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Notice of Assignment received 5 years after debt sold Citicard


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if you don't know what it is...

 

...how can you know its threatening.

 

std letter rubbish you've had several times already.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no need to worry until you get a letter saying we WILL issue proceedings in7/14 days or whatever. the words if, may, we are able to etc are just meaningless threats and may:-)be ignored

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those that shout and threaten and keep doing

are usually the ones out to cash cow you.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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When does this become SB and the deafult drop off

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I would ignore it. If they do take it to court remind the courts that this has already been to court and thrown out

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Thanks,

 

the only thing is it was chucked out because they had not sent through the cca,

 

they have now complied, or so they say...with t&cs on plain white paper allegedly dated from when account was opened and when it was defaulted.

 

..now are they the correct ones.

 

...they say they are.

 

..I say they might be, or they might not be.

 

..so slightly different scenario to when I got the SD set aside?

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no its not

and you've the dodgy DN up your sleeve.

 

stay quiet

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...
:) Best of luck

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How long till SB DM

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Quick question on this,

 

according to my records this one becomes statute barred in a few months.

 

However back in 2008 they issued a statutory demand which I got set aside,

 

would that have effectively started the SB clock again as I actually went to court and go it set aside?

 

It would only make a difference of a few months but I want to make sure I get my facts right for when I advise them of it being SB. Thanks

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The issuing of a CC claim or SD is a restart of the limitations clock, applying for set aside may/may not be seen as acknowledgment.

 

 

Did you enter a defence at the time?

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if they weren't successful then it only stalled the clock?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The issuing of Statuary Demands has no effect on statute of limitations only a successful county court claim stops the clock.

 

Regards

 

Andy

We could do with some help from you.

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