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    • Do you have broadband at home? A permanent move to e.g. Sky Glass may not fit with your desire to keep your digibox,, but can you move the items you most want off the digibox? If so, Sky Glass might suit you. You might ask Sky to loan you a “puck” and provide access as an interim measure. another option might be using Sky Go, at least short term, to give you access to some of the Sky programming while awaiting the dish being sorted.
    • £85PCM to sky, what!! why are you paying so much, what did you watch on sky thats not on freeview?  
    • Between yourself and Dave you have produced a very good WS. However if you were to do a harder hitting WS it may be that VCS would be more likely to cancel prior to a hearing. The Contract . VCS [Jake Burgess?] are trying to conflate parking in a car park to driving along a road in order to defend the indefensible. It is well known that "NO Stopping " cannot form a contract as it is prohibitory. VCS know that well as they lose time and again in Court when claiming it is contractual. By mixing up parking with driving they hope to deflect from the fact trying to claim that No Stopping is contractual is tantamount to perjury. No wonder mr Burgess doesn't want to appear in Court. Conflation also disguises the fact that while parking in a car park for a period of time can be interpreted as the acceptance of the contract that is not the case while driving down a road. The Defendant was going to the airport so it is ludicrous to suggest that driving by a No Stopping  sign is tacitly accepting  the  contract -especially as no contract is even being offered. And even if a motorist did not wish to be bound by the so called contract what could they do? Forfeit their flight and still have to stop their car to turn around? Put like that the whole scenario posed by Mr Burgess that the Defendant accepted the contract by driving past the sign is absolutely absurd and indefensible. I certainly would not want to appear in Court defending that statement either. --------------------------------------------------------------------------------------------------------------------------------------------------------- I will do the contract itself later.
    • Yes - ignore. Because of another MET victim today I looked at all our MET cases back to June 2014 ... yes, 10 years. They have never dared take a motorist to court and argue their case before a judge.  They have started the odd court case, but as a means of trying to intimidate the motorist into coughing up, when the motorist defended and refused to give in it was MET who bottled it and discontinued.
    • Unpaid wages should be pretty straightforward if you did the work. Don't be intimidated. You need only show you were due money, and did not get money.   The risk is that they have no money to pay you (and legal fees) - frankly a solicitor maybe be costing them more than your claim is for and I might have expected them to make a commercial decision to settle before this point regardless of the merits of the case.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Tinkerbelle vs Halifax -I won


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Well done tinkerbelle,an inspiration to us all chasing the halifax and your threads are always an interesting read!:)

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______________________________________________________________________

Halifax prelim 23/5/06, LBA sent 31/5/06, moneyclaim 27/6/06, Halifax intend to defend, halifax paid up!19/7/06:D Donation made.

Amex prelim 22/5/06, LBA sent 5/6/06, Final LBA sent 9/6/06, settled 30/6/06:D Donation made.

Barclaycard prelim 26/5/06, LBA sent 9/6/06......to be contd

HSBC prelim sent 6/9/06, LBA sent 19/9/06, MCOL 12/10/06....

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Final letter regarding this claim received from Hellifax yesterday.

 

Copied below so ya'll know what to expect next! :-D

 

========================================================

 

I have received and have been dealing with the proceedings, which you have issued against Halifax plc in the Northampton County Court. Thank you for providing a breakdown and I apologise for the delay in dealing with your claim.

 

Your claim relates to bank charges debited to your current account. These charges were debited to your account in accordance with the account terms and conditions, which you agreed to accept, and by which you are bound.

 

I have returned the form of Acknowledgement of Service to the Northampton County Court indicating that Halifax intends to defend your claim. However, on a purely commercial basis, it will cost Halifax money to defend your claim in terms of the legal costs that will be incurred. It is unlikely that Halifax will be able to recover these costs (even if the bank wins) because your claim will probably be allocated to the small claims track, in which costs are not generally awarded.

 

For this reason, but without admission of liability, Halifax is willing to reimburse £xxx in respect of the bank charges incurred, together with £xxx in respect of approximate interest that Halifax has calculated was charged on your account as a result of the charges. The Halifax will also reimburse £xx in respect of the Court fee. This amounts to £xxx.

 

I will write to the Court to let them know that your claim has been settled and would be grateful if you could do the same.

 

We are keen to help you avoid any unnecessary charges in the future by providing various ways to keep track of your account. You can do this via telephone bamking on 0845 20 30 40, online banking (www.halifax.co.uk) or by obtaining a mini statement at our cash machines. You can also contact one of our banking advisers at any of our branches.

 

Ultimately it is your responsibility to manage your account. If you incur any future charges the Halifax reserves the right to withdraw your banking facilities; full details are explained in the terms and conditions of the account. If you would like to discuss this, please contact our Customer Relations department on 08457 25 35 19 option 2.

 

Yours sincerely,

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  • 1 month later...
  • 3 weeks later...

Nice one I'm just starting out and only can find 4 months worth (with them around 4 years) so gonna have to get intouch with them for what you could say all of them I've moved since I first got the account this is so daunting but you are an inspiration so I know i will fight it and if I feel I can't I'll just come one here and read more :)

 

What a lot of reading I've got to do

 

well done

 

Gill

01/09/2006 Data Protection Act sent

04/09/2006 Data Protection Act recieved by Halifax

28/09/2006 Called Halifax to see if they have done anything about Data Protection Act letter

17/10/2006 Non Compliance LBA sent

23/10/2006 Phone call made

24/10/2006 statements arrived

24/10/2006 prelim letter sent asking for return of £1455.87

08/11/2006 LBA sent ;) court next :p

14/11/2006 good will gesture made offered £513 now claiming £1639.95 :D

15/12/2006 Court claim number Halifax must respond by 23/01/2007

 

05/01/2007 PAID IN FULL WOOHOO

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  • 2 months later...

Well done Tink,

I am also right at the start, posted my S.A.R yesterday, but im going to book mark ur progress as it looks like everytime i get peed off i can re read urs and get cracking again, lol.

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Nice one I'm just starting out and only can find 4 months worth (with them around 4 years) so gonna have to get intouch with them for what you could say all of them I've moved since I first got the account this is so daunting but you are an inspiration so I know i will fight it and if I feel I can't I'll just come one here and read more :)

 

What a lot of reading I've got to do

 

well done

 

Gill

 

Try going to your local branch.

I did and they sent me every statement since account was opened without any charge. The teller was very helpfull.

Be nice to them, they are only employees, not policy makers.

Best of luck!

09/10/06:Halifax claims opened with prelims

claim 1 = 1392.38

claim 2 = 1437.74

claim 3 = 1480.76

claim 4 = 0185.32

Changed tactics.

1 claim of £4600 submitted - will travel to england to go to court if required.

 

27/10/06: LBA sent

01/11/06: Recieved an offer of £764

05/11/06: Refusal of offer sent

11.11.06: MCOL submitted

13.11.06: MCOL issued

16.11.06: MCOL aknowledged

17.11.06: recieved withdrawal of offer letter - too late, it's already with court!

27.11.06: recieved written confirmation from Northampton County Court. Still no correspondance from Halifax. They have until 15/12/06 to respond.

O1/12/06: Settled in full, including interest.

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Well done Tinkerbelle :D

 

My DPA request is going off tomorrow, they've pushed too far now and i'm well wound up with their blanket £39 charge for everything. If they just charged a reasonable amount we wouldn't mind and this site would never have been founded...

 

Not claiming as much as some on here...reckon it will only be a few hundred quid but better in my pocket than in theirs!

 

Thanks for the inspiration:)

 

Mael.

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  • 12 years later...

This topic was closed on 03/08/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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