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    • thread title updated. so a sold debt. who are the solicitors? TM legal? why didn't ovo do this themselves as they do but chose to sell the debt on for 10p=£1? funny debt you state you reived a letter of claim, why did you not reply too it.? also is there is no indication of the date this bill comes from on the claimform? how do you know its from 2022? what other previous paperwork have you received? please scan page 1 of the claimform and bothsides of ALL previous letters upto one mass pdf read upload carefully. .................. pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website https://www.consumeractiongroup.co.uk/topic/466952-lowelloverdales-claimform-old-cap1-debt/?do=findComment&comment=5260464 .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • Thank you again. I'm hoping it will come out in the wash and will endeavour to check my online account. I'm a bit unsettled by not hearing from Booking.com but the host is sounding helpful at the moment. HB
    • I've just remembered that a friend of mine had bookings cancelled on Booking.com about a month ago - and the good news is that all worked out in the wash. I'm at work now but will scribble properly in a couple of hours with the full tale.
    • Thank you Dave. I've had nothing from Booking.com, just a message via the site from the host. I know I need to check my bank account, just trying to resolve some technical issues. HB  
    • Which Court have you received the claim from ? Civil National Business Centre Name of the Claimant ? JC INTERNATIONAL AQUISITION How many defendant's  joint or self ? Self Date of issue – 22 May 2024  Particulars of Claim What is the claim for – 1. The def owes the claimant £300 in respect of gas and electricity charges supplied by OVO. 2. Debt was assigned to the claimant with notice given to the def. 3. Despite formal demand the def has failed to pay the debt and the claimant claims £300 and further claims interest pursuant to s69 of the CCA 1984. What is the total value of the claim? £385 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Energy debt When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Moved home and they were the current energy supplier  Is the debt showing on your credit reference files (Experian/Equifax/Etc...) ? No Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt assigned to JC International Were you aware the account had been assigned – did you receive a Notice of Assignment? Not sure probably  Did you receive a Default Notice from the original creditor? Again can't remember but probably  Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No Why did you cease payments? Changed supplier What was the date of your last payment? Never  Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No
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ANPR Preston H&S Litigation services - claim form received? **Won at POPLA**


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Hi Old Snowy

 

Thank you for your and everyone else's comments About our friends and their website ..I'm still a little concerned about being taken to court .Their website indicates that sit back and we will do the rest ? which makes you think they take all non payers to court

 

Still willing to see it through

 

most comments on here indicate cases like this never make it to court or very few

 

Perhaps Just looking for more re-assurance

 

""We prepare the county court claim, present that to court and simply add our fees onto the claim.

 

Once we receive your file, all you need do is sit back and wait for the damges to be paid."" (is that the legal spelling of Damages)

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They obviously have something to hide as

 

when you do a whois on the domain name it is registered to "Global Domain Privacy". So

 

they are hiding behind an anonymous address (their registered office is just that a mail/phone forwarding service) , and

 

an anonymous internet domain which would imply they had something to hide!

 

I wonder who they are hiding from.

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Thought i might share some pictures of the signage in lodge drive car park ..if its ok to post these

 

Special l prize for anyone who can spot the sign on picture 5

 

Also the ANPR sign is completely different to copy they sent in their pack

 

Any comments

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Hi lamma

 

I can see why many would pay !!

 

Just been looking at the "Private Parking Protection Agreement " between ANPR and the Proprietor I'll post it up if anyone wants to see it

 

"Offending Vehicles which need to be ticketed must have at least one sign clearly visible from its parked position,These signs will carry a clear and unequivocal message that the vehicle owners details may be obtained from the DVLA

 

No mention of that on their signs in the car park as they are sign's about clamping

 

also when the car is in the parked position the sign are behind and in the tree's

 

I've sent the court forms off to Trading Standards and the BPA ,just the OFT to go

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Hello good Knights of the parking world

 

Today i received my POPLA appeal no from ANPR .They tell me i have 29 days from todays date, their letter is dated the 27th of November and today is 11th of December Post from Preston to warrington area must be slowing up

 

So know i just need a template letter to send to POPLA on what grounds i'm i appealing I've been given 4 options (where do i find temple letter's)

 

1 The vehicle was not improperly parked

2 The parking charge (ticket) exceedded the appropaite amount

3 The vehicle was stolen

4 I am not liable for the parking charge

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A template letter won't do as you need to pick away at their case.

