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I agree that for a car of that age and mileage, he won't get a dealers price. It will be up for negotiation, as to the amount the Insurers will settle for. I suspect they will offer £600 ish and if you then argue that the car was only bought a year ago for £1000, the Insurers increase to £800ish.

 

Don't forget that the Insurers will deduct the excess and if the full annual premium has not been paid, they may deduct the remaining premium. As you probably know Car Insurance is an annual contract and once a write off claim has been made, the Insurers may then cancel the policy, with the full remaining premium being due. Speak to Admiral about this, as many people don't realise how these things work and are disappointed.

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