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    • Do not under any circumstances plead guilty until we know what we are dealing with. It's a sure way to 9 points. The tried and tested way to handle this is to plead not guilty to both charges and offer to plead guilty to speeding provided the "Fail to give information" charge is dropped. But I am concerned about this "ticket refused" sticker. I've never heard of this before. A "ticket" is not a term used in connection with speeding offences. There seems a distinct possibility that your response was received by the police but one thing worries me: I've never heard of a sticker being placed on a response and it being returned "Return to Sender". t's just not what ticket offices do. If you could post a picture of this document and the sticker it might help.  If you can show the response was received you may have a defence to the "Fail to Provide" charge (provided you completed your response properly). If the police are saying you did not respond they cannot succeed with a speeding charge (as they have no evidence you were driving). But if you did not respond, who put the sticker on the document and sent it back yo you?
    • lolerz, many thanks for your reply and correcting my big mistake, oh dear start again. They sent the section 48 along with the Form NO 6A, it was sitting on top of the paperwork, sorry about that. SO they have sent me a Form No 6A and i have received the court paperwork with the claim form and defence paperwork.    
    • Hamster Bedding. Ignore.
    • Hi, below is a draft of the letter Address: Hugo Martin Director of Legal and Company Secretary EVRi Parcelnet Ltd trading as Evri CAPITOL HOUSE, 1, CAPITOL CLOSE LEEDS LS27 0WH REQUEST OF CONTRACTS      Dear Sir/Madam, I am writing in regards to the ongoing small claims case ____. In your Defendant’s response you make reference to a pre-existing commercial agreement between yourselves and Packlink (2.7). In that, you claim to have a clause removing customers third party rights under the Contract (Rights of Third Parties) Act 1999. I would like to request a copy of this contract and confirmation of the date on which the exclusion of third party rights term was included in it. If you refuse to provide this then I will be henceforth referring to that refusal in the claim, including to the Judge. I also notice that you have destroyed tracking information due to "lapse of time" in line with your data protection policy (2.12). Can you share where this data protection policy is disclosed to customers? I also ask you to forward you a copy of that data protectiono policy, and again if you refuse to provide this then I will be henceforth referring to that refusal in the claim, including to the Judge. Kind regards,
    • Firstly, thank you for filling in the sticky so quickly - we wish everyone who comes here would do that! You're in the clear.  MET don't know who the driver was.  They can use Schedule 4 of the Protection of Freedoms Act 2012 to transfer liability to the keeper if their bilge arrives within 14 days - they didn't send it out till 102 days after!!! So sit on your hands.  MET will come out with threat after threat but ultimately will do nothing. Have a read of other threads for this car park - we are having a tsunami of cases at the moment. Be sure to come back here though if they ever send you a Letter of Claim.  
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Lowells and Cap1 debt CCA return - help


aristilus
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Hi Debtfree,

 

DonkyB has it spot on.

 

Carey says that they can reconstruct an agreement for s78, but remember Waksman also said that if the agreement had been varied, and it will have been, then they must provide a copy of the original signed agreement to show that it was a variable agreement.

 

Saying that they can also reconstruct statutory letters is just plain rubbish. They cannot.

 

As DonkeyB has said, if they terminate shortly after a default notice, then that is their fault and that act cannot be rectified by printing another letter.

 

Unlawfull Rescission should see you through here, although some Judges may not understand it. The point is to to get all of your ducks in a row, to put them off attempting a court appearence.

 

They are correct in that they can still try to enforce the debt, including issuing a court summons, but if defended they should not be allowed to get judgement.

 

Apologies for the delayed response, but have had a poor few weeks.

 

Vint

 

hi, i'm just wandering if Vint//oe anybody is still helping people with these parisites DCas trying to get a quick buck, by buying up a load of 'pold pre 2007 debts and trying to get punters to pay up , hoping that crappy reconstituted fiddle fddlle documents my scare punters into paying up'i you could let me know if your still there , wouold apprecite it::smile::smile:

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hi, i'm just wandering if Vint//oe anybody is still helping people with these parisites DCas trying to get a quick buck, by buying up a load of 'pold pre 2007 debts and trying to get punters to pay up , hoping that crappy reconstituted fiddle fddlle documents my scare punters into paying up'i you could let me know if your still there , wouold apprecite it::smile::smile:

 

 

Hi do you have a problem with a recon agreement, some differences exist now in regard to recons now.

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Bang on Brig.

 

Bear in mind that case law since this discussion commenced has rendered the rescission angle obsolete – if, indeed, we ever had it right – don’t rely on threads that are nearly four years old! Start a new thread for a fresh problem.

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Bang on Brig.

