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    • Good evening, so not a good weekend reviewing paperwork -- I have lost some proofs of postage.. also, although not provided at CCA, they have now supplied a DN in their WS, please see scan of claimants WS (without statements) Document with tick boxes as signatures doesn't look like an agreement and is split across pages. Documents have been stapled and copied multiple times looking at the top left of them. Aside from that, having read other threads, I suspect they have everything? appreciate your input please Sorry for heavy redactions, I noticed the paperwork was see-through LinkHalifaxCC1.compressed.pdf
    • Received a final demand today Final demand.pdf
    • Here is my final draft: I, XXXXXX, being the Defendant in this case will state as follows; I make this Witness Statement in support of my defence in the claim and further to my set aside application dated 1 November 2022. The claimants witness statement confirms that it mostly relies on hearsay evidence as confirmed by the drafts in person in the opening paragraph. It is my understanding they must serve notice to any hearsay evidence pursuant to CPR 33.2(1)(B) (notice of intention to rely on hearsay evidence) and Section 2 (1) (A) of the Civil Evidence Act.   1.        The claimant failed to comply with the additional directions ordered by District Judge Davis on the 2 February 2024 'The Claim shall be automatically struck out at 4pm on 3 April 2024 unless the Claimant delivers to the Court and to the Defendant the following documents.' None of these documents were received by the court nor the defendant by that date.   2.        I understand that the claimant is an Assignee, a buyer of defunct or bad debts, which are bought on mass portfolios at a much reduced cost to the amount claimed and which the original creditors have already wrote off as a capital loss and claimed against taxable income as confirmed in the claimants witness statement exhibit by way of the Deed of Assignment.   As an assignee or creditor as defined in section 189 of the CCA this applies to this new requirement on assignment of rights.  This means that when an assignee purchases debts (or otherwise acquires rights under a credit agreement) it also acquires certain obligations to the borrower including the duty to comply with CCA requirements (such as the rules on statements and notices and other post-contractual information).  The assignee becomes the creditor under the agreement. This ensures that essential consumer protections under the CCA cannot be circumvented by assigning the debt to a third party.   3.        The alleged letter of claim dated 7 January 2020 was served to a previous address which I moved out of in 2018, no effort was made to ascertain my correct address.  I have attached a copy of my tenancy agreement which is marked ‘Appendix 1’ and shows I was residing at a difference address as of 11 December 2018 and was therefore not at the service address at the time the proceedings were served.  I have also attached an email from my solicitors to the Claimants solicitors dated 14 July 2022 which was sent to them requesting that they disclose the trace of evidence they utilised prior to issuing the proceedings against me.  This is marked ‘Appendix 2’.  The claimants solicitors did not provide me with these documents.   4.        Under The Pre-Action Protocol for Debt Claims 2017 a Debt Buyer must undertake all reasonable enquiries to ensure the correct address of a debtor, this can be as simple as a credit file search. The Claimant failed to carry out such basic checks. Subsequently all letters prior to and including ,The Pre action Protocol letter of claim dated 7 January 2020 and the claim form dated 14th February 2020 were all served to a previous address which I moved out of in 2018.   5.        I became aware of original Judgement following a routine credit check on or around 14th September 2020.   6.        Upon the discovery of the Judgement debt, I made immediate contact with the Court and the Claimant Solicitors, putting them on notice that I was making investigations in relation to the Judgement debt as it was not familiar to me.  I asked them to provide me with a copy of the original loan agreement but this was not provided to me.   The correspondence to the Claimant Solicotors is attached and marked ‘Appendix 3’   7.        I then sent a Data Subject Access Request to Barclays but no agreement was provided. Details the timeline of communication between myself and Barclays are attached and marked ‘Appendix 4’and the copies of correspondence between myself and Barclays are attached and marked ‘Appendix 5’.   8.        The claimant relies upon and exhibits a reconstituted version of the alleged agreement.   It is again denied that I have ever entered into an agreement with Barclaycard on or around 2000.  It is admitted that I did hold other credit agreements with other creditors and as such should this be a debt that was assigned to Barclaycard from another brand therefore the reconstituted agreement disclosed is invalid being pre April 2007 and not legally enforceable pursuant to HH Judge Waksman in Carey v HSBC 2009 EWHC3417.  Details of this are attached and marked ‘Appendix 6’.   The original credit agreement must be provided along with any reconstituted version on a modified credit agreement and must contain the names and address of debtor and creditor, agreement number and cancelation clause.   9.        Therefore the claimant is put to strict proof to disclose a true executed legible agreement on which its claim relies upon and not try to mislead the court.   10.   As per CPR 1.4(2)(a) the court encourages parties to cooperate with each other in the conduct of proceedings in order to try and save time and costs for the parties and to also save the time and resources of the court however, despite vast attempts at mediation the claimants have been most unreasonable and have remained unwilling to mediate. Until such time the claimant can comply and disclose a true executed copy of the original assigned agreement they refer to within the particulars of this claim they are not entitled while the default continues, to enforce the agreement pursuant to section 78.6 (a) of the Credit Consumer Act 1974. I believe that the facts stated in this Witness Statement are true.  I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. Signed                 ………………………………………………….. Name                  XXXX Date                     30 April 2024
    • Only trying to help.  Ain't being nasty.  Some
    • Hi folks, I've just found previous documentation. I thought it had gone missing. I'd forgotten that I did appeal it through POPLA but I can't find the thread on here that, I assume, I posted for help. Appeal letter is dated 27/10/2020 with a rejection. I genuinely had forgotten about this so apologies for misleading you. A lot has happened in the years since the ticket was issued. We closed down a couple of businesses and moved to the opposite end of the country to retire. The documents I have are scanned copies. I no longer have the originals. The NTK is also in there. If there's anything you'd like to see, please let me know and I'll post them, although it probably won't be until tomorrow now, but I'll be looking in on this page tonight. Thank you for the responses so far
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On ESA for more than 13 weeks - did the law change?


