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    • Hello, firstly thank you for reading this. I know no one wants a long winded back story. So I’ll be breif. I entered a local store to buy some paint (which I did pay for) I am honestly not a bad person or a theif.   Didn’t have a basket or trolly as was on my lunch break. Whilst picking up the three tubs of paint placed some masking tape in my pocket (it was hanging out of so I had every intention to pay) just didn’t have a hand free. Paid for my goods (forgot about the £4.39 masking tape) I’ve got so much going on and im not well at all (like I say no one cares I get that) also have autism so wasn’t thinking particularly like others do maybe (who knows my minds going around and around) I left the store after paying, was pulled back in by security. Asked for the tape which I gave immediately  shook up. Gave them my ID and details. I was given some paper and told to expect a large fine in the post for their time and the tape and sent on my way. my questions are: I hardly ever go out without support so the ban I guess I can’t go there now for anything (their loss) - ok but is my photo going to be all over with my name? how much am I expecting in the post as a fine? I have sent them cash in the post recorded signed for delivery to arrive tomorrow (incident happened today) for my error. Their Address was on the bit of paper. i have read two posts on this page but they were from many many years ago so I hoped for updated advise please? 
    • V important you read lots of BMW threads too !  
    • So should I send them a new SAR and put my date of birth on it? Or do I need to send them some proof? Driving license? 
    • Thanks so much for your help!! I've emailed them, and when they reply saying they can't do it I'll reply and state my rights. I'm so glad I found this forum, and will read all of the posts I can find and help guides available for the future. Really can't thank you enough.
    • utter BS, doesn't matter you signed it. pers i'd be writing as per the other threads here rejecting the car as not as described under CRA etc and be done with it. as its a debit card you could also do a full chargeback within 120 days to your bank and simply dump the car back to BMW. 100's of like threads to read here. get your ducks inline. make sure you know what you are doing and off you go. dont take any BS from BMW, no matter what you sign it does NOT remove your consumer rights. p'haps it might be on the off chance you are a good manager , a quick phonecall tomorrow saying you dont want it because (no bla bla fitted) it might be resolved in 5 mins..i will guess to date you not tried
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Kensington SPO ***Resolved***


markez78uk
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hi stegly66

 

im to having the same issue with Kensington

 

I sent my bank statements in 5 times over the last 7 months and

also asked for an arrangement that I could afford to also be told that wasn't enough

and they wanted more again

 

being told litigation had passed it on but it had been declined

 

I had an arragemen tthat ended in November 2013

 

I still paid in nov £750 ,dec £750 ,jan £800 and was charge £50 arrears fee each month as no arrangement was in place

(my monthly contract payment is £646.00 )

 

I have a warrant for eviction issued for 11th june 2014

 

im awaiting on a hearing will let you know how I get on and good luck !!!

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Hi, you don't need a defendants reference number. You just need the claimant's name (Kensington) defendents name (yours + wife/partner if joint mortgage) - claim number and warrant number (these will be on the eviction notice)

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OK, make sure you ask the CAB for assistance in the hearing. Fingers crossed for you :)

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Great news that you've got a quick hearing and CAB there. Not too long to get this sorted now. :)

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I hope so

 

I have a fire power pack if needed

shall I take it (bunch of letters from Kensington)? just incase ?

eg an arrangement set for 3 months of which I stuck to

and they charged me £50 arrears fee for 2 months ?

 

also a letter dated 6th may stating a new arrangement was been considerd

that I sent in end of march

 

then boom 3 days later a solicitor letter dated 9th of may

 

then evection warrant dated 15th may

 

mean while no decision on may proposal ? ect ect

 

have lots of others but you never know whos reading this I CANT SLEEP :(

 

i so hope it will be sorted :(

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It doesn't matter who's reading it, but I'm pretty sure no one at kenny's will be reading cag at this time of night, and if they are it really doesn't matter as they can't change what they've done, or justify it.

 

Take everything with you in case it's needed and try and get some rest. You've done all you can for tonight. :)

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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They can ask for them, and if you're happy to send them, then fair enough, but I don't see that there can be any legal requirement for you to do so.

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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They have no right to your bank statements - if you have provided them with a Common Financial Statement and signed the statement of truth that should be acceptable. However, if it were to go to court then of course you would have to provide the court with these.

 

IMHO, it is probably a good idea to have somewhere like National Debtline help you provide the CFS - then when you send it to Kensington, you can pop a note in saying that it has been calculated with their assistance. It should stop Kensington demanding statements.

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well that was a nightmare

 

still got the house but case has been adjourned for 3 months ?

 

not sure why as I was a wreck

 

cab solicitor dealt with my case for me

 

Im making a payment of £850 this month and next 2 months then have to go back

- judge said I should be getting evectied for the size of the arrears

 

however he asked Kensington rep how come they let it get so high before applying for a warrant for the first time and

 

he had no reply and

 

don't know where im at now apart from I have my home for another 3 month s :(

 

what can I do to find out what will happen in 3 months ???

 

ie if Kensington going for repossession still ?

 

regards mark

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If you make the payments you promised over the next 3 months then the judge will see you are committed to clearing the arrears. Please don't underestimate how important it is to make these payments, you won't get another chance if you miss one even by a day.

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Its been adjourned for 3 months to see how you move forward with the payments.I thought you would be ok but dont miss a payment whatever you do,its all about affordabilty

 

Oh and you wont lose the house in 3 months if you keep making the payments negative or no negative equity

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you guys ARE AMAZING !!! thanks so much to everyone and a special shout out for ELLENN I wont miss a payment !!!

 

 

:)

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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Will find out tomo how to claim charges I'm only just settling down now lol ...

 

Jesus this company just rung me !

 

I told them judge has agreed my monthly payment + 173 (which is 850)

 

what was agreed today !

 

They said they want 860 ?

 

And if I don't pay 860 end of June I'm breaking agreement

 

And they will enforce the warrant again !!

 

Oh my days i give up !

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