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    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
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HCE officer - Stat Demand now served on me.


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Hi

I would be grateful of some advice

 

I have a debt of 12k and was paying £20 per month as this is all i can afford...however this was rejected recently and the bailiff keps calling, i have no assets at all and live at my boyfriends house, everything is in his name...how can i stop them calling (without paying the 12k), someone told me that i can apply to the court so the court can decide if the £20 is acceptable and then the bailiffs have to stop hassling me...is this correct...

 

it is too late to set aside as it is over 18mths old...

 

any advice would be welcome...thank you..

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There is no right of entry for the bailiffs and they can not take goods that are not yours

 

did you ever receive the court paperwork to file a deference

I am assuming it is a CCJ?

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

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hi, thank you, yes it was a ccj...it was a gift of money in 2005, but since the relationship went bad, the person decided it wasnt a gift and took me to court, i was a bit naive and tried to represent myself...and lost!! even though there was no written agreement that it was a gift..

 

the judgement was over 18mths ago so i guess cannot be set aside...i can pay £20 but not any more and am scared that if they knock one day and my step son (19) answers, they may persuade him to enter...i have told him not to let anyone in...but it is just a worry

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I don't know the ins and outs of set aside others will no doubt

 

If you have no assets and no way of paying it back you could consider going bankrupt

it could be a new start and the stigma attached to it is not that bad

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

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Unless there is a particular point of the original hearing that was wrong the CCJ will stand and think you would find it difficult to apply for Set Aside. Due to the amount I assume it is a High Court Enforcement Officer that has visited. Have you been left any paperwork, if so can you say what? Who do you pay your £20pm to? Is this level of payment set by the Court or is it just a mutual agreement, if so who with?

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Hi, yes it is a HCE Officer, they have left a 'we will enter and remove your goods' letter. No it is a level set by myself as to what i could afford, the officer put this to the claimant and i paid it to HCE for 8-9 months and then they came back and said that the claimant didnt accept it, then they took the writ away and after about 3 months they came back to enforce it again...i re-iterated that is all i could pay, the HCE were ok...they said..look we wont go away, there are ways you can sort it out, take legal advice...but we cant advise you...obviously they act for the claimant...so i was told...go back to court...i may have to pay a fee, and the court will decide if this is all i can afford...the claimant seems to think i have assets and can pay..but i really do not...

 

what would you advise...thank you...

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These HCEO's seem to be acting fairly in recommending you go back to the court for a variation order.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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You can halt the HCEO by applying for a Stay of Execution that would halt all further enforcement action & costs. With their fees & what you owe then I'm afraid the chances of you paying this off before you draw an OAP Pension may be remote. If you want to apply for a Stay it costs £80 but that fee may be waived if you claim certain Benefits or are on a low wage. The Stay is applied for on Form N244 and Fee Remission may be claimed by using Form EX160 but you would also need to see if you qualify by looking at Forms EX 160a & EX160c.

 

It may be easier to put your payment on a more formal footing. To do this apply for a Variation Order on Form N245 cost £45 unless you qualiy for remission. You will need to supply I&E for this so make sure your present payment is all you can afford.

 

All forms available from HMCTS website and it must be remembered that the Stay is the most important of the 2 applications.

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Exactly, the stay must be done asap, and then the variation so te court can set a payment according to your means, it takes control and enforcement away from the HCEO, which is why the only mentioned a variation order obliquely, follow ploddertoms advice, and you should be ok.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I would advise following ploddertom's advice above.

 

Unfortunately the HCEO must fulfill his duty to seize goods and/or recover the debt if possible as he could be liable for a claim by the creditor. Given that the claim relates to an ex-partner it is likely that the HCEO is getting undue pressure to recover the debt and refusal to accept your payment plan from the creditor himself.

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Hi, i spoke to the bailiff today, and he advised me (off the record) that the best thing for me to do was apply for a variation order, as stated above. Then send him a copy. But make sure i give a payment i am comfortable with, because if i miss even one payment then the order is cancelled.

