Jump to content


  • Tweets

  • Posts

    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Rossendales DCA Threat Letter on Legal aid 'debt'- SCOTLAND


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 483 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I received a letter today from Rossendales regarding a £500 debt I owe the legal aid agency.

 

Considering my case was only last week they've been fast off the mark.

 

The case concerned an appeal in Manchester which I was unsuccessful.

 

I live in Scotland.

 

I have two questions:

 

Does the LLA or Rossendales have any authority in imposing this charge as I live in Scotland and we do not have bailiffs?

 

 

If forced to pay what is the minimum I can pay per month?

 

 

I have no intention of sending details of my personal finances to Rossendales.

I have no contacted anyone yet but I am aware not to contact anyone by phone.

 

Thanks in advance for any advice.

Link to post
Share on other sites

Are they acting in their capacity as "Bailiff" or "Debt Collection Agency" ?

 

I will amend your title to reflect that you live in Scotland and find someone on the site team to help :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

**you can post up images/letters by this method immediately..you don't need 10 posts**

.

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

************************* ************************* ***********

.

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

http://www.convert-jpg-to-pdf.net/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or http://www.freepdfconvert.com/

or

use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though DONT USE BANK NAMES or CAG in the title

i'e Default notice DD-mm-yyyy

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

...

YOU DONT have to put a link to the attachment in the msg box..just upload it ..job done

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I received a letter today from Rossendales regarding a £500 debt I owe the legal aid agency. Considering my case was only last week they've been fast off the mark.

 

The case concerned an appeal in Manchester which I was unsuccessful. I live in Scotland.

 

I have two questions:

 

 

  1. Does the LLA or Rossendales have any authority in imposing this charge as I live in Scotland and we do not have bailiffs? - no
  2. If forced to pay what is the minimum I can pay per month?
    I have no intention of sending details of my personal finances to Rossendales. - that's for the procurator fiscal to decide

I have no contacted anyone yet but I am aware not to contact anyone by phone.

 

Thanks in advance for any advice.

 

NEVER EVER pay a DCA a gov't debt

 

in this instance the rossers are act purely as DEBT COLLECTORS

 

and have NO LEGAL POWERS whatsoever.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?421236-Rossendales-DCA-chasing-old-legal-aid-debt&highlight=rossendales

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 month later...

I hope I've attached this correctly? Sorry for the delay in replying but I've been ill.

 

There seems to be some confusion regarding this bill. I had £500 costs to pay and a further £350 costs as my appeal failed.

 

I contacted the LAA directly informing them I had no intention of dealing with Rossendales and I would only deal with the LAA.

 

The LAA debt department in London replied with the following email

 

"Further to your E-Mail dated **/**/14

 

I write to confirm that we are only dealing one of your cases in Debt Recovery Unit

and that is the certificate of ********** this is the account we have sent the Personal Budget Form to you.

 

With regards to Rossendales

I would suggest that you make contact with them direct as one of your other certificate’s

could have been sent to them which we are not dealing with."

 

This seems bizarre to me as they suggest they have contacted Rossendales for one part of the debt but not the other!!!

 

I suspect Rossendales are dealing with the first case and the LAA the appeal.

However to add further confusion Rossendales state in their letter (attached) the debt in the appeal court was £500 but it was only for £350!

 

Should I ask the LAA in London for a full breakdown of all debt and inform them I will only deal with them?

Link to post
Share on other sites

yes deal with the LAA only

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 year later...

Sorry to resurrect an old thread but I haven't heard any more from Rossendales until

 

yesterday when they called my mobile and I didn't answer.

They didn't leave any voice mail but I Googled their number.

 

They called me last year and I told them I would only deal with the LAA and put the phone down.

The LAA said they wouldn't deal with me and to speak with Rossendales.

So I was left running around in circles.

 

I'm surprised I haven't received any further letters from them,

it's only phone calls but I won't talk to them on the phone as I want everything recorded.

 

Am I taking the appropriate course of action by not taking their calls?

