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Everything posted by Argyll

  1. My 2009 Kia Ceeds ignition broke without any warning. This happened around 2005. Luckily it was still under warranty. It can happen any time although they should have contacted you to let you know. £350 sounds steep.
  2. That would mean you didn't update your driving licence with your new addresses. It seems strange the police haven't 'doorstepped' you. They normally do this to confirm you were the driver.. Haven't you viewed the photographs? They are normally available online.
  3. If this is from November 2017 when did you become aware you were being blamed for being the driver?
  4. To be fair you shouldn't have left it out overnight as it's not classed as a permanent structure. I bought a cheap one from eBay and it crumpled like a cheap suit. I got my money back. That being said I don't think it's been particularly windy in the UK well it certainly hasn't been in Central Scotland where I am. I'd certainly question its quality but perhaps omit the fact you left it out overnight.
  5. Thanks. Is there a cut off rate I can freely move at?
  6. This one really gets on my goat. I signed up to a two year contract with Vodafone last year at £20pm. I've just been sent a text by them informing me the price will increase by 2.5%. I'm pretty happy with Vodaphone but then I was happy with O2, Plusnet and GiffGaff as well. It's the whole principle that gets me. If I lost my job and wanted to cancel they would be telling me I signed a contract and must stick to that but they seem to forget the contract when it works in their favour. Do I have to accept their increase?
  7. A few months ago I ordered some Fischer rawlplugs online. Inside there was a scratch card which I won and called the company to claim my prize. They said someone would contact me but several phone calls later and several promises later and I still haven't received any call to tell me what I've won. Can I take action? If so how do I contact?
  8. I received a phone call from them last week. I informed them I didn't appreciate the phone call but since they were on the phone I informed them I didn't owe them any money and to stop harassing me. It sounded like a wee daft lassie on the phone who was reading from a script. She said they 'may' add this to my credit file. It sounded very much like a threat. Can they do this?
  9. As many of you know GB energy went into receivership last year. I was a customer of theirs but left way before they went into receivership. The last bill I received was a credit of £78.03. I was told the company taking over the account would deal with this. life took over and I completely forgot all about it. I changed suppliers and heard nothing more until yesterday when I received an email from a company named CD: As a previous customer of GB Energy Supply Limited you are receiving this update to notify you of recent events regarding the Company. On 30 November 2016 at
  10. No they didn't do that. They tried with the 9K debt that wasn't mine but I disputed it. I never signed into that agreement. I thought I would post on here to get someone's opinion from Scotland.
  11. Not panicking, just looking for alternate opinions. I do wish you'd stop using acronyms. I have no idea what they mean.
  12. I done some research and discovered 'Which Legal' had a special offer on at half price POA until the end of January. I completed an on-line template and their paralegal team checked it over. I then had my dads doctor to countersign it. It's going through the Scottish offices as I speak. I despise solicitors as I have been ripped off in the past while going through family courts £205 an hour really is a mickey take, All in all it's cost me about £130 I'll use the same template for my mum
  13. I have lived in Scotland since 2008. In 2013 I received legal aid for a court case in Manchester which I lost. A few days after the case I received a threatening letter from Rossendales debt collectors based in England demanding payment of £500. The threatening manner of the letter was unnecessary and I called them to ask who they were as I thought I would pay the legal aid agency. Their attitude upset me so I took advice and during this I learned from this site that I shouldn't pay any money to Rossendales I should in fact ask the LA agency to take the debt
  14. Thanks for the links but I already read them. However it doesn't provide any templates or none that I can see anyway. I'm wary about having a solicitor draw it up for me as I think most of them are **** sucking leeches but that's another story I just wondered if there were any templates online I could use.
  15. My dads 73 and suffers from ill health. I've dealt with all his financial affairs for years but thought we're better making it official. He has agreed to giving me power of attorney and I've been looking through the process of carrying it out. We've decided to go do it ourselves and wonder if anyone on this site has experience of doing it themselves and if there are any good templates around? I live in Scotland.
  16. If my memory serves me correctly it is unlawful to work longer than 4 hours without a break unless your shift is less than 6 hours. I can't see your employer agreeing to this because if someone had an accident then he would be liable and could be sued. I used to be a trade union shop steward.
  17. Well it's over 6 months now and I've received nothing since May. It seems their threats didn't work and they've moved on
  18. I still get about 2-3 calls a week but my phone automatically rejects them and they leave a message on my voice mail which I just delete. I wonder if there is a human being calling me or an auto dialler?
  19. A quick update. I've been on holiday for a month hence the delay. I emailed Jon but he never replied! I called the Falkirk gym in Falkirk just after starting this thread and asked the gym member to get the manager (name removed) to call me. I received no call. I received another letter from Harlands in November which I opened on my return from holiday last week. I called Xercise4less this morning and through luck (name removed) the manager answered the phone. I explained my situation but he said I had to go online and cancel there and my membership was still active and in arrear
  20. I thought vehicle clamping wasn't allowed in Scotland https://www.scotcourts.gov.uk/about-the-scottish-court-service/scs-news/2016/11/24/fines-dodgers-pay-up-after-cars-clamped
  21. This is the reply I received from DVLA. They haven't mentioned the POFA ' Information about registered keepers of vehicles can be released by the DVLA under the provisions of the Road Vehicles (Registration and Licensing) Regulations 2002. This legislation allows vehicle keeper details to be disclosed to third parties who can demonstrate that they have a reasonable cause to receive it. Reasonable cause is not defined in legislation but the Government’s policy is that it should relate to the vehicle or its use, following incidents where there may be liability on the part of the dr
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