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    • Had a previous car loan with this lot. Included in the amount (prior to added interest) on this agreement, is the outstanding balance from the previous loan. This outstanding balance had already been subject to hefty interest on the 1st loan, yet on this agreement they added interest to it again! Also, where it states that the particular Ts and Cs (ref # removed) form part of the agreement, the Ts and Cs they've sent, which they say are part of the agreement, but they are not- they have a different reference number to the Ts and Cs which form part of the (original) agreement. agreeandterm.pdf
    • I would only rely on your solicitor in this regard. The other two should not have a view.   And, you are responsible for how the court perceive you. They only have your words and deeds to go on. Expecting them to magically see things your way is not a great tactic.
    • Yes, I don't think there is any downside to doing this. If they decline then you can say that in your witness statement
    • Ok! Do you still want me to work on that letter you discussed above in post #26?
    • Thank you for posting up the required details and well done for apparently not revealing the identity of the driver. I am assuming you are the keeper? The depth of ignorance of the parking companies is absolutely amazing. The Protection of Freedoms Act 2012 Schedule 4 is the law relating to private parking and allows those rogues to be able to transfer the charge from the driver [whose name they do not know] to the keeper after 28 days . This is dependent on them complying with the Act. So many of the don't and Alliance is no different. It would help if we could see what you appeal was and to post the back of the PCN as it is lacking so much of the wording necessary to make it compliant so that in your case only the driver is liable to pay the charge. And of course just entering the ANPR arrival times means that they have failed to specify the parking time which is a requirement..  Because the car park was so busy you had to drive around for quite a while before finally finding a place to park which is when the parking period may  actually begin. The poor dears at Alliance have not grasped that particular part of the legislation as yet. To be fair the Act has only been in place for 12 years so one must make allowances for their stupidity . We shouldn't really mock them- but it is fun. You weren't to know but the chances of winning an appeal against Alliance and the IPC is around 5%-and that is high for them. If they allow you to cancel they lose the chance of making money and they would have had a field day when you were there with so many people being caught overstaying because of the chaos in trying to find a parking space then trying to pay.  Your snotty letter could go something like this- Dear Cretins, Yes I mean you Alliance. After 12 years one would have thought that even you could produce a compliant PCN. Did you really think I would pay you a penny extra considering the time I wasted trying  to pay with  long queues at the parking machine, then trying to get a signal to call Just Park. On top of that you then had the cheek to ask for an additional £70 for what dubious unspecified pleasure? You must have made a killing that day charging all those motorists for overstaying because the queues to pay were do long and even walking to pay from the over flow parking fields takes time. And yes I did take photos of the non existent signs in the fields so please don't give me the usual rubbish about your signs being clearly visible. Oh yes that £70. Please tell me and the Court whether that charge included VAT and if it did, why am I being charged to pay your vat? I am sure the Judge would look carefully at that as well as the Inland Revenue. The truth is you had no reasonable cause to ask the DVLA for my data given the chaos at your car park and I believe that you therefore breached my GDPR...................... I expect others will give their views as well.          
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi Can anybody please help. Over 5 years ago, yes thats right over 5 years ago, I received a parking ticket from liverpool council. I clearly remember receiving it. It was coming up to christmas and the car park charged an hourly rate or a daily rate. As it was only £5 for the daily rate I paid this up front. (pay and display). Right, daily to me means 24hours or up to. well on return to my car which was at around 19.40pm there was a parking ticket. I remember ringing the council about this and they told me their day rate expires at 7pm. Whilst I did not know this at the time, the next time I visited the car park I read all the small print on the signs. Since receiving the parking fine I have heard absolutely nothing what so ever until last week when I got a letter from a bailiff. I have not yet been in contact with them as I wanted some help from here. What can I do about this if anything. Surely before a baliff is engaged a court order needs to be obtained which if it is was I have never received anything.

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Have you moved house in the meantime?

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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First thing to do would be to phone the council and ask them when the warrant was issued - they are only valid for 12 months. (However they can apply for another one after the first expires - but it is rare.)

 

The warrant is the bailiff's legal authorisation to chase the debt. If the warrant is out of date, they should not be chasing you so ask the council to call the bailiffs off or you will take matters further.

 

If the warrant is in date, then you can tell them that you did not receive any correspondence previously and ask them to drop the case, as it is pretty well established that you can't defend a 5-year-old PCN due to lack of recollection and evidence.

 

If they still won't budge, then you will have to file an Out of Time witness statement. I have just written out instructions on another thread next to yours - the one called "In over my head with parking fines..." - see post number 32 on there for how to proceed.

 

Try and be as polite as you can :) and hopefully they will see sense and drop the case.

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Ok, I rang council yestersay, the say I contacted them in Feb 2007 after I recieved what they called the Charging Order, they also said the have on file a bailiff tried to contact me in 2008. Well obviously do not recall any of this. Where do I stand here. Any help is appreciated. Thank you

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they also told me they are now passing all PCN from 2006 onwards to baliffs. God know how many they have. So anybody out there who has any with liverpool city council be on your guard

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I asked and the answer I got was the baliffs tried to collect in 2008 so I assume sometime between 07 & 08. I have got to call back today to speak to the team leader

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You need a definite answer. It's irrelevant when they tried to collect. They have to have a valid warrant now, and since a warrant is only valid for 12 months, it is likely they don't have one and are chancing it.

 

They know that without a valid warrant their bailiff should not be chasing this.

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I have just rang the council again and they told me the the bailiffs have been asked to collect outstanding debt where the warrant has expired. No new warrant has been issued. The original was issued on 26/09/07 and expired on 26/09/08. I was told the original debt of £95.00 is still outstanding and the only way the account will be brought back from the bailiffs is if I pay the £95.00. What is my next course of action please? I have told the council I have taken legal advise on this and to be honest and fair to the person I spoke to she was reading from an email that has been sent to all staff which is like a Q & A. Thank you for your help.

