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    • I have also found this:  D.2 Service of a PCN by post: 54) There are some circumstances in which a PCN (under Regulation 10) may be served by post: 1) where the contravention has been detected on the basis of evidence from an approved device (approved devices may only be used in limited circumstances) 2) if the CEO has been prevented, for example by force, threats of force, obstruction or violence, from serving the PCN either by affixing it to the vehicle or by giving it to the person who appears to be in charge of that vehicle 3) if the CEO had started to issue the PCN but did not have enough time to finish or serve it before the vehicle was driven away and would otherwise have to write off or cancel the PCN 55) In any of these circumstances a PCN is served by post to the owner and also acts as the NtO. The Secretary of State recommends that postal PCNs should be sent within 14 days of the contravention. Legislation states that postal PCNs must be sent within 28 days, unless otherwise stated in the Regulations. This from London Councils Code of Practice on Civil Parking Enforcement.  The question is what is an approved device? Certainly, he had the opportunity to place the ticket on my car and I didn't drive away.  I looked further and it seems that an approved device is a CCTV camera - It seems that the photos taken were not actual film but images and it is not clear if they are taken from a video or are stills. I'm guessing if it was moving images then the SAR would have stated this.    From the Borough of Hounslow website: "There are two types of PCN issued under the Traffic Management Act 2004, which governs parking contraventions. The first is served on-street by a Civil Enforcement Officer, who will observe a vehicle and collect evidence before serving the PCN either by placing it in a plastic wallet under the windscreen wiper, or by handing it to the driver. The second is a PCN served by post, based on CCTV footage taken by an approved device, which has been reviewed by a trained CCTV Operator."   From Legislation.gov.uk regarding approved devices: Approved Devices 4.  A device is an approved device for the purposes of these Regulations if it is of a type which has been certified by the Secretary of State as one which meets requirements specified in Schedule 1. SCHEDULE 1Specified requirements for approved devices 1.  The device must include a camera which is— (a)securely mounted on a vehicle, a building, a post or other structure, (b)mounted in such a position that vehicles in relation to which relevant road traffic contraventions are being committed can be surveyed by it, (c)connected by secure data links to a recording system, and (d)capable of producing in one or more pictures, a legible image or images of the vehicle in relation to which a relevant road traffic contravention was committed which show its registration mark and enough of its location to show the circumstances of the contravention. 2.  The device must include a recording system in which— (a)recordings are made automatically of the output from the camera or cameras surveying the vehicle and the place where a contravention is occurring, (b)there is used a secure and reliable recording method that records at a minimum rate of 5 frames per second, (c)each frame of all captured images is timed (in hours, minutes and seconds), dated and sequentially numbered automatically by means of a visual counter, and (d)where the device does not occupy a fixed location, it records the location from which it is being operated. 3.  The device and visual counter must— (a)be synchronised with a suitably independent national standard clock; and (b)be accurate within plus or minus 10 seconds over a 14-day period and re-synchronised to the suitably independent national standard clock at least once during that period. 4.  Where the device includes a facility to print a still image, that image when printed must be endorsed with the time and date when the frame was captured and its unique number. 5.  Where the device can record spoken words or other audio data simultaneously with visual images, the device must include a means of verifying that, in any recording produced by it, the sound track is correctly synchronised with the visual image.
    • Hearing took place today.  Case dismissed with costs awarded. Neither UKPC or a representative turned up.  Apparently they messaged the court on 7 May asking for their case to be considered on paper.  Never informed me, which was criticised by the judge as not following procedure.  I was really annoyed as I would have preferred for the case to be thrown out before the hearing, or at least face them in court and see them squeal.   They are just playing a numbers game and hope you blink 1st!   Ended up having to change my flight, but  the costs awarded softens the blow. Was asked to confirm it was my signature on both the witness statement and supplementary statement.  Wasn't asked to read them, said she could see my arguments made and the signs were insufficient and no contract formed. Took maybe 10 mins in total.  Judge did most of the talking and was best for me just to keep quiet or confirm any statements made. Happy to have won as a matter of principle and have costs awarded. Maybe not worth all the time and hassle for any newbies or the technologically challenged.  But if you are stubborn like me and willing to put in the time and effort, you can beat these vultures! I big shout out to everyone who helped on the thread with their advice and guidance, special mention to FTMDave, thank you sir!  Really appreciate everyone's efforts. All the best!
    • I plan to be honest to avoid any further trouble, tell them that the name should be changed to my official name
    • There is no evidence that I was issued a PCN that was placed on the car and removed. It seems that I was issued a £60 PCN on the 8th of March (the parking date) but it was never placed on my car, instead,  they allege that they posted the PCN on the 13th of March and deemed delivered on the 15th. I never got this 1st £60 PCN demand. I only know about all of this through the SAR. I only received the second PCN demanding £100, which was deemed delivered on 16/04/2024 - that is 39 days after the parking incident.  I did a little research and "Legislation states that postal PCNs must be sent within 28 days, unless otherwise stated in the Regulations." as per London Councils Code of Practice on Civil Parking Enforcement.  The main issue is that I was not aware of the 1st £60 PCN as I didn't receive it - I'm not sure how this relates to the 28-day rule because that rule applies to the initial £60 PCN. PCM could say that "we sent him the letter by post and it was deemed delivered on the 15th of March" therefore the 28-day rule does not apply.  As regards the safety of the parking attendant, that is clearly something he chose to feel and he made the decision that his safety was threatened - I didn't even see him or had any interaction with him. I'm nearly 50 and I definitely don't look aggressive 😊  
    • okay will do. I'll let you know if anything transpires but once again - many thanks
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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I work at trigate business centre on the hagley road. you know it?

