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    • I've had to hide two of your posts.  Anyone clicking on your links gets sent to external sites.  On top of that your real name is showing on one screenshot.  Fellow Site Team member dx100uk has already politely asked - Anyway, jk2054 wants to see the communication you got from your local court which will have told you about the hearing date of 17 June, and will have mentioned a deadline for filing your Witness Statement.
    • I believe it is helpful to seek guidance from a range of places and decide on the validity of the sources and frequency of responses which are most helpful. A single voice can be a dangerous thing. As, of course, can groupthink. Scott, it feels like £4k on a solicitor for a £1.5k bill is overkill. Were we back in time I'd suggest small claims court as your claim sounds like it may be straightforward? By all means add that phrase on. I also suggest you contact the court and go and sit in on a couple of similar cases to get a better understanding before you shell out.
    • a card should be 16 digits...urm... note your dates above please. do not miss them no matter what happens  ......................... pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .. get a CCA Request running to the claimant . https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . .use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt]  https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ on BOTH type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • Which Court have you received the claim from ? Northamton, civil national business centre Name of the Claimant ? PRA Group Uk Portfolios ltd. How many defendant's  joint or self ? self Date of issue –  21 May 24 date of AOS - 07-06-2024 date for filing defence by - 21-06-2024 Particulars of Claim 1. The claimant claims the sum of £5600 for an outstanding debt owed. 2. On Mar 2000 the Defendant entered into an agreement with Barclays Bank Uk PLC for a credit card under reference ( 11 digit ref ). 3. on Mar 21 the defendant defaulted on the agreement  with an outstanding balance of £5600. 4. On Aug 21 the debt £5600 was assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on Dec 23. 5. Notices of assignment were sent to the defendant in accordance with S136 Law of Property act 1925. 6. The claimant has instructed PRA Group (UK) Limited to act on its behalf in the recovery of the outstanding debt and to pursue litigation on its behalf. AND THE CLAIMANT CLAIMS 1. The sum of £5600 What is the total value of the claim? £6100  Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No - just emails threatening action   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes   Did you inform the claimant of your change of address? no Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? credit card   When did you enter into the original agreement before or after April 2007 ? before - in 2000   Do you recall how you entered into the agreement...On line /In branch/By post ? I don't recall - I suspect post / online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? am awaiting access - but I suspect it is    Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. assigned - debt purchaser has issued the claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Pretty certain - Yes   Did you receive a Default Notice from the original creditor? pretty certain - Yes   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? there's been gaps - they went very quiet  Why did you cease payments? Covid lockdowns  What was the date of your last payment? i thought it was 2020 - they say 2021 Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? no
    • no go to OCMC and download the transfer order and post it here.   be quick we dont have a lot of time
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ESA Tribunal hearing next week. So scared can anyone help? - ** WON **


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Margaret has given some good advice, but just to take you through a few things step by step, in case you haven't already done them:

 

1) Take a look at the support group descriptors http://www.tameside.gov.uk/esa/lcwra and see if any apply to you, if any do, then do the same as with the other descriptors, except under the subheading 'support group descriptors'

2) Write a paragraph explaing (if applicable) if being found fit for work will cause substantial risk to your physical or mental health, or if you would have any difficulties having to undertake, work related activity.

3) If any evidence you have supports specific descriptors, you can link this in in brackets at the end of your paragraph about that descriptor, for instance: 'this is supported by the attached written evidence provided by Dr Smith/CPN John Jones/Support worker Mary Davies).

5) It can also be useful to include a paragraph detailing your history with the professionals who are providing evidence for you - how long they've known you, how frequently you see them, and point out how familiar they are with your condition.

 

6) Now the most difficult thing which Margerat has touched on. You now have written down in black and white, which descriptors you think you meet. So you need to go back to the submission by the DWP decision maker which normally says they're relying on the evidence provided by the ATOS HCP. Write a sentence pointing this out - something like 'The DWP decision maker has based their decision on the report of the ATOS HCP, which I submit is flawed evidence due to the following points:'. Then you need to go through the ATOS assessment report and point by point, pick out all of the mistakes, flawed assumptions, and fictional information. This is very important as basically what you're saying to the Tribunal panel is that the evidence provided by ATOS is very poor, and the evidence you are providing is far superior, and so they should put more faith in the evidence you've provided than in the ATOS report.

 

Put it all together in a typed document with your name, national insurance number and case number at the top, place in a folder with your other evidence and arrive early and hand it in on the day.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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Still no slepp :(

 

I cant switch off, all im doing it thinking, stressing and worrying. Along with doubting myself wether I can fight this? :noidea::Cry:

 

I feel physically ill from the stress

 

I just dony know what to do with myself

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Yes you can fight it, Holly. All of us here have been through this.

 

Have you gone through the Atos assessment and marked all the things they got wrong or where they contradict themselves? I would start there. Use highlighter pen, circle the things in pencil, whatever suits you.

 

Hugs, HB

Illegitimi non carborundum

 

 

 

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  • 7 months later...

Hello!! After a very lengthily submission, im pleased to say I WON.

 

My advice? Follow all the steps others have advised. Be completely open with them and yourself. I personally had to face & admit to myself how much help I actually needed everyday. Which has helped me accept what I have and In many ways I'm in a better place than I was

 

Good luck :) :) :)

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Thats fantastic Holly. As another CF member who had to go through the indignity of an ESA tribunal, I have a fair idea of what you've gone through. The thing is, the vast number of tribunals and appeals are won, which begs the question, why hasn't the entire process been overhauled to have this dealt with at local office level. I'm sure millions in tax payers' money must be lost each year taking claimants to tribunals just to have to pay them everything they're owed.

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