Jump to content


Marlin/Restons Claim form LLoyds Current Account 'debt' - ***Claim Discontinued***


new-me2010
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3366 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Debt Collection Letters and "demands for payment" are not considered relevant contact" I think. Starting a court claim is.

 

Allegedly serving a Demand/Termination 6 months after last deposit is the cause of action Brig which would prevent it becoming Statute Barred...in their eyes ..if they served one and can prove it ...otherwise its SB pre litigation.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • 1 month later...
  • Replies 75
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

How long would it be stayed for or is it the proverbial piece of string ?

 

yes, if not a set stay period, usually until it or you apply to lift stay with reason.

Link to post
Share on other sites

  • 4 weeks later...

via an application to the court, within which could request directions/strike out for eg

there may be a hearing though, where the claimant might object to a strike.

Link to post
Share on other sites

  • 3 months later...

Have received a letter today from Restons from a trainee solicitor. I can't scan as desktop isn't working.

 

We refer to the above matter and note that i recently filed a defence. (6 months ago.)

 

They have asked Lloyds for the necessary documentation and are still waiting for a reply.

 

" You admit to having a current account with Lloyds TSB Plc, therefore we kindly ask whether you are prepared to offer a settlement figure or repayment proposals towards the outstanding balance in the meantime. If so, please complete the financial statement clearly stating you offer of repayment or alternatively advise our office of a settlement figure by a date no later than the 15th October 2014

 

We look forward to hearing from you."

 

How should I reply to that?

Link to post
Share on other sites

Have received a letter today from Restons from a trainee solicitor. I can't scan as desktop isn't working.

 

We refer to the above matter and note that i recently filed a defence. (6 months ago.)

 

They have asked Lloyds for the necessary documentation and are still waiting for a reply.

 

" You admit to having a current account with Lloyds TSB Plc, therefore we kindly ask whether you are prepared to offer a settlement figure or repayment proposals towards the outstanding balance in the meantime. If so, please complete the financial statement clearly stating you offer of repayment or alternatively advise our office of a settlement figure by a date no later than the 15th October 2014

 

We look forward to hearing from you."

 

How should I reply to that?

 

Are you being serious?:lol:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • 1 month later...

Received what new-me2010 ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Sorry was rushing around.

 

Received a letter from Restons, my scanner is down so can’t copy so typing main notes.

 

“Marlin v NM re Lloyds Current Account.

 

We refer to the above matter and see that you have filed a defence at court which states that

you dispute the amount owed on the basis that it consists of unlawful interest applied.

 

Enclosed with the letter are

 

Reconstituted copes of the statements of account from Dec 06 and Jan 09.

 

 

Please note the final entries on the account refers to an internal accounting procedure when the balance was transferred to a separate account.

This does not show that the account has been written off/repaid.

 

The NoA from November 2012

 

Now we have provided you with details namely a breakdown of the outstanding balance,

we would be grateful for you to confirm that you are willing to withdraw your defence

by completing the enclosed form N9a and returning it o this office by no later than Nov 18th.

 

 

Failing which we may be instructed to make an application to strike out the defence/for summary judgment

and seek an order that you pay the claimants costs in association with that application.

 

Signed

Trainee Solicitor”

 

Checking through the statements showed that the last time I did anything on this account was Dec 07

which made it statute barred 11 months ago.

 

How do you suggest I proceed?

Link to post
Share on other sites

I think it might be the wording of point 3 of your defence that has caused this.

unlawful interest & unlawful deductions/charges.

 

 

as we didn't see it before you filed, andy and the knowledgeable crowd could not help .

 

should have read;

the outstanding balance on the account was purely the result of numerous PENALTY charges & the interest they accrued.

 

though I doubt it really matters

 

see what andy says.

 

pers I think its just another attempt to make you give them 'something' before they discontinue.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Responding to your PM

 

Its a standard ploy by this solicitor to pressure you to cave in....hold your nerve and wait.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • 2 months later...

I've sat on my hands and waited and received this morning

 

As I didn't reply by 18th november they have given me until the 29th to send in my N9A

 

If I don't they will ask to strike out Defence and obtain a summary judgement and seek an order to pay.

 

Next Move?

Link to post
Share on other sites

Continue to sit on your hands....no party dictates to the other what to do...if they wish to make application...let them you will of course oppose it.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

The thing is they don't need to make that threat ...they don't need to ask you to submit N9A.....if they feel their claim is strong then they can just lift the stay and proceed to trial and get judgment...the threat of Summary Judgment (which is judgment without trial) is meant to scare you into a knee jerk and compromising your defence.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

...... an internal accounting procedure when the balance was transferred to a separate account. .....

 

 

sounds like to loyds' 'router' account. can that be questioned also? remembering paulwaltons? thread re a router account?

Link to post
Share on other sites

  • 3 weeks later...
  • 2 weeks later...

Good Morning, and isn't it a lovely day.

 

Received this morning from Restons.

 

Dear Madam

 

Re Marlin Europe v NM2010 Lloyds TSB

 

Please find enclosed by way of service upon you Notice of Discontinuance.

 

We are now closing our file and thank you for your cooperation

 

Yours faithfully

 

Trainee Solicitor.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...