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No valid warrant, and the bailiff is in the doo doo imho, they cannot enforce diddly squat without a valid warrant. they can merely knock on the door as if they were debt collectors, and if they exaggerate their powers at that stage they act without lawful authority.

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do I still have to pay the outstanding fine and if so can I ask the council for time to pay without having to pay the bailiffs. I dont want to be paying additional bailiffs fees

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do I still have to pay the outstanding fine and if so can I ask the council for time to pay without having to pay the bailiffs. I dont want to be paying additional bailiffs fees

 

The fine is so far back that all the data is possibly lost, councils are notorious for not giving up, if you can afford it I would pay them off, but insist as there is no warrant in force, that they accept the payment and close the matter. Unless there is a warrant, the bailiff is a debt collector only, and would be in trouble if they used threats etc. Others will know more

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Formal complaint to the council and the local government ombudsman. They are knowingly instructing a bailiff to act without a warrant. I would guess that the bailiff would not dare clamp you - as brassnecked says, they would only be acting as a debt collector.

 

You should definitely not pay any bailiff fees - if the council agree that you can settle at £95, that's your choice. I wouldn't. I would just complain instead.

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At the worst the council officials who instructed the bailiffs may be guilty of Misfeance in Public Office, if they knowingly instructed the bailiffs to enforce the debt "as if" there was a warrant in force, so Jamberson's advice to initiate Formal Complaints, is another option that should be used.

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If you know the PCN number then check with the TEC for the date of any/all warrants issued against the PCN. That is much better than trusting anything the council says over the phone. I am amazed that the council admitted there is no warrant in place. There is so much wrong with this that it is an absolute scandal. Besides the obvious aspect of using the Bailiff as a doorstep heavy to gouge money, think of the PCN aspects. it would have to be an 1991 RTA PCN. Does their system still have the dual processing needed ? Do they have sufficient records ? the CEOS notebook ? The CEO ? The relevant Traffic Order and all its applicable amendments ? There are a host of issues with this. Not least how does chasing a PCN for 2006/7/8 assist keeping traffic moving ? Or is the council using its powers under decriminalised parking as a revenue source. Parliament and the High Court do not allow that. Strong words but this sounds to me to be unlawful in many ways. Malfeasance, breach of Trust, Fraud, all spring to mind. Ring the TEC, to get confirmation of the warrant date(s). Get that backed from them in writing, an email from the TEC will do. Once confirmed that the bailiff are taking unwarranted action I would not be be bothered about a defence, I would be on the attack. You can bet that similar visits and letters are going on across the area and that the reaction of many will be as yours, pay rather than face escalating 'fees'. I have to stop writing now as this case is making me very angry indeed.

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This is dreadful and I fully intend to make a Freedom of Information request concerning this.

 

Would you mind posting details of which bailiff company this is?

 

There are VERY SERIOUS problems with enforcing RETURNED WARRANT cases. Firstly, a bailiff would have already spent ONE YEAR attempting to enforce the parking ticket and FAILED to execute the warrant. The most common reason for this is that there had been ERRORS in the ADDRESS.

 

There is apparently NO warrant and yet....where is the protection for the debtor to ensure that the bailiff does not add fees to the account?

 

Another VERY worrying aspect is the fact on the PCN/Charge Certificate and Order for Recovery will have the registration number of the vehicle that had been owned by the debtor on the date of the contravention and which very likely.....is no longer owned by the debtor. I hope that this council

 

Final thought.....it would seem from this case that the PCN has reverted back to the value of £95. I am intrigued as to how much the bailiff would earn in fees as clearly, he would not work for NOTHING.

 

VERY WORRYING INDEED!!!

 

PS: Which bailiff company?

 

.

.

.

 

PPS. Had not read the post from Lamma before posting my response. Excellent response and valid points.

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Thank you tomtubby, I feel honoured. There is a cornucopia of issues, I am sure we could come up with many more. In my view it is a direct result of a decision by the council that can be summed up as - ignore whatever the law may say go put get some cash. This is utterly appalling and should be broadcast locally to all and sundry in order to protect other victims.

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Thank you Lamma for responding so quickly.

 

There is of course ANOTHER issue !!

 

Lets assume that there were errors on the address field.

 

The bailiff company would have "data cleansed" the warrant and in doing so...correct the address?

 

Without a warrant they cannot apply to TEC under CPR 75.7(7) for permission to amend the address.

 

Instead, they can wait to see whether the debtor responds to the letter and in that way, can select that case for an application to REISSUE the warrant . To be fair...I do not know if there is a time limit for such applications.

 

This is justification if any is needed that the court should NOT allow the VRM (number plate) to appear on the warrant etc.

 

Milking this cash cow until it turns sour is just one comment that comes to mind !!!

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I dare say an issue can be found with just about every legal step - as the the law has been ignored wholesale. Form EX322 talks to reissue but as I read it it applies to what I call ";real warrant" i.e. those issued by a real court after a Court Judgement. As we all know there is no CCJ within the CPE regime - 'as if' if you will pardon my pun. As far as CPE goes I have only seen paper on reissue of an Order for Recovery, I am sure you will have seen this as well. For CPE "warrant" reissue to exist it would have to be explicit in CPR part 75 surely ? Doesn't 75.7(10) kill it ? I must admit that I have not trawled part 75 and the Practice Direction looking to resolve this to full effect.

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Lamma and tomtubby, I will refer you to post# 4 OP sold the car 3 years ago, so it just gets better. If Op could post the amounts the bailiff was asking for in the letter it may be helpful.

 

Whatever, justification the council spouts forth, there seems to be a serious bending of rules here to sat the least.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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