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    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
    • The video-sharing app told the BBC that a "very limited" number of accounts had been compromised.View the full article
    • The King is the second monarch to appear on Bank of England notes which will be fed gradually into the system.View the full article
    • The King is the second monarch to appear on Bank of England notes which will be fed gradually into the system.View the full article
    • luckily like this thread VCS/DCB(L) PCN spycar capture - PAPLOC Now claimform - no Stopping in Restricted Zone - Bristol Airport ***Claim Dismissed*** - Page 4 - Private Land Parking Enforcement - Consumer Action Group although no on the crossing, same applies to you so WS time. there are numerous threads here on pedestrian crossing claimforms by VCS at Bristol and at other airports so use our enhanced google searchbox and find them. really a bad idea to vanish for SIX months and not been have reading up here.....................  
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Uproar over student loan debt collector


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Hundreds of thousands of people with student loans outstanding from the 1990s have been sent shock letters from the company that bought the debt from the Government.

 

Erudio Student Loans was set up last year by the debt-recovery specialist Arrow Global. Credit industry insiders say the firm is renowned for “carpet bombing” potential debtors and, since taking over the loan book last November, it has been busy.

 

Several readers with deferred loans have contacted The Independent with fears that they could end up with a credit black mark or be forced to repay their loans, even though they remain on benefits.

 

They suggest that Erudio is trying to get ex-students to sign a note changing the conditions of the loan, allowing the deferral status and account to be reported on credit reports.

 

http://www.independent.co.uk/money/loans-credit/former-students-in-uproar-over-debt-collector-9240014.html

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Aha, I see Arrow Global are behind this ! We have seen one or two caggers posting regarding Erudio.

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one or two!!

 

there are loads of them in the running threads.

 

in this forum.

 

they cant change the T&C whatever people sign

 

and they certainly cannot use benefits as income

when calculating the total income.

 

its all in the org SLC T&C's.

 

Arrows are trying to pull a fast one.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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as this thread is likely to get lots of viewers

let just recap a few things:

 

YOU DONT have to fill out the ultra intrusive Erudio Deferment form!

 

you can write just a simple letter outlining you circumstances.

 

you COULD use the old style SLC form questions only

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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This is just pathetic... AG once again trying to throw their weight around,

A simple letter should suffice.

 

Honestly, id like to see one of these letters that they have sent out...

 

We could do with some help from you.

 

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**Fko-Filee**

Receptaculum Ignis

 

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One for the FCA for sure.

 

Arrow really are the pits.

 

Agree fully.

 

Until we start seeing the results of this change, we are a bit in the dark.

 

On CAGger was saying that Erudio classed her child care allowance as income which took her over the limit.

 

Nobody should sign any new agreement as then erudio are bound by the original terms and conditions. I suspect it is similar to when credit cards up the rates and you disagree, you can stop using the account and pay off the debt at the old rate.

 

As for marking credit files. If someone 'forgets' to defer by a couple of days, will this mean their credit file gets marked as in arrears?

 

Nothing like what Erudio said in their statement.

 

“This should be good news for people's credit ratings. A well-managed loan should strengthen someone's credit history.”

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I have just learned that they can 't put any mark on credit records ........only the original creditor can and since slc have now sold these loans/debts then they no longer will have any interest in doing so.

 

As for enforceablility of these debts, many have not received reply for their CCA's in the 12+2 working day limit too.

 

So! are these lemon debts?

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Arrow really are the pits.

 

also blame the govt. they gave these out under one premise, and now they've sold it without due regard to who!

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just like they did by selling earlier ones to THESIS [AKA LINK DCA}

 

this is where the money went....

 

http://www.homesandproperty.co.uk/property-news/news/millionaire-debt-collector-digs-deep-south-kensington

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Arrow Global are an unusually aggressive and parasitical debt spiv, even for debt spivs. If they sniff a way they can get round the law without actually breaking the letter of it then they will do it without any consideration for their victims and regardless of how vulnerable their victims are.

 

The FCA should now build on their early promise and swat Arrow Global from the face of the earth. Arrow Global's presence does nothing to contribute to anyone except their owners. Their registered office is in Guernsey so they don't even make a contribution to the UK exchequer.

 

So, please FCA, check out those mountebanks and make the world a better place.

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