hi would you post me a copy ? cheers Aristilus

got one of two of those letters from BW, could you post me the debt denied template: please ,cheers in advance

hi, After i stopped paying, nothing really apart from various DCas trying to get me to pay, and i just hit them with the unenforceabity agreement, and that was the end of it for 4 years, until Lowell started it again recently: yes it was an agreed reduced payment i had with Capitol One, and that was the last one in Jan 2009, I've supported the site, as all your help is greatly appreciated:

as you say something is erroneous .cheers many thanks for speedy reply:) will add to my response any thoughts on it being Statute Barred in January2015? as last payment was 05/01/2009 ?

Hey guys i just got to add this pn: its laughable: i'll post them up in a mo' my balance from 16/10/1999 £1073.53 nil in/nil out to: 15/04/2000 £926.20 nil in/nil out credit limit was £2000 (which it never was anyway) it was £1700 then:16/05/2000 new balance:£910.73 nilin/nil out ? and my credit limit shot up to £4000 then:16/08/2000 new balance £889.93 nil in/nilout, so according to thier staemnets i had been paying ???? yet they confirm on the statements that nil ws ppaid in, and nil was paid out? they must be using a mix of imperial/decimal/and double dutch mathematics??

................................................................................ reply sounds good to go will wait a little as they said 30 days, to reply? stretch it out a bit..... just a quick quick Q? re: Statute/Barred: as my last payment was on the 09/01/2009 doesn't this make it S/B on the 09/012015 ?

many thanks for confirmaton, will just wait to see what they do next,

hi brigadier, i just noticed a few things that may be of interest: the reverse side of it does ( it is the same) the front of the T/C from CApitol one , which i've kept since 2009 is slightly different ? with some reference numbers not matching: my name address is the same: but it is definetly a reconstructed document as i say there is a reference number that is different. and as pointed out here in my docs' that the accompanying page is a third party's T/C from a RBS account: on this note alone i could write back to owell stating that what they have sent does not meet with my request for a copy of my agreement and they have sent incorrect data material/details relatiing to a third part acc ! this i would assume cause a bit of a stir, at the very least or should i let them know, i can post if you think this is useful ?

Hi Brigadier, hope you have a bit of time over the weekend, would love to do what you suggest: just want to get it right cheers :

HI, cheers, thanks for help

Hi, sure any help is very welcomed, made an error on letter , left my name,i've corrected it now whew !

i've corrected it now whew !aghhhhhh

cheers, greatly appreciated

i've corrected it now whew !

hi briggadier, page 9, does have my name and address in it ? page 15-19 are the RBs T/Cs for somebody else? i dont miind letting this go to court, as i'm 66 on pension credit, and my other creditors 2x accept £1per month ? whats your thoughts, or is there parts that are missing? cheers :???:if there is could you point me to thepage #s, cheers

....

hi, thanks for speedy reply i wasn't sure if i had attached letters from Lowell, will attac:-x now, and they had sent me 3xsets of doc's 1: with capitol one on the front, and inside was the T&Cs belonging to someone else from the Rbs 2: said original agreement, no name on the front of document, 3: was default agreement, no name on that either: i'm now tring to attached letter of explaination from lowell, but computer slow... cheers

Hi, yes attached, looks like i'll have to accept? will offer the same payments i have my other creditors £1 per month, which my other creditors have accepted. what's your thoughts , or should i try a CCA solicitor, i know one locally, uppose it wouldn't harm to ask ???

hi, hope this is correct? i've erased the gentleman's name this RBS agreement belogs to :ive uploaded files , i can see they are there cheeers

hi donkeyb, understand the removing of identity in doc's , but i a bit lost on the metadata, how do i check this? cheers

hey, guys there ae so many BANK OF SCOTLANDS REFERENCES i will highlight them and post , make it easier

ok just about to create word doc, then conver it to pdf? thanks for your help guys,

thanks will do tonight: in the mean time these staements T&CS are from a ROYAL BANK of SCOTLAND and the card was with Capitol One ????? can you help? and how do i start a new thread, dont want to lose the helpers now

hi DonkeyB not sure how to start new thread, and dont want to lose you or brigadier??

hi brigadier/others i need 10 post to upload images ????