 

I wish I could have a chat with someone face to face of these issues.

 

I will call them then - there are so many debt charities I dont know which is best to call!

 

:)

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The two biggest from a telephone perspective are Stepchange and NDL.

The CAB and Birmingham Settlement are both excellent, too.

 

I've heard the name - probably seen the place. I work at Five Ways :)

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Good grief.

sequenci and joshmark

Working in the same city.

One a debt counselor the other has a few debt problems.

What a coincidence.

You could not write this stuff.

Could be minutes apart.

sequenci,i bet you get a lot of job satisfaction from your job.

People come in ,stressed out, anxious(that took some spelling.) and you help them out.

I bet you can see the stress and anxiety fading from their faces.

I feel a tune coming on.

 

 

Help you get rid of any stress.Chill. And pass the time away waiting for updates

And a happy ending.

Edited by tawnyowl
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Sequenci I know I am asking a lot but is there any way i can come and have a chat with you at your office?

 

or you could come to mine?

 

I feel like i know roughly what I need to do now but I want to write up a plan of action im 100% sure of

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btw tawny i think you should start a career in journalism or perhaps your own blog, definitley pull a few readers!

 

Had my bit of fame joshmark

A full page in the Telegraph

A journalist came up from London via Euston-no names mentioned.But a well known journalist.

And covered the story.

Went bust,bankrupt and lost my business.Then got repossessed. In the subprime days.

A blog,really i do not understand those.Or where to start.But i do like rambling on about things.

sequencis reply i am looking forward to.

Hoping.

He understands debt.He has been through it all.Heard it all i should think.

Edited by tawnyowl
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Just read your private message sequenci thank you i will reply very soon

 

things are going from bad to worse here

 

have fell out with my parents, they have kicked me out before, the streets may soon be my home... feel so lost

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Falling out is one thing.

You are not homeless yet

Make it up somehow.

I have been homeless twice it is not very nice.

Come on.21 with a job,a car.A holiday to look forward to.Things are not that bad.

Debt problems on their way to being solved.

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Through help from councils.

Meeting people and sleeping on their floors.

Outside at times.A joiners yard for a while.

Bed and breakfast,hostels,even moved to the North East to find work.

One of the hostels had bars on the windows,a old police station.

Had help from the CCCS, now http://www.stepchange.org/ i believe.

And help from here with debt from members of the CAG

My mother died,my father moved south and i left home with 4.50 and a old casette,Bridge over troubled water it was called.

Here is my favourite tune from back then.

 

 

I was 17.A long time ago.Decision was,North or South.

Appropriate,but that is another story.

I hope things work out for you with your parents.

And you receive the help you need.For debt and the fading addiction.

Take note,which i think you have of all the advice given today.

And of course i will be around,looking out for you.As others will.

Edited by tawnyowl
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I feel like killing myself, really badly, it seems like the greatest gift I could have...

 

but I wont

 

partly because I want to come through this, and i have a lot of talent and ability, if i ever make £10m i promise you tawnyowl i promise you i will set up the biggest most beautiful homeless shelter EVER! and we will become a team that takes over the world!!

 

you have my word

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Fair enough.

Keep calm let us sort the debts out first.

Then we will move on.

And build our empire.

A full lifetime ahead of you.

Enjoy-Life and your family and friends,your health the most precious gifts of all

I do not know what else i can say.

Edited by tawnyowl
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Hi Daniella

 

I do usually pay for my car insurance via monthly DD.

 

I cant afford to use my car at the moment but I am still paying my car insurance - i guess there is no way round this.

 

Why do you ask this question Daniella?

