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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Nationwide Building Society again. A law unto themselves.


notNBSagain
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  • 3 weeks later...

Hi! Does anyone know if eale has changed his Email address again or is he just ignoring me?

 

The incompetents are still writing to my DEAD wife evenafter promising they wouldn't. Problem is that Writing to someone who has beendead for over 22 years is much too good a beating stick to never use again.After all their game is to cause STRESS and ANXIETY to their errant members ISN’T IT.

Do they have commission payments and monthly quotas in collections as well as in sales?

 

notNBSagain

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Hi Conniff,

I've been thinking the same thing However, I've just sent it to the Ombudsman, so I will give it a few days to see what happens first and see if his secretary gets back. It's never him. However, this time he was a copy on my email to the OFT about this.

 

Thanks again

 

notNBSagain

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  • 2 months later...
  • 2 weeks later...

Any updates on this one, as I have just fired off an email, as Nationwide, are one of the most difficult people to deal with, and why do they insist in you phoning them, all the time, is it because they don't want to leave a paper trail.

By the way FOS said that the charges were fair, because of the court judgement in 2009, they are useless as well.

LilythePink

If you liked what I said, and if it helped in any way, please tip my scales..... thank you:)

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If you are worried that they don't want any comeback on what they say, then get a phone recorder or give them your mobile number if that has a recording facility. You don't have to inform them that your are recording them.

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It is because they are so nasty, and virtually bully you into paying more. If I have set a SO up to pay them, that is all they need, I don't know why they always need to talk to you.

LilythePink

If you liked what I said, and if it helped in any way, please tip my scales..... thank you:)

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Because it puts them in charge when they talk to you, they like to be the top dog. If you have to contact them, then just do it by letter and ignore all their requests for a phone call and if they call you, then you just say 'in writing only please' and put the phone down.

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They are still ringing, even though I have sent letters, emails, and hung up on them. 3 - 4 times a day with a recorded message, to ring them.

It is driving me crazy. Don't know what to do next, even the other morning, and turned the hairdryer on next to the phone, it just shows how desperate I am getting.

LilythePink

If you liked what I said, and if it helped in any way, please tip my scales..... thank you:)

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  • 1 year later...

I don't think so, if they were, they would need to identify themselves as such at the bottom of any letter head.

 

I can see no connection other than their being a firm that Nationwide use for legal purposes.

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Shoosmiths are a big organisation who chase money for banks and building societies (amongst others), they also deal in repossions for said institutions. Not a nice bunch to have to deal with.

 

They are not part of the bank so do not need to state that on their paperwork. They act for the bank.

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Thanks for rapid response citizenB.

 

 

 

It's just that they have several ex nationwide staff at Northampton Shoosmiths and they, are just as incompetent as Nationwide and seem loathed to put any defence before a Judge, preferring to use Northampton County Court Business Centre to railroad things through with a Clerks Rubber Stamp rather than allowing people a hearing.

Also Their staff don’t like taking ownership of their letters with a wet signature and sign Shoosmiths . This means to me that there is something wrong, like the claim response pack they recently sent me that was over two years old that had a court number but came from Shoosmiths directly to me, bypassing the court and requesting I sent my defence directly back to them. Not surprisingly when I phoned the court I was told that it had expired. How could they get a genuine court number for it without the court contacting me for a response and then nothing happening for over two years?

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Hi notNBSagain.

 

As always thank you for the donation, that helps keep the site going so more people can get advice

 

OK your situation is confusing.

 

Have you received a court sealed N1 claim form?

If so, when and what happened?

Have you checked the trust register to see if there is a CCJ outstanding?

 

FYI it is common practice for banks and dcas to issue claims through the Northampton Bulk Court.

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Thanks for reply SabreSheep.

The claim goes back to February 2013.

Shoosmiths are trying for a CCJ, this is inorder to get an attachment to my home for £3000 overdraft on my old flexaccount which they closed a few years ago. I never saw an N1 claim form or court response pack until Shoosmiths sent it to me last week They favour the Northampton County Court Business Centre because if you don't return a defense the CCJ is automatically issued against you without any need for a Judge Nice and simple. The time I received a CCJ before from the same court Northampton County Court Business Centre the court sent me a N1 claim form or court response pack with 14 days to respond which I did, the case was transferred to my local court and I saw the Judge.

The time before this the N1 was sent to my home and the defense had to be sent back to the court. However,, this time Shoosmiths want me to send the defense back to them NOT to the court. I feel that if I did that would be the last that I would see of it and that the CCJ would be automatically issued without any defense. The claim number is genuine and known by the court but the documents have taken over two years to reach me via Shoosmiths. I therefore phoned the court and was told that the claim had expired and would have to be put before a Judge in order to be reinstated.

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