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    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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Legal owner of the car but not the registered keeper


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My 20 year old daughter recently bought a car on HP and the finance agreement is in her name.

 

For some reason her (new) boyfriend sent off to be the registered keeper.

 

I'm not sure of all the details but he is the registered keeper but she is the legal owner.

 

The finance is over a 4 year period and I'm really not sure what the boyfriend's intentions are.

 

I'm thinking he is going to sell the car leaving her with the burden of repaying something she doesn't even have access too.

 

I've also learned that he has restraining orders by his 2 previous girlfriends which is why I would like my daughter to cut all ties with him, this is also what she wants.

 

Question is how can we get the car transferred to her name?

 

We have possession of the car and also have the V5 logbook.

 

Many thanks in advance for your help.

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If you have the logbook then fill out the LH section with your daughter as the new owner from today, and just put a squiggle in the bit were the registered keeper signs, filling everything esle out as usual for a change of ownership.

 

You will get a new V5 in a couple of weeks in your daughters name.

 

Explain to the BF that the finance co have contacted her and insist that this is so.

 

I would not usually recommend the above but it sounds pretty desperate...

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As he doesnt have a financial interest in it then what he thinks about it doesnt matter, even if he complains as the RK can be changed at will and is not the same as ownership. The registered keeper bit in law came about to stop people putting cars in the name of 2 year old children and then claiming that they were below the age of criminal responsibility but as the legal owner, responsible for the misuse of the vehicle.

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you don't need to do a siggle in the signature in the bit his signs just write his name, we did this we had bought a car and the former keeper forgot to sign the car, contact them and dvla and explained and told to do this so there name is clear on the signature bit.

 

And i agree tell him the finance co insisted this, for insurance reasons, i know most car finance firms prefer it in the person who drives and pays for the car.

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It is highly likely that the finance company's T & C's would be breached if the car was registered to someone other than the person they had provided the finance for.

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

 

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The insurers might not be pleased to know that "The Insured", is not the Registered Keeper.

 

In fact, I would suggest that your daughter enquires if she still has insurance cover under those circumstances.

All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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The insurers might not be pleased to know that "The Insured", is not the Registered Keeper.

 

In fact, I would suggest that your daughter enquires if she still has insurance cover under those circumstances.

 

If she told them who the RK was at the time then the insurance is valid. I am the RK of a company van but my wife is"the insured" with me as a named driver. They are interested in risk, not semantics of property law. Presumably, if it was written off in an accident they will ask who receives the money as the ownership and insured details differ. Your situation is common.

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Still dosn't solve the potential big problem of the finance issue. HP agreement will no doubt require for the hire purchaser to be the RK.

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

 

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I went to the garage where the car was purchased and they confirm the finance company will insist my daughter is the registered keeper. We sent the V5 to DVLA yesterday to change it over. We also got a final redemption figure from the finance company to see if my daughter can trade the car for something smaller that she can actually afford to insure. Of course the figure is higher than the garage say the value of the car is so she will have to keep up the payments until she can afford to pay the car off.

 

One thing that really annoyed me is the salesman said he has seen a guy come in on a few different occasions with different women who he wanted them to take out finance to purchase a car for him. They are regulated by the FSA but this seems to me to be fraud if they are knowingly allowing this to happen. Don't get me wrong, I realise my daughter should never have signed any agreements but she now realises she was being conned and used ang this is happening regularly to other people.

 

Next step is we have to tell the b/f (thankfully ex now!) a) that he is EX and b) that he will not have access to the car any longer and we require the 2nd key back. This I am not looking forward to as he already has restraining orders against him.

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