Nystagmite
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I can't find this anywhere:

 

Someone I know claims that if you're a part time student, you're exempt from the ESA medical. That can't be right, can it? I've looked through various websites which state the conditions for the exemption from the ESA medical and there's no mention of being a part time student.

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Treated as having limited capability for work

 

No-one is exempt from the medical assessment for ESA. All claimants have to undergo at least one element of it. But there are a few circumstances where a person can be treated as having limited capability for work. They are where the person is :

  • terminally ill
  • receiving chemotherapy (unless it is via oral medication)
  • under notice as a carrier of, or had contact with, an infectious disease
  • pregnant and there would be a serious risk to health of the claimant or her baby if she did not refrain from work
  • pregnant, entitled to Maternity Allowance and within the Maternity Allowance period
  • pregnant or have recently given birth, not entitled to Statutory Maternity Pay or Maternity Allowance, from 6 weeks before the birth to 2 weeks after baby is born
  • a hospital inpatient
  • receiving treatment by way of haemodialysis, plasmapheresis, radiotherapy or total parenteral nutrition, in any week when the person receives treatment or has a day of recovery from treatment. In the first week of any such treatment, claimant is only treated as having limited capability for work if they have:
    • 2 days of treatment; or
    • 2 days of recovery; or
    • 1 day of treatment and one day of recovery
    • The days do not have to be consecutive

I don't deal with his aspect in my job at the JCP but found this bit of information and it states who will be classed as having a limited capability but there are no exemptions from the ESA medical sorry.

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  • 1 year later...

Like many, I've been on ESA for more than 13 weeks. 17 to be precise. I remember that they were saying about how those of us waiting longer than 13 weeks would (or should?) get the WRAG component until we're assessed and it's decided which group we're in.

 

Did this ever go through as law? Or was it something they were thinking about doing; but hasn't actually gone through yet?

 

Really fed up now - can't live on this amount (£56.25 per week) for much longer. :(

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:Nystagmite:

 

Case law changed but Work n Pensions put in a late application for the full statement of reasons. Don't think we know whether they've appealed to the upper tier.