Link to post
Share on other sites

correct

 

told you it was a load of old fleecing

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thanks,

 

I'm guessing my name has come back around again for my annual phone call?

 

What's the likely outcome do you reckon?

 

Will they eventually just give up and go away?

 

I'm in Scotland so I think I'm right in saying they can't do much as we don't have bailiffs up here.

Link to post
Share on other sites

already answered

go read your thread again

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

nothing

 

its a bogus debt in the first place..

 

you'd think the LAA

could simply click fingers and have your wages..

...funny they've not done that............

 

urm.........

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

Maybe I'm reading this wrong but you're coming across as quite smarmy and I'm just asking a simple question.

 

You may know the answer but I only asked for clarification on this. You said 'bogus debt' but offer no explanation as to why it's a 'bogus debt'.

Link to post
Share on other sites

not toward you but the fleecing dca.

 

they can do nothing bar keep attempting to spoof you.

 

next will be a letter from one of their sister companies

well simply them in a diff name but same group

in an attempt to make you think its escalating.

 

the bottom line is you never ever pay/communicate nor talk

to a no powers DCA on a govt debt..end of no if's...

 

if the LAA had any legal claim themselves

they wouldn't pussy futt around with a dca

they'd arrest your wages or WHY

 

safe to say sit on your hands.

 

dx

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?421236-Rossendales-DCA-chasing-old-legal-aid-debt-**WON!!**/page2&highlight=legal+aid

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Coincidentally they called me this morning.

 

I have their number on my reject list but they left a message asking to call Rossendales Collect.

Clearly this won't be happening.

 

Now that I've had time to get my thoughts together it's clear what you say must be the case.

 

If they had any power what so ever they'd be hauling me to court.

 

I've offered to pay the LLA direct which they say I cannot do as I'd have to speak to Rossendales which I won't do.

 

So I'll ignore them.

 

Am I correct in saying after 5 years in Scotland the debt is time barred?

 

How do I create paragraphs?

 

Once I send a post the paragraphs disappear.

Link to post
Share on other sites

How do I create paragraphs? Once I send a post the paragraphs disappear.

 

It may be to do with the settings on your computer or browser.

 

In regard to the issues you have. As dx has said, if the legal aid people wanted to do something, they would have obtained relevant court authority in Scotland and you would be paying it back by now.

 

I am not sure whether legal aid debts are subject to limitations acts. I would be surprised if parliament in their legislation allowed limitation laws to apply to legal aid debts.

 

You don't have to deal with Rossendales, as they are acting as debt collectorsonly. It is up to the legal aid people to take this forward, but given that they have refused payment, it won't help them.

 

Suggest you ignore Rossendales and they will go away.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

I think theres nowt to stop you specifically writing to LAA

 

state clearly that you are willing to pay them directly

if you've done that already

 

end of the matter

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I contacted the LLA in 2014 as I was confused about two separate debts.

 

One was being dealt with Rossendales and the other from the LLA.

 

I've never had any dealings with the courts before so I was confused

but it transpired the LLA debt was a mistake

and was meant for someone else!!!!

How incompetent can they be?

 

I asked the LLA to retrieve the file back from Rossendales as I wouldn't deal with them

and haven't heard back from the LLA only Rossendales whom I'm ignoring.

 

Maybe one day the LLA will retrieve the file back from Rossendales but I certainly won't contact them again.

Link to post
Share on other sites

  • 4 months later...

I told the LLA I wouldn't deal with Rossendales only them but clearly they have ignored this.

 

 

Every six weeks or so Rossendales bombard me with phone calls which are automatically rejected and go straight to voice mail.

They stop after a few days or so only to start again six weeks later.

 

What surprises me is they have never sent a letter to me since the first one a couple of years back.

Their only point of contact is through my mobile which is ignored.

Anyone with a bit of sense would realise I'm not going to answer my mobile so would send a letter.

 

I'm not complaining but I just think it's strange.

Link to post
Share on other sites

Told ya

Spoof in the first place

They want to make threats they would never put on paper

To see if you are mug enough to fall for it

 

Ignore

 

Dz

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 month later...
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...