 

BTW FOLKS MY PLAN FOR TODAY:

 

Call Santander and cancel all CPA'S on the account - this may cancel my car insurance? Due to go out on the 8th? But i can call my car insurance ppl with new bank details before the 8th? This will also be an interesting call as I will be asking them to remove their own CPA on my account.

Write the 28 day letter to all of my debtors to freeze charges.

Contact national debt helpline and discuss help setting up a DMP.

 

Will they check my budget is as i said? It would take a million years to go through my bank account, i used to have 100 transactions a day to do with gambling.

 

Thanks for help!

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Forever, unfortunatley, I myself find it rather a grim place, how about yourself?

 

i will be pming you again soon :)

 

I really love Birmingham. I've been here about a decade. I love the vibrancy, the food, the culture and the music scene. I don't particularly care for the rubbish public transport system, mind you!

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Good luck joshmark

Tell us what Santander say.The CPA cancellation.I will be interested to hear what they say.Should be no problem.

Get the persons name and a a ref no for your call.You know what i am getting at.just for the future.

Sounds like you are getting sorted.

I should think they will accept your budget details.Without prying into your bank account.

 

Hi sequenci

Sorry once again i was posting as you posted.

Birmingham-passed through it about 8 times in 2011,New hall Street i think.I will check

There was a Irish Bar next to me.I will check what it was called.

OOps-seems i was on Digbeth high street.The bar may be called The Dubliner.

Where did i get New Hall Street from.Is it near.

Perhaps that is the area where i once had car troubles.

A cathedral was close by ,bells ringing,a clock tower.

I usually was there for about three hours each time.

I used to stand by the railings and watch the people cars and buses go by.

I seem to do strange things,some may feel.

One time i saw this chap coming down Digbeth High Street.

He had a look.A long white beard.Medals pinned to his jacket.

I asked him.Do you mind if i take a photo of you.

He seemed pleased.We had a chat for about 30 mins.A very interesting fellow.About 70

Been through a lot.

Looked a bit like if you remember it,Only fools and horses.Dels Uncle Albert,the navy fellow,but smarter.

Seemed a vibrant place.Busy people.

.A city,i like the feel of the place.

The short times i was there.

On my way south.

Many coincidences in this thread.

Someone who has some debt problems in Birmingham

A debt counselor who lives in Birmingham

Tawny that spent some time there,even if only for a short time.

Connections to the South,the north.

New Hall Street.

What does this mean.

Do not ask me,i have no idea.

 

Had a Landrover,started head gasget problems right outside the back of the railway station.

Really started flapping.At Christmas.

Another busy bar at my side.Will check that name out to.

Went in for a coke.

Took me 5 hours to struggle back to Blackpool.

Birmingham.The countries second city.

 

Just hoping for a happy ending for josh

A end to the problems he is going through

Edited by tawnyowl
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I used to have an appartment on New Hall Street, I REALLY miss it. Loved it so much - within 30 seconds walk I had about 30 restaurants and a similar number of pubs. The shops were just down the road, too.

 

I moved up from the South - as much as I love it down there I actually think my next move might be further up north. Really love the feel of Leeds.

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Hi joshmark,

 

The reason I asked is that most car insurance companies are quite reasonable about re-setting direct debit dates and I think you said in an earlier post you could pay it on the 30th. I think you should phone them just before the 8th and say you are changing banks, give them the new details, and change the repayment dates to the 30th. As you are missing a payment for about three weeks they will probably spread the cost of that three weeks over the other payments.

 

What the insurance company have is a direct debit mandate and this is different to a CPA, so you won't have any problem cancelling it with the bank. CPAs are chosen by payday loan companies because they, and sometimes the banks, will argue that you can't cancel them.

 

That is one thing on your list that should be relatively easy to sort out. :-)

 

DD

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BTW FOLKS MY PLAN FOR TODAY:

 

Call Santandericon and cancel all CPA'S on the account - this may cancel my car insurance?

 

A CPA is not the same as a DD Mandate.

 

You can cancel all the CPA's by specifically naming the beneficiaries. You do NOT need to cancel all DD's at the same time, if you don't want to.

 

Just be clear with the bank about what you need to cancel - ie specify the type of payment and the beneficiary (the PDL).

 

:-)

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Thank you Daniella that is a great idea!

 

Okay so im gonna call santander and cancel all of my CPA'S - because my car insurance is taken VIA dd - I dont have any CPA'S apart from the one's from payday loans company.

 

I will also inform them that i am emailing over a document for 28 days pause on my loan for me to take financial advice. This will hopefully stop santander taking their loan payment as a direct debit.

 

Then i call my car insurance and tell them im changing bank, i dont have the details yet but if they can change the DD date to 30.08.2013 instead of 08.08.2013 it will give me time to get the money and the account sorted.

 

please let me know if anyone sees an issue with this plan

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