 

Bear in mind that case law since this discussion commenced has rendered the rescission angle obsolete – if, indeed, we ever had it right – don’t rely on threads that are nearly four years old! Start a new thread for a fresh problem.

 

 

I agree DB, too much water under that particular bridge.

I'M not sure that we had it right either.

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hi,yes i CCa'd Lowell for a Capitol one agreement, what they sent was a load of fiffle faddle, Crap, clearly a recon of miscellaneous agreements with my name inserted: they then said i've got 30 days to respond: it's actually statute barred on the 05th jan 205, so was going to try and extend it to this deadline: have reead a great deal from Cosumer ACtion group, on how to prepare a defence, if needed, but i've got feeling that should i just press them for:

........................................................................................................

always ask to see the original agreement. If the creditor says that only electronic copies are available because the original was destroyed after scanning, then defendants must ask the creditor to show its procedures for complying properly with document management standards.

.............................................................................................................................................

 

then they may see that i will defend this:???? not before a few weeks have exoired tho'

any advice or support is always appreciated: (could do without this as i am suffering from Cancer and am presently under treatment) ,:)

Edited by aristilus
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I am assuming the SB target date is 5th January 2015 :)

 

Have you actually been served with a claim form ?

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hi,yes i CCa'd Lowell for a Capitol one agreement, what they sent was a load of fiffle faddle, Crap, clearly a recon of miscellaneous agreements with my name inserted: they then said i've got 30 days to respond: it's actually statute barred on the 05th jan 2015, so was going to try and extend it to this deadline: have reead a great deal from Consumer ACtion group, on how to prepare a defence, if needed, but i've got a feeling that should i just press them for:

......................... ......................... ......................... ......................... ....

always ask to see the original agreement. If the creditor says that only electronic copies are available because the original was destroyed after scanning, then defendants must ask the creditor to show its procedures for complying properly with document management standards.

......................... ......................... ......................... ......................... ......................... ................

 

then they may see that i will defend this:???? and they have little or nothing to offer : not before a few weeks have expired tho'

any advice or support is always appreciated: (could do without this as i am suffering from Cancer and am presently under treatment)

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hi,yes i CCa'd Lowell for a Capitol one agreement, what they sent was a load of fiffle faddle, Crap, clearly a recon of miscellaneous agreements with my name inserted: they then said i've got 30 days to respond: it's actually statute barred on the 05th jan 205, so was going to try and extend it to this deadline: have reead a great deal from Cosumer ACtion group, on how to prepare a defence, if needed, but i've got feeling that should i just press them for:

........................................................................................................

always ask to see the original agreement. If the creditor says that only electronic copies are available because the original was destroyed after scanning, then defendants must ask the creditor to show its procedures for complying properly with document management standards.

.............................................................................................................................................

 

then they may see that i will defend this:???? not before a few weeks have exoired tho'

any advice or support is always appreciated: (could do without this as i am suffering from Cancer and am presently under treatment) ,:)

 

 

 

It would help us to advise you if you can post up suitably redacted copies of all that you refer to as "piffle" etc.

 

 

Has a claim been issued?

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Please Consider making a donation to keep this site running!

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hi ciitizenb,

no not had a claim form sent,

the SB date is 16/08/2015 just checked the copy of account doc's they sent, realise now too long to go for 6 years SB, got 30 days to respond to them,?

not suure how to upload images, will try later:(

Edited by aristilus
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own thread created here

 

 

you don't need 10 posts

 

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thanks will do tonight: in the mean time these staements T&CS are from a ROYAL BANK of SCOTLAND

and the card was with Capitol One ????? can you help? and how do i start a new thread, dont want to lose the helpers now :)

Edited by aristilus
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this is your thread

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thanks will do tonight: in the mean time these staements T&CS are from a ROYAL BANK of SCOTLAND

and the card was with Capitol One ????? can you help? and how do i start a new thread, dont want to lose the helpers now :)

 

 

Please excuse my amazement RBS statements for a Capone CC account??? Were these supplied by Lowell.

 

 

Please carefully check account numbers, dates and amounts, if Lowell has supplied these statements then something stinks.

 

 

I look out for your uploads, just follow dx's instructions.

 

 

dx 100 has set up your own thread now so just post here.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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file / properties.

 

 

if you print to PDF it will not carry over metadata

 

 

if you post the .doc directly here it will

  • Confused 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Is there any letter from Lowells explaining the documents they have provided ?

 

 

I would have thought the attached documents would be sufficient to enforce,

unless you have a Solicitor who deals with CCA cases who can identify issues to use in defence.

 

 

Are these definitely reconstituted documents or just copies from a microfilm/records system.

 

Lowells normally farm out cases to BW Legal or Bryan Carter if they want to issue a court claim.

We could do with some help from you.

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