Lowell/carter claim form for old lloyds loan - help

[AndyOrch]

Well I'm sure its still on offer (or should be) and if not you suggest it and if still refused...there will be further opportunity in mediation at allocation stage.

[mw45uk]

Ok brill.Thanks for your time Andy

 

Mw

[AndyOrch]

When you state he " is defending" have you received directions questionnaires N180 to complete and submit?

[mw45uk]

Yes that came yesterday ? Says that if i think that this is not the appropiate track for the claim then i must complete C1 box on the N180 form?

 

mw

[AndyOrch]

Well it is the right track N180 is for Small Claim Track less than 10K.But that's not what I was asking for.... I am thinking you still have time to submit the DQ so get onto Carter and suggest " before we submit DQs are you still willing to consider that Consent". ?

 

 

But even if he says yes you must still submit yours.

[mw45uk]

Ok yes say I have until the 17th to submit DQ? An allocation fee of £40 is due this is payable by the claimant I take it Carter pays this fee?

 

Mw

[AndyOrch]

Ok yes say I have until the 17th to submit DQ? An allocation fee of £40 is due this is payable by the claimant I take it Carter pays this fee?

 

Mw

 

 

 

Correct

[mw45uk]

Ok I'll go on carter web address for communication and as the questions and will get the DQ sent and see what happens? Do I put a court nearest to me for the hearing to take place and do I have to attend?

 

Thanks mw

[AndyOrch]

All claims are automatically transferred to the defendants local county court.....if it does get to trial ...of course you will have to attend unless you wish to lose.

[mw45uk]

Ok Andy thanks. Might be foolish of me to go to trail and hope they don't have the correct documents to produce as if they do then I'll be getting the court cost added to my debts so like you said I'm trying to resolve this and hope with the help and advise given to me I can? I will keep you informed as soon as I get a reply from Carter and see what they come back with.

 

Thanks mw

[mw45uk]

[ATTACH=CONFIG]49070[/ATTACH]

 

Hi there can you make anything of this letter from Lowell please as I don't understand this.

also let you know that I returned the consent order with an offer of payment to Carter today don't know if that will make a difference to this letter?

 

Thanks mw

[AndyOrch]

Its response to your complaint that they have not complied with your section 78 request...not sure why you sent this dated 27th Jan as I would never advise it.

 

Andy

[mw45uk]

Ok thanks Andy ill carry on with the offer and see what comes back, I sent it today recorded so ill post when I get a response.

 

mw

[mw45uk]

hi iv an update from Carter. they sent me a copy of their defence papers with the £40 to pay box ticked with an added letter saying that they are willing to settle this matter without taking this to court. they have not responded to my offer of payments on the consent order? what will my next step be if you can help please.thanks mw

[AndyOrch]

Not a clue what the above means mw...what have you received.... what are the claimants defence papers and £40 to pay box ticked ?

 

Andy

[mw45uk]

Sorry Andy hope this is more clear? Letter from carter says "we enclose a copy of the defendants directions questionnaire. The claimant is prepared to settle this matter out of court and we look forward to hearing from you regards negotiations." £40 fee included with the DQ.

 

They did not reply to the consent order I sent back with an offer of payment and I don't know why if it was a settlement they wanted?

 

Thanks mw

[AndyOrch]

Simply write or telephone thanking them for their copy of DQ and with regards to settlement you have already signed and returned a Consent Order so why have you submitted a DQ to proceed?

 

Regards

 

Andy

[mw45uk]

Hi made a call today and

 

 

carter say DQ was sent to the court because they were instructed to?

 

 

Did say that they had not replied to me in ref to my consent order and repayment offer and

 

 

they said that they had forwarded it on to the court and I should wait for the court to reply?

 

Also while I was talking about this

 

 

they asked if they could speak to me about another matter which had come to their attention

( implying another debt which must be with them) but

 

 

I declined as I have many ongoing situations that I'm dealing with which they very politely accepted.

 

Thanks mw

[citizenB]

Has this been allocated to your local court ? If so, then you might be able to telephone them and ask for copies.

[mw45uk]

Has this been allocated to your local court ? If so, then you might be able to telephone them and ask for copies.

No still at Northampton and Carter say wait for the court to reply. Without actually telling me they implied that they had accepted And court would give me a first payment date? Did I do right not talking about other matters with them as well?

 

Thanks mw

[mw45uk]

Hi there all

 

 

got a letter from county court and Carter

saying that my monthly offer of repayment had been accepted

 

 

just got to set this up now but

 

 

one thing concerns me from the letter from Carter

 

 

they Said that this offer has been accepted but may be subject to review in 90 days time unless specified otherwise ?

 

 

Just worried they might try to increase the payment amount ?

 

 

Can they do this ?

 

Thanks me

[fkofilee]

They have no right to *review* it at their will... So just pay what you have stated in your offer.

[mw45uk]

Ok thanks fkofilee will do

 

mw

[AndyOrch]

What was the letter from the Court? You should receive a copy of the Consent sealed by the Court and conformation that the claim is stayed.

 

Andy