 

The main point being put them to the test to prove the charge is a genuine loss to them, plus everything else you can add ie; compliant signs, POFA compliance, have a look around some threads and pick points up what you think is relative to your situation.

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Hi esmerobbo and all

 

Thank for you advice I've spent the night reading threads and letter's ,Starting to understand some of it a little bit more now

 

So as you say .1 genuine loss

2 compliant signs

3 POFA compliance

also do i include info about a valid and fair contract with the driver justifing the amount demanded?

 

I'm struggaling a bit about POFA compliance ..As odds posted on the 5th "And just for good measure's they are way out of the time scalefor making a claim against the RK of the vechicle"

 

PNC was 31st August

 

Ist invoice to RK on the 14th of october 44 day's after.. is this the time scale "odds" is refering to?? just need that bit explaning on how they are wrong I.E. amout of days

 

Thanks again

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This was a windscreen job wasn't it? If so they have 56 days to issue the NTK. However they have not been POFA compliant as they never gave you a POPLA ref when they refused your appeal to them. They have then instigated debt recovery still without giving you a POPLA reference.

 

Include everything you can but the killer is them trying to prove the charge is a genuine loss.

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This was a windscreen job wasn't it? If so they have 56 days to issue the NTK. However they have not been POFA compliant as they never gave you a POPLA ref when they refused your appeal to them. They have then instigated debt recovery still without giving you a POPLA reference.

 

Include everything you can but the killer is them trying to prove the charge is a genuine loss.

 

The killer is, they are claiming that the Registered Keeper is now liable under the POFA 2012. However, they have failed to follow the steps required to claim from the keeper ...............no ifs or buts, case closed !!!!

 

Pete.

  • Confused 1
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Dear Odds /pete

 

Thanks for that I'm currently putting together my appeal to POPLA what a nighmare!! I'm not sure how to word that bit into the appeal Help needed

 

Also I could do with someone casting their eyes over my POPLA appeal before sending

 

Any takers?? as i'm sh*te at righting stuff like this Iassume its best not to let the PPC drones see it

 

Thanks

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You're first point in your POPLA appeal should be the timescale of the correspondence.

Pointing out that they are now claiming that you, as the registered keeper are now liable for the payment. They are well out of the time limits to make a claim against the Registered Keeper and as such they would not have a leg to stand on.

From the day the ticket was placed on the car, that is day '0' , counting up from then, they have 56 days to make a claim and notify the Registered Keeper that they are now liable for the money outstanding. They have even referred to POFA 2012 in the bogus claim, thus shooting themselves in the foot because it shows that they have a total disregard/misunderstanding of the rules under which they should be adhering to, made up by the BPA for their members to supposedly make the industry more transparent.

Have you read through Schedule 4 of the POFA ?

Send copies of the bogus claim to POPLA, send them to the BPA as an official complaint and send them to DVLA as a complaint against DVLA for providing your details to a third party for the sole purpose of demanding money which they are not entitled to claim.

 

Look at Section 8(5).

 

Most importantly, don't lose sleep over it. They really have shown themselves up and just show what this whole industry is based on ....... peoples fear of threats and legal action to gather money.

 

If you want a copy of my complaint email to DVLA regarding ACPOA give me an email addy and I will give you an idea from where to start. I'm going to update my post with the pathetic response I got from DVLA later.

 

Pete.

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Hi Pete

 

in post 67 i said PCN was 31.08.13. with the first invoice to keeper was on the 14.10.13 which is 44 days .And as esmerobbo said in post 68 they have 56 days to issue NTK ,isn't the NTK the first invoice (via post )

 

v CONFUSED

 

PS as i'm new to this whats an email addy ?

