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    • thread title updated. so a sold debt. who are the solicitors? TM legal? why didn't ovo do this themselves as they do but chose to sell the debt on for 10p=£1? funny debt you state you reived a letter of claim, why did you not reply too it.? also is there is no indication of the date this bill comes from on the claimform? how do you know its from 2022? what other previous paperwork have you received? please scan page 1 of the claimform and bothsides of ALL previous letters upto one mass pdf read upload carefully. .................. pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website https://www.consumeractiongroup.co.uk/topic/466952-lowelloverdales-claimform-old-cap1-debt/?do=findComment&comment=5260464 .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • Thank you again. I'm hoping it will come out in the wash and will endeavour to check my online account. I'm a bit unsettled by not hearing from Booking.com but the host is sounding helpful at the moment. HB
    • I've just remembered that a friend of mine had bookings cancelled on Booking.com about a month ago - and the good news is that all worked out in the wash. I'm at work now but will scribble properly in a couple of hours with the full tale.
    • Thank you Dave. I've had nothing from Booking.com, just a message via the site from the host. I know I need to check my bank account, just trying to resolve some technical issues. HB  
    • Which Court have you received the claim from ? Civil National Business Centre Name of the Claimant ? JC INTERNATIONAL AQUISITION How many defendant's  joint or self ? Self Date of issue – 22 May 2024  Particulars of Claim What is the claim for – 1. The def owes the claimant £300 in respect of gas and electricity charges supplied by OVO. 2. Debt was assigned to the claimant with notice given to the def. 3. Despite formal demand the def has failed to pay the debt and the claimant claims £300 and further claims interest pursuant to s69 of the CCA 1984. What is the total value of the claim? £385 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Energy debt When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Moved home and they were the current energy supplier  Is the debt showing on your credit reference files (Experian/Equifax/Etc...) ? No Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt assigned to JC International Were you aware the account had been assigned – did you receive a Notice of Assignment? Not sure probably  Did you receive a Default Notice from the original creditor? Again can't remember but probably  Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No Why did you cease payments? Changed supplier What was the date of your last payment? Never  Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No
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ANPR Parking Charge Notice


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Hi all,

 

I've been reading the site with great interest since I arrived home from work to find an unwelcome letter from ANPR Ltd. telling me that I had an outstanding parking fine to pay. My case is a bit different to the others I've read on here, so I wanted to ask for advice concerning what to do next.

 

The letter states that they had attached a parking charge notice to my car at 19.09 on 18/09/2013 and that, since I had not yet paid up, my 'early bird' 50% discount had now expired. However, tonight's letter was actually the first I have heard of this incident. I actually recall what happened on that evening - I went down to my local bridge club, which starts precisely at 19.25. I hadn't eaten, so I had telephoned ahead for a takeaway. I arrived in the (mostly empty) car park in question, parked up (presumably at 19.09 - it can't have been much earlier because I remember being on the last minute that night, and went into the restaurant (which is across the road from the car park). I can't have been away from the car for more than a three or four minutes at most. When I returned there was nothing amiss and no sign of a ticket on the dashboard. I then sat in the car and ate my meal very quickly, before driving away to the bridge club at around 19.22 (for reasons I won't bore you with, I am pretty sure of the timing).

 

At no time during this incident was there any sign of either a warden or a ticket being anywhere near my car. In fact, all the shops bordering the car park were all long shut by the time of the incident, so I'd be very surprised if there were any wardens still on duty at that time.

 

Furthermore, the letter I have received clearly states that the "Parking Charge Notice was photographed attached to the windscreen", which is apparently evidence that can be used in a court of law. Given that I was only away from the car for a few minutes, and given that it was after 7pm, I am finding it very difficult to believe that a warden sneaked in, issued the ticket, took the photo, and then either removed it again before I returned from the takeaway, or else the ticket was missed by me and then got lost.

 

They also say that the debt, currently £100, will rise to £140 after 42 days has lapsed since the issuing of the ticket, and that I should pay up quickly to prevent this. However, since the letter was dated 5/11/13, and the supposed offence committed on 19/9/13, it appears that these 42 days have been and gone. They also state that work regarding a county court summons (preparing and gathering evidence etc.) will be another £70, and that Judgement Enforcement Officers will cost me £135 per visit, per hour (whatever that means). Mercifully, these have not yet been added to my bill...

 

No photographic evidence has been provided with the letter (it says on the back that "photographic evidence is not for the public domain and is only produced in compliance with pre-county court disclosure and on demand by any of our regulatory bodies". Also, in small print on the back it states that: "You may have received a hand written Parking Charge Notice, which was photographed, attached to your vehicle or alternatively we may have sent you an electronically produced notice using Automated Number Plate Recognition (ANPR)". However, the main letter clearly states that they have photographic evidence of the former and, as far as I'm aware, today's letter is the first contact I've had with ANPR.

 

The other thing I should mention is that I haven't been back to the car park to have a look at the wording on the parking signs - I intend to do this tomorrow. I'm also pretty sure that there is no requirement to buy a ticket for that car park - there never used to be and I don't recall a machine - but I am not 100% on this, so will check.

 

Anyway, sorry for the long-winded account, but I wanted to state all the facts. I am not disputing that I was in the car park, but what seems very unfair is 'damages' of potentially £140 or more for something which clearly caused no damage whatsoever, since the car park was mostly empty and the businesses it services were all shut!

