What about the creditor, they could take go to the courts right? How often does that occur, from what I’ve read online, it is fairly rare.

The client is The Enterprise Fund. Is there any chance they could try chase this internationally?

Thankfully no UK assets and I’m permanently resident abroad (in the EU). Another thing I’m concerned about is that there was an active direct debit that has failed every month since I left the UK. I thought I cancelled it, but apparently not. Since it failed and no funds were ever transfered, it should not be a problem, right? Thanks for the help!

That answered both of them. Who: GC Finance and when: mid 2020. Don’t see any others, might be blind though, so pls let ke know what else is needed, thanks.

Gc Business Finance, mid 2020 as far as I can remember. Split from the business and then moved abroad.

I received a letter via email from Village Collections regarding an £11k debt owed on a unsecured start-up loan. I would like to know when the debt is statutory barred as it was taken out in Scotland, and if VilCollections will take any enforcement actions. I haven’t made payment since April/May 2021. I’ve also moved abroad since not paying and this is the first email I recieved. Thanks