Lending money to a friend.

[Consumer dude]

The interim order,and the charging form application have both been stamped by the court and returned to me, so it appears the court does not directly send to the defendant this paperwork.

 

 

Apart from the two forms, what else would I send ?

[Consumer dude]

What would constitute a certificate of service ?

[Ganymede]

What would constitute a certificate of service ?

 

That is Court form number N215. Fill one in for each party you serve.

[Ganymede]

Any know creditors, I am confused about, as in my charging form application, I had not mentioned any other creditors as I was simply not sure, but the order from the court does appear to be clear that I also send the same to the bank c/o mortgage centre. Is that how you read it ?

 

 

I don't have the title deeds to hand but would the bank details be on it as it is providing a mortgage and so therefore has an interest what is going on..

 

You have the title deeds so check them when you get home.

 

You should have listed all joint owners of the property and all creditors includes the mortgage company.

 

Also check the Charges Register on the title deeds for any other secured loans, second mortgages or Charging Orders.

[Consumer dude]

I can't believe I have to send copies to the bank who supply his mortgage but if that's what I do then that's what I do. I pity him really but he only has him self to blame. I attempt to send three lots this Friday, A/ One to defendant, B/ One to the bank and copies to the court. I shall check the finer details as I go but it seems clearer now..

[Ganymede]

Is there a joint property owner?

[Consumer dude]

Is there a joint property owner?

 

No, register said sole owner..

[Consumer dude]

One other thing, known creditors includes (bank) C/O Mortgage centre, Po box, xx and (street name) (eg), would that be two different places I need to serve or is it just the Mortgage centre I serve with is with the same bank. I hope someone followed that..

[Ganymede]

I would just write the address exactly as it appears.

[Consumer dude]

Today I attempt to put in the post, copies of the following to A/ the defendant, B/ The Mortgage company, (the bank) which I will include the following to each party. Charging form application, Official copy of register of title and C/ Interim charging order with schedule. Is that it do you think ?

[Consumer dude]

Ready to post as of last post. Certificate of service still to be served and filed with the court not later then 7 days before the hearing, so that still to be done at a later date..

[Consumer dude]

Both letters went yesterday, checked online, defendants bank has signed but defendant hasn't of yet done do..

[Consumer dude]

Am now looking at further costs I can claim for, including the cost of this latest application. Can I do this as I am still having to put in work, who pays for this time ? What am I legally able to claim as regarding these costs..

[Ganymede]

There are fixed Charging Order costs that you can claim but that's it.

[Consumer dude]

There are fixed Charging Order costs that you can claim but that's it.[/quote

 

Cost of the charging order application, I am aware of, cost of getting to the court perhaps ? any thing else ?

[Consumer dude]

Do I need to register (legally) the interim charging order?

[Ganymede]

Register it where? At the Land Registry?

[Consumer dude]

Register it where? At the Land Registry?

 

Yes..

[Consumer dude]

Seems to be an AN1 form..

[Consumer dude]

Could it affect the issusing of the hearing if the interim charging order had not been registered..

[Consumer dude]

I have to send a certificate of service to the court within seven days of the hearing. Both the details of whom I've sent documents to on one form ?

[Ganymede]

Seems to be an AN1 form..

 

Correct.

[Ganymede]

I have to send a certificate of service to the court within seven days of the hearing. Both the details of whom I've sent documents to on one form ?

 

No. One N215 form for each party served.

[Consumer dude]

OIC, in this case, is the defendants bank also seen as the defendant and for filling this in the box which is on the form..

[Consumer dude]

Correct.

 

Thanks for confirming that, I was getting confused as it was stated as an application to enter an agreed notice..