 

I was wondering if I can contest this and, if so, what my best line of defence would be? Thanks in advance for any advice, it's much appreciated!!

Edited by James120c
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Tbh your case is no different to all the others. What you need to do is first of all is do a very simple appeal to anpr. Don't write an essay. Short and sweet.In your letter say you require a popla code if it is rejected

 

They will write to you declining your appeal asking you to reconsider your appeal(they have changed their letter slightly) and say is it wise to appeal blah blah blah.

 

Tell them you still wish to appeal to popla . You will get a popla code( check in your initial letter there is no verification code)

 

When you get your letter from anpr come back and people will give you the winning popla appeal forumula, which is lack of contract and not a genuine pre estimate of loss

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Thanks for the help everyone. I will get the ball rolling with the initial appeal.

 

I've just visited the car park to have a look at the signs and there are two ANPR signs up, the wording inconsistent between the two. The sign at the entrance I came in by is also partially obscured by a tree (presumably it would have been even more obscured in September, and it was also dusk at the time). It isn't particularly noticeable anyway. The main feature of the sign near the entrance I entered by are the words 'Free Parking Whilst On the Premises' - everything else is in small print (including a description of which shops are included as being 'on the premises').

 

Am I right in saying that the grounds for my appeal would be:

 

1. Inconsistent and obscured signage.

2. That no photographic proof has been provided that they gave me a ticket as stated (I was only away from the car for a few minutes so any lurking warden would have had to have been pretty quick and dishonest enough to remove the PCN from my car again after he'd taken the photo). I do not think that this photo exists.

3. That the charge they are levying is effectively a penalty in all but name, and vastly disproportionate to any damages that my presence in an empty car park after 19.00 could possibly have caused. In the small print they attempt to justify this by saying that the the damages they incur are the result of how much the local proprietors will charge them as the result of a me parking there.

Edited by James120c
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ANPR have recently lost two POPLA appeals on the grounds that they could not prove what their "losses" were. And it's been proved (by a letter from Bradford Town Council) that they never pay the landowner those so-called damages.

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One more question I have is how long do I have to submit my appeal? Specifically, the alleged offence was nearly two months ago, but the first time I heard about it was last night. There was definitely no ticket issued on the evening in question. Has anyone heard of a case where the parking attendants have deliberately issued a ticket, photographed it and then removed it again to prevent early payment and the opportunity to appeal to POPLA? Is this something they could conceivably do and what defence would I have against this? Either this has happened or else they have deliberately lied about having photographic evidence of the PCN on my windscreen.

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It will be inferred from your letter that you were the driver and you may well leave yourself open to being pursued using the pre-POFA system. I suggest you therefore delete your draft above. You appeal to ANPR is far too detailed and wordy and you are inviting them simply to reply to your points the implication that if the information you have requested of them is provided that you will pay. What you actually want is a straightforward rejection from ANPR so you can make use of POPLA. I suggest you change the wording to:

 

Dear Sir

 

I refer to your letter of (date) which relates to a Parking Charge Notice No XZXZXZXZXZ issued on (date).

 

For the avoidance of doubt I am the owner of the vehicle concerned.

 

The claim is denied and the issue of the PCN is therefore appealed on the following grounds:

 

1. At the time the vehicle was parked such signs as there are were not visible in the poor light and were obscured by foliage. That as a consequence no contract was formed and there can be no basis for the issue of your PCN. In any event, if the signs had been seen, which is denied, they are contradictory and are printed in such small print that they cannot reasonably form the basis of a contract.

2. Your claim for £100 is unreasonable, cannot be justified and represents a penalty charge.

 

If you reject this appeal please supply a POPLA code by return so that I might immediate refer matters for their consideration.

 

If you fail to follow any of the procedures outlined in the BPA AOS Code of Practice or your legal requirements under the Protection of Freedoms Act, or the requirements of the Practice Direction on Pre-Action Conduct then I will make a formal complaint to the DVLA Data Sharing Policy Group, D16.

 

Yours faithfully,

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Thanks again all, this is all seems like really sensible advice. I've just used Old Snowy's text as a basis for my appeal letter, but just have a couple more minor questions:

 

1. Should I be using the phrase 'without prejudice' at the top of the letter? I've seen conflicting advice about this.

2. Should I mention that the letter is the first time this matter has come to my attention, given that they claim that they have a photograph of the PCN on the windscreen? I am worried that they might try to get out of giving me a POPLA appeal number because too many days have elapsed since the alleged offence. This is the thing that worries me most, but how could I appeal earlier if I didn't know about it?

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Forget the "without prejudice", it is irelavant that they say they have a photo of the PCN on the screen what is important is that there was none on the screen when the driver got back to the car. The first you knew about this was when you received the NTK. Simply emphasize that.

 

A lot of ANPR ltd,s PCN's are self ticketers ie: someone a resident or an owner sticks the PCN on, they then get a cut if the PCN is paid. However they don't usually want to become involved in a confrontation so disappear sharpish.

 

Send your appeal, you will receive a rejection asking you to reconsider going to POPLA, within that rejection they will hide the POPLA code. So make sure you come back when you receive the rejection letter.

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