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    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Debenhams application form - claim form received


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Although RobWay have failed to provide me with a enforceable credit agreement (just an application form) ,

and despite several letters to them telling them the account is in dispute

they sent me an email the other day asking me to contact them.

 

Well, I'm not too bothered about the contents of the email, but how on earth did they get my email address?

 

I can forsee worrying consequences if DCA's start emailing all on sundry, especially if they are work email addresses.

 

So, just how did they get my email address? Been dealing with them for years, and never emailed before.

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If they know where you work, and your company has a web site, there is a good chance they can find out the email address, they could also find you through social networking sites too possibly....

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Do you use a pseudonym for your email name or your proper name such as c.smith@whateverdotcom? or colinsmith@whateverdotcom? If the latter they're probably mass mailing. Just install the free version of mailwasher and bounce their mail back to them. ;)

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  • 4 months later...

I have had an ongoing battle with Robiing Way for about a year where they have been trying to convince me that an application form for a credit card constitutes an enforceable agreement.

 

I have stuck to my guns (with help from here) and today got a letter from them with a closing balance and informing me that the acount was now closed.

 

Have I won?

 

Pity its only for a few hundred quid, lol

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You have won with Robinson yes.

However they will more than likely sell it to another DCA for collection. I personally would send a letter to whoever tries to collect it next stating you do not acknowledge the debt and as no cca exists you demand they take you to court immediately for the amount they allege is owed.

Well done for sticking to your guns.

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Furthermore, if you find that the debt has been sold on then complain immediately about whoever the new DCA is and also about Robinson Way.

 

Senor complaints to the OFT and also to your local trading standards and complain under CPUT and also in respect of breaches of the guidelines on debt collection.

 

Let's hope it doesn't come to that

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  • 2 years later...

I'm having 'dialogue' with a DCA re a Debenhams store card taken out in the late 90's.

 

I have page 1 of an application form which has no prescribed t&c's,

whilst p2 which has miraculously appeared recently is apparently the terms and conditions which were on the back of the app.

It looks a bit wrongly spaced to me, as though something has been added at a later date.

 

Now as far as I remember (just 13 years ago!) the application was in brochure form and did not have t&c's on it.

 

the T&C's they have provided mention nothing of the interest rates charged or their procedures upon a default.

 

I would post it up for people to take a look, but my scanner is unable to make a clear enough copy.

 

Has anyone got an original example of the Debenhams application or can they confirm what it looked like.

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If you can take a picture with a digital camera, then using free software to edit your personal details out.

 

Can you also supply more information for the debt...

 

Last payment made?

If with a DCA or original creditor?

Date of CCA application made?

 

Is the debt listed on your credit reference files?

 

Stigman

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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I'm sorry, but the original is so grainy it won't come out in a readable form.

 

Its with a DCA

 

CCA app made originally about 4.5 years ago. I told them it was not compliant then, but matters have appeared to have moved on nowadays....

 

I hadn't heard from them for a while, but they must have decided to have another go... :)

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debenhams account cards in the 90's were issued by GE Capital, and the agreements tended to be not worth the paper they were printed on, also it would more than likely had PPI added as a matter of course, which you can claim back

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hi,

 

the microfiche copy I have of my Debenhams application from 1992 is not brilliant, but it will give you an idea of the layout.

 

It was a fold out form, the main page refers to the CCA 1974 and is a fill in form with your details and the account number.

 

The other side,

which appears to be split in 3 sections,

the 1st section is split into 5 boxes,

the top ,refers to Details of the account the interst rate and APR.

 

The next box, customer declaration and consent,

 

the 3rd Data Protection,

 

then the box you signed, bottom box signed by the shop assistant.

 

Middle section, is about Default and what will happen.

This section also includes

"Alterations To Agreement"...... The OFT ruled in 2004 that this clause was illegal,

that they had no right to alter or amend an agreement without the customers consent.

The Final section, is the front page of the Account Card Application Form.

 

As it turned out, the poor quality of the application did not matter as this was a storecard converted to a credit card,

and the storecard application could not be used to defend the "upgraded" credit card.

 

Having problems with my scanner at home so will PM it to you from work tomorrow and send it across.

 

Debbie

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Here's my application form. Thats the best I can get it I'm afraid, but it gives an indication of the layout. The first link is to the t&c's, which I'm sure were never on the original app.

 

 

http://i5.photobucket.com/albums/y182/andygo/Debenhams/debsp2.jpg

 

 

http://i5.photobucket.com/albums/y182/andygo/Debenhams/debsp1redacted.jpg

 

 

 

[/url]

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When was your last payment on this account?

 

Looks like you been sent a microfiche copy, did you send in the account in-dispute letter when you last made the CCA request?

If not, resend one.

 

Stigman

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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If it's a new DCA, remind them that until the previous DCA complies then the Account should be returned,

otherwise, remind them that the account is still in-dispute.

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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Hi, the form layout was an A4, 3 page fold out, the front page reads

 

Account Card

Application Form

 

Yours is missing the front page.

 

The T&C's should be on the same sheet as your signature, mine is. These T&C's do not appear to be part of the application form. Write back and request to view the original application form which they will rely upon to enforce any further demands. Inform them that you do not accept this document as the original.

 

Debbie

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