

We could do with some help from you.

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