 

There's a thread about it on Rightsnet;

 

'Employment n Support Allowance - Payment of Work Related Activity Component'

 

Regards, Margaret.

Edited by **Margaret**
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Like many, I've been on ESA for more than 13 weeks. 17 to be precise. I remember that they were saying about how those of us waiting longer than 13 weeks would (or should?) get the WRAG component until we're assessed and it's decided which group we're in...

 

That would be nice, I'd be able to retire to warmer climes on the backdated payments! So far, this time round, I'm a day or two shy of week 48 of the assessment rate and not a sniff of an ESA50. To be fair, I gave up chasing it in July.

I do understand your despair, Nystagmite. It's only the advent of DLA that has made life financially bearable. And my assessment rate is a shade under £15pw more than yours.

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You need to read the whole thread even to begin to under stand it All !

 

http://www.rightsnet.org.uk/forums/viewthread/2810/

 

http://www.rightsnet.org.uk/forums/viewthread/2810/P15/#11894

Edited by 45002

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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  • 2 weeks later...

:mmph: :Bad News: :mmph:

 

In a not entirely unexpected turn of events;

 

Work n Pensions have appealed the first tier tribunal decisions.

 

Unfortunately, until the issue is decided by an upper tier tribunal, the work related activity component of employment n support allowance won't be paid pending the completion of a work capability assessment.

 

Margaret.

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Where do i read about the tribunal decision and the subsequent leave to appeal to upper tribunal. I had a look but frankly its a bit gobbledegook and hit 'n' miss when i look at that lol.

 

From all i can see is:

 

Employment and Support Allowance

 

JR/2638/2010 & JR/2639/2012

Whether the duty under section 20 of the Equality Act 2010 can be enforced by judicial review. Whether the Department for Work and Pensions is in breach of its duty to make adjustments in respect of those with mental health problems when undertaking the preliminary stages of a work capability assessment.

 

and in sure thats about the getting doctors reports prior to an assessment.

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:Zonker:

 

Think you may be confusing two separate employment n support allowance cases currently meandering at snail pace through our legal system. For the moment neither can be accessed through the usual channels cos they're both sub judice.

 

Three appellants in East Anglia are arguing that claimants shouldn't be penalised for Atos' inability to complete work capability assessments within thirteen weeks. The Rightnet thread mentioned in #2 and #4 discusses differing interpretations of the regs.

 

Down in London two claimants who've mental health issues have, with help from a legal charity, forced a judicial review of whether the work capability assessment breaches equality legislation. Both Disabled People Against Cuts and the Disability News Service have articles on their websites.

 

Regards, Margaret.

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Thank you. I knew that there was a legal challenge with regards to mental health, thats the one i could find on the tribunals website in the upcoming section.

 

I cant find anything about leave to appeal or tribunal decisions on any of the 3 cases where esa is deemed to be paid at wrag rate from 13th week when they havnt been assessed by atos. Im sure there has to be something somewhere..i mean to say DWP were out of time and needed to ask for permission, thats got to be recorded somewhere?

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:Zonker:

 

www.judiciary.gov.uk/media/tribunal-decisions

 

The decisions database on theTribunals Judiciary website doesn't list first tier decisions for social security and child support cases. Assuming there's no further appeal, after about six months the decisions together with full statements of reasons are loaded onto law databases and the paper records are destroyed. So far as I know the databases are only accessible via subscription.

 

Seem to remember that 'parties to the proceedings' can view the paperwork but I doubt it'd be accessible to anyone else. :hand:

 

Margaret.

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Update:

 

Asked GP receptionist if I need to see GP for a new fit note. She looked on her computer and asked if it was for ESA and said that they have been in contact; but they (surgery) haven't heard anything since.

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:Zonker:

 

Not really cos, unless a judge can be persuaded otherwise, the timescale for further appeal (inclusive of a month to request the full statement of reasons) is about three months after the first tier tribunal decision.

 

Think it's more along the lines of;

 

If no-one's asked about this for six months we're safe to chuck the paperwork. :-)

 

Margaret.

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