Jump to content


MBNA Aktiv Kapital


jamga100
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3810 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

 

I had a virgin credit card which I stopped payiing last autumn2012 due to financial difficulties.

 

They sent me a letter around xmas time to say they had passed my debt on to Aktiv Capital.

 

Around a month later I started getting frequent calls from Aktiv Capital, but just kept fobbing them off, saying they had phoned at an inconvenient time.

 

After reading one of your blogs

I refused to give them information over the phone.

 

That very day I received a letter from them asking for the full amount.

Activ phoned me again that afternoon saying they had sent at least two letters,

and that I had to deal with them over the phone as that it is how they always deal with customers.

 

They suggested (even though I wouldn't comment) that I pay the amount in full, or if not over 3 monthly payments.

I did comment that if I had been able to then I would have paid Virgin, but I wanted to see

comunication in writing before agreeing to comment further !

 

 

HELP !! what should i do now please.

 

many thanks

 

Jamga

Link to post
Share on other sites

hi jamga

 

stay off that phone!!

 

they are NOT BAILIFFS

and have no such LEGAL POWERS.

 

have you ever looked at your CRA file

see below

 

let start getting some info together.

 

was this virgin card admin'd by MBNA par chance?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi,

 

Yes it was a virgin mbna card.

 

Just tried to log in to that account with virgin. It is now closed with a zero balance. However Aktiv Kapital say they are dealing with my account.

 

Ive also just tried to register to check my CRA but couldn't verify me?

 

Should I email them ?

 

Thank you once again:???:

 

Jamga

Link to post
Share on other sites

email who?

 

there are hundreds of lemon MBNA debts

farmed out to AK

 

i'll move your thread to the MBNA forum

 

so's you can browse there..

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

you could do yes

 

but do the others work ok?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 10 months later...

Hello and Happy New Year !

 

Well that old friend Activ Kapital are rearing their head again...

 

I ignored them on the phone, and that seemed to work for a few months.

 

However had phone calls again over the last couple of weeks.

 

I have refused to talk to them, but did check my credit file with Noddle

 

and they do appear as the lender on this credit card.

 

Shoul I panic and try and come to an agreement or continue to ignore ?

 

Help !!

 

best regards

Jamga

Link to post
Share on other sites

when did you take the card out?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

sent them a cca request

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...