 

Thanks

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31.8.13 My stepson parked his car for 10mins while collecting a pizza after looking on this form most advice was to ignore

 

11.11.13 after some invoice's I took advice from the Form and wrote to tell them they would need to take this up with the Driver of the vehicle

 

15.11.13 ANPR wrote back with their photographs and stating that failing to disclose the driver details left the keeper responsible

At this point they have lost all entitlement to claim from the Registered Keeper !

Although the dates you have put are a bit questionable, if you wrote to them on the 11/11/2013 and got a reply on the 15/11/2013 that must be a record for the Post Office :)

 

Hi Pete

 

in post 67 i said PCN was 31.08.13. with the first invoice to keeper was on the 14.10.13 which is 44 days .And as esmerobbo said in post 68 they have 56 days to issue NTK ,isn't the NTK the first invoice (via post )

 

v CONFUSED

 

PS as i'm new to this whats an email addy ?

 

Thanks

 

Where did this letter pop up from ?

I'm confused now, which dates are on the letters/tickets.

Other more qualified will advise you but to be honest this seems a very serious case of demanding money through coercion, I would definately send all correpondence to POPLA and BPA and DVLA.

 

Pete.

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Hi Pete

Confused is my middle name these days

 

I wrote to them on the 11.11.13 AFTER some invoices They rec' that on the 12.11.13

They wrote to me on the 15.11.13 so prob arrived on the 16.11.13

Maybe the way i pharased this was wrong-re "after some invoice's

 

31.8.13 PCN

14.10.13 1st Invoice( Date of letter )

29.10.13 final demand invoice

11.11.13 my letter to them

13.11.13 Notice of intent

15.11.13 their reply turning down my appeal no popla code

25.11.13 letter from me requesting the popla code

02.12.13 letter from H&S with court claim not dated etc

05.12.13 letter from me re-requesting the popla code

Now the crafty bit

They dated the popla code letter on the 27.11.13 but they only posted that on the 09.12.13 (franked)

 

I assume this was there way of trying to say that they sent the POPLA code before the the undated,unsealed and non claim numbered court papers

so not POFA compliant on that score

 

I'm going to send all picture's and copy's of letter's With my POPLA appeal

 

I'd still like some one to look over it

 

Hope this clears thing up

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OK lets take it a step at a time

 

1 Ticket on car on 31-8-12

2 First contact on 14-10-13 What was this letter headed as it should have been a NOTICE TO KEEPER giving you the option to pay appeal or name the driver?

3 Your letter on 11-11-13 was it an appeal or did you simply say I was not the driver?

4 Their letter dated 27-11-13 giving the POPLA code it should read XXX3313ZZZ the first XXX is their code, the 3313 is the date of issue, and ZZZ is their number of refused appeals. 331 is the 331 day of the year ie: 27th Nov 3 is the last number of the year.

 

The 14-10-13 first contact should have been a NTK and would have to be POFA compliant which includes.

 

Which car the ticket relates to

What land the car was parked on

The period the car was parked

Advise that the driver is liable for the parking charge and the amount and that it has not been paid in full

State whether a notice to the driver was given either to the driver or placed on the vehicle and if so to repeat the information in that notice about paying the parking charge and when

Specify the outstanding amount of the parking charge and of the maximum additional costs they may seek to recover, and of the dispute resolution arrangements

Invite the registered keeper to pay the outstanding parking charge or, if he was not the driver, to provide the name and address of the driver and to pass a copy of the notice on to that driver

Identify the “creditor” who is legally entitled to recover the parking charge

Warn the keeper that if the parking charges remains outstanding after 28 days and the name and address of the driver has not been given, or otherwise known to the person entitled to the parking charge, that “creditor” will be entitled to recover the parking charge from the registered keeper.

Details of the discount for payment within 14 days, The Discount should be at least 40% of the full charge under the BPA Code of Practice (applies to BPA Members only)

Date of the notice

 

You can PM me your appeal if you wish to look over.

Edited by esmerobbo
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