Jump to content


  • Tweets

  • Posts

    • Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
    • JK: Yeah That's correct. We left rent payment coming out of his bank account from January 2023 - August 2023 until we could find somewhere to sort out his belongings which was fine. I tried to give notice a few times from August 2023 asking for advice from Sanctuary housing how we went about this explaining his condition and that he was in a Nursing home from December 2022. I explained we don't have any legal powers to his account like POT but were in the process of going for Deputyship and that I was the named person to act on his behalf to speak with Santuary housing. I said we could provide details of his condition and proof he was now in a nursing home with date he moved in. This went ignored despite repeated attempts to contact them until a housing manager contacted us end of February 2024 and notice was finally accepted with his tenancy coming to an end March 22 2024. Although they have continued to take rental payments for the flat despite someone else living in it from the 1st April. I wasn't aware payments were still being taken till I checked his May banks statements. I had asked them to back date rental payments to August 2023 when I gave notice rather than just giving notice in March 2024 but they've ignored that bit. I don't see why they shouldn't give it back they've taken money they shouldn't have. Thanks DX, I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Scottish Hydro - threatening to cut me off.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3982 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

OK, this may not be urgent as I did phone and they agreed that it was wrong, but I'm worried that there's a problem that will return. I'd appreciate any advice in getting to the bottom of it.

 

I'm with Scottish Hydro Electic. Not got any gas. I pay monthly by DD. £30 per month up to now and when I got my last bill I was almost £30 in credit which I got refunded. I tend to be about £20 in credit. I have storage heaters and have "Heating control energy" and standard energy. My storage heaters were switched off at the wall in March and haven't been on since. I live alone and I'm careful with electricity. Energy saving bulbs, go round switching things off, nothing on standby.

 

I got a bill yesterday. Reading from 27/2 -31/8. They claimed I owed £235 and my DD needed to go up to £74. So I panicked and phoned them, did some readings and gave the serial numbers of my meters and the employee said it sounded right and went to speak to his manager whe he confirmed that I was now in credit which sounded right. My problem is that I can see this happening again because my readings weren't that different to theirs, just that they don't make sense.

 

It's the heating control that's gone up. From 369 units to 4751 units. 4382 units compared to my standard energy which has increased by 667. So on my (cheaper) night time electricity I owe(d?) £264 compared to £90. I haven't even been using it! As I said earlier the storage heaters are switched off and I don't use power at night. Everything is switched off and unplugged. Except my fridge/freezer. But it's on in the day as well.

 

Does anyone have any idea what the cause could be. I don't know a lot about electricity but this must be wrong. Help!!!!

Link to post
Share on other sites

Hi Nottslad. How would I know if this is happenning?

 

I've checked it again since and it's now going up by about 4 units a day and has been on average since the reading. This makes slightly more sense although not entirely as I don't know what is going through that meter. The storage heaters are off. Water heater perhaps? The period shown suggested I was using an average of 24.34 units a day which came to £1.47 (a.k.a. a huge bill) which made no sense. Now it's back to 24p a day which makes a lot more sense. I'm checking it regularly. And trying not to do manual calculations after a glass of wine as I was getting quite stressed last night. :lol:

Link to post
Share on other sites

You need to check that the right meter is being billed on the right rate, it really depends what type of metering you have as to how the set up would work, and I'm not an expert on metering

 

What type of water heating do you have? is it on all day? Or is it wired in to the economy 7 and just works overnight. As there could possibly be a fault with the timeswitch which differentiates which rate the electricity being used should be recorded on.

Link to post
Share on other sites

  • 2 years later...

I think I've deflected that threat but their letters are just awful.

 

When I moved into my flat I had a prepayment meter and was paying about £25-30 per month. I live alone and I have storage heaters. It's a one bedroom flat.

 

They changed the payment options for the prepayment system and so I asked to have a standard meter. This was agreed ad fitted and I've had nothing but hassle since. First they got the readings wrong on my heating control meter. Couldn't tell the difference between a 5 and a 6 dial meter. So after that I cancelled my direct debit and set up a standing order. I didn't want them changing the amount without my permission. Every 6 months I get a letter asking for me to put it up by another huge amount. Anyway that's the background.

 

Last year they asked me (right before a payment was due) to change my agreed payment from £45 per month to £61 per month. It takes at least 3 days to change a standing order with my bank and I really wanted to dispute this increase but was stressed so I made an additional payment of £16. Unfortunately due to illness I forgot until I got a letter after the next payment so I paid £32 to cover the next two shortfalls and changed the payment amount to £61 so I had actually paid £61 per month for the right number of months.

 

Then I got a letter dated 3 June saying that my estimated bill from 6 March to 31 May was £328. Followed a few days later (dated 7 June) by a red reminder "Payment overdue £33.90". I phoned them and was told that this was because my payments of £61 were made in different amounts (and it seems their computer can't add up). I told the adviser that I'd paid £61 a month and my S.O. was now £61. He agreed this was fine and I ended the call. I also checked my actual meter and put a reading in online. It said that my reading was not recognised but would be passed to the relevant team who would analyse it and get back to me.

 

I got two identical letters today. "Notice of Electricity Disconnection" Demanding £267.96. So I phoned them up and was told that I had to pay in full as my payment plan had ceased due to not paying £61 a month on the day due. Bear in mind I've spoken to them since this and been told no such thing. Bear in mind also that I'm waiting for confirmation of my meter reading. So he looked at his computer and decided that the meter reading meant that I actually owed £211 and could pay £91 a month (so my costs have trippled in 5 years?) for the next 6 months and then look again.

 

I'm sick of this. Mostly I've taken the path of least resistance and paid what they ask. The only resistance I've made is to do it on my terms but I still get confusing, contradictory and downright threatening letters. I'm not sure that they have the meter right. I worried that after they acknowledged the error before they would continue to read the wrong number of dials (I did the readin but there's a . in the one I put in first and their online system doesn't accept this. I remember this was significant in the discussion I had before with the member of staff who explained this to me and of course the reading I did had to be evaluated by them as their online system couldn't accept it.) and I have no way to prove this. I'm completely reliant on them.

 

I live in the Highlands and everyone uses Hydro. I know we're able in theory to switch but I've been told that Hydro will still supply but an intermediary will do the billing. Basically I don't trust them in the slightest. Today's threatogram (x2) has completely made me want out of this contract. What can I do?

Link to post
Share on other sites

Are you able to find someone with a similar property to find out what kind of bills they are paying. £61.00 a month seems very high for a one bedroom flat !

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

Cheers. £61 is a lot. What's confusing is that the person I spoke to earlier calculated my annual useage and said that £54 a month sounds right. But I currently have to pay £91 a month to pay off this debt accrued while I was paying £61 a month. Now is it just me or does that make no sense at all? That only just occured to me.

Link to post
Share on other sites

Are you taking readings of your own in order to make sure that they have them correct ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...