 

I assume the claimant can still disagree with my offer here?

 

Will i need to attend a court hearing for this?

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Hi, i spoke to the bailiff today, and he advised me (off the record) that the best thing for me to do was apply for a variation order, as stated above. Then send him a copy. But make sure i give a payment i am comfortable with, because if i miss even one payment then the order is cancelled.

 

I assume the claimant can still disagree with my offer here?

 

 

 

 

Will i need to attend a court hearing for this?

 

 

 

Firstly...how refreshing to read your EO offered advice allbeit basic advice, it is accurate and worthy of clap2.gif

 

If there is a stay in place the creditor has to go back to Court to have it removed to permit any further application to vary the previous order, that gives you security to not having to worry the creditor can sneak in to obtain an increase to the order without you being aware!!

 

Depending on where you live and if your local court acts as a district registry to the High Court, we always recommend you take all applications to your local court in person.

 

Please take care when making your offer to ensure you have left yourself enough to deal with life's 'emergencies' and remember a late payment is on a par with no payment on the due date and the consequences are the same..default.

 

Your claimant can indeed refuse the amount you offer but the Court has the final say You will need to attend a Court hearing but you have nothing to fear in doing that, often is the case you don't get time to sit down and you are gathering your belongings ready to leave.

 

WD

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Hi, ok been to court, claimant refused the offer of £20 per month, judge said he couldn't suspend warrant as it would take too long to pay off the debt at 20 per month...so i guess the bailiffs will still call!!!! i have no assets, the judge did tell them that it would be very hard to enforce without assets, all i am concerned about is the bailiff calling and my stepson maybe leaving him in. If they know and have had proof that i own nothing here, can they still be awkward and levy??

 

i am just looking out of the window all the time waiting for them to call, it is very stressing..what else can i do.

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Hi, ok been to court, claimant refused the offer of £20 per month, judge said he couldn't suspend warrant as it would take too long to pay off the debt at 20 per month...so i guess the bailiffs will still call!!!! i have no assets, the judge did tell them that it would be very hard to enforce without assets, all i am concerned about is the bailiff calling and my stepson maybe leaving him in. If they know and have had proof that i own nothing here, can they still be awkward and levy??

 

i am just looking out of the window all the time waiting for them to call, it is very stressing..what else can i do.

 

did the court NOT set a repayment in line with your available income? This seems harsh.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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No....they had my income and expenditure and could see that 20 was all I could afford...the judge said that he couldnt suspend the warrant based on that figure.....he did say at the start of the hearing that he knew the claimant!!! but I thought he would still be impartial...he did tell her that the only solution really was to maybe was for me to give a full and final settlement if i could borrow the money to do that....

 

but i dont know what to do now....

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No....they had my income and expenditure and could see that 20 was all I could afford...the judge said that he couldnt suspend the warrant based on that figure.....he did say at the start of the hearing that he knew the claimant!!! but I thought he would still be impartial...he did tell her that the only solution really was to maybe was for me to give a full and final settlement if i could borrow the money to do that....

 

but i dont know what to do now....

 

Appeal perhaps, as that judgment was unduly harsh, if that was all you can afford, dodgy handshakes, and golf club spring to mind, as judge admitted knowing claimant, that of itself is enough to ground an appeal or at least a complaint to MOJ, under a conflict of interest, judge should have stood down from the case etc. other Caggers will no doubt give other angles on this.

We could do with some help from you.

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Have we helped you ...?         Please Donate button to the Consumer Action Group

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Roxy 100. I have sent you a PM as there is a delicate question to be asked!!!

 

WD

Best option at this point WD

We could do with some help from you.

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Have we helped you ...?         Please Donate button to the Consumer Action Group

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Hi, can anyone else give me some advice on this please....why do bailiffs keep calling when they know i have no assets here and nothing belongs to me...what is the point in that...nothing will change..should i appeal the court decision...

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