Jump to content


  • Tweets

  • Posts

    • Speaking of the reformatory boys, here they are with all of their supporters, some of whom traveled with them from miles away, all carefully crammed together and photographed to look like there were more than about 80 .. rather like Farages last rally with even fewer people crammed around what looked like an ice cream van or mobile tea bar ... Although a number in the crowd apparently thought they were at a vintage car rally as they appeared to be chanting 'crank-her'. A vintage Bentley must be out of view.   Is this all there is? Its less than the Tory candidate. - shut up and smile while they get a camera angle that looks better
    • in order for us to help you we require the following information:- Which Court have you received the claim from ? Canterbury If possible please scan redact and upload a full page copy of page 1 of the claim form. ( Name of the Claimant ? Moneybarn No 1   How many defendant's  joint or self ? One Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. 29/05/24 Acknowledged by 14/06/24  Defence by 29/06/24  Particulars of Claim PARTICULARS OF CLAIM   1.  By a Conditional Sale Agreement in writing made on 25th August 2022. Between the Claimant and Defendant, the Claimant let to the Defendant on Conditional Sale. A Ford Ranger 3.2 TDCi (200 P S) 4x4 Wildtrack  Double Cab Pickup 3200cc (Sep.2015) Registration No, ******* Chassis number ***************** (“The Vehicle”).  A copy of the agreement is attached   2.  The price of the goods was £15,995.00.  The Initial Rental was £8500.00.  The total charge for credit was £3575.;17 And the balance of £11,070.17 was payable by 59 equal consecutive monthly instalments of £187 63. payable on the 25th of each month.   3.  The following were expressed conditions of the set agreement,   Clause 8: Our Right to End this Agreement  8.1   Subject to sending you the notice as required by law, any of the following events will entitle us to end this Agreement: 8.1.2  You fail to pay the advance payment (if any) or any of the payments as specified on the front page of this agreement or any other sum payable under this Agreement. 8.1.3 If any of the information you have given us before entering into this Agreement or during the term of this Agreement was false 8.1.4 We consider, acting reasonably, that the goods may be in jeopardy or that our rights in the goods may otherwise be prejudiced. 8.1.5 If you die 8.1.6 If a bankruptcy petition is presented against you; if you petition for your own bankruptcy, or make a live arrangement with your creditors or call a meeting of them. 8. 1.7 If in Scotland, you become insolvent or sequestration or a receiver, judicial factor or trustee to be appointed over any of your estate, or effects or suffer an arrestment, charge attachment or other diligence to be issued or levied on any of your estate or effects or suffer any exercise, or threatened exercise of landlords hype hypothec 8.1.8 If you are a partnership, you are dissolved 8.1.9 If the goods are destroyed, lost, stolen and/or treated by the insurer as a total loss in response to an insurance claim. 8.1.10 If we reasonably believe any payment made to us in respect of this Agreement is a proceed of crime. 8.1.11 If steps are taken by us to terminate any other agreement which you have entered into with us.   Clause 9.  Effect of Us Terminating Agreement   9.1 If this Agreement terminates under clause 8 the following will apply 9.1.1 Subject to the rights given to you by law, you will no longer be entitled to possession of the goods and must return them to us to an address as we may reasonably specify, (removing or commencing the removal of any cherished plates) together with a V5 registration certificate, both sets of keys and a service record book. If you are unable or unwilling to return the goods to us then we shall collect the goods and we'll charge you in accordance with clause 10.3 9.1.2 We will be entitled to immediate payment from you for all payments and all other sums do under this agreement at the date of termination 9.1.3 We will sell the goods or public sale at the earliest opportunity once the goods are in a reasonable condition which includes a return of the items listed in clause 7.1.4 9.1.4 We will be entitled to immediate payment from you of the rest of the Total Amount Payable under this agreement less: ( a) A rebate for early settlement ias required by law which will be calculated and notified to you at the time of payment (b) The proceeds of sale of the goods (if any) after deduction of all costs associated with finding you and/or the goods, recovery, refurbishment and repair. Insurance, storage, sale, agents fees, cherished plate removal, replacement keys, costs associated with obtaining service history for the goods and in relation to obtaining a duplicate V5 registration certificate   4, The following are particulars required by Civil Procedure Rules. Rule 7.9 as set out in 7.1 and 7.2 of the associated Practice Direction entitled Hire Purchase Claims:-   a)     The agreement is dated 25 August 2022. And is between Moneybarn No1 Limited  and xxxxxxxxx under agreement number 756050. b)    The claimant was one of the original parties to the agreement. c)    The agreement is regulated under the Consumer Credit Act 1974. d)    The goods claimed Ford Ranger 3.2 TDCi ( 200 PS) 4x4 Wildtrack Double Cab Pickup 3200 cc (Sep2015} Registration No ^^^^^^^ Chassis number ***************** e)     Thw total price of the goods £19570 f)     The paid up sum £1206 5 g)    The unpaid balance of the total price £7505 (to include charges) h)    A default notice was sent to the defendant on 20th February 2024 by Firrst class post i)      The date when the right to demand delivery of the goods accrued 14 March 2024 j)      The amount if any claimed as an alternative to delivery of the goods 7505 22 include charges ]= 5.  A the date of service of the notice the instalments were £562.89 in arrears. 6. By reason of the Termination of the Agreement by the notice, defendant became liable to pay the sum of £7502 7. The date of maturity the agreement is 24th August 2027. 8. Further or  alternative by reasons of  the Defendant breaches of the agreement by failing to pay the said instalments, the Defendant evinced an intention no longer to be bound by the Agreement and repudiated it by the said Notice the claimant accepted that repudiation 9. By reason of such repudiation the claimant has suffered loss and damage.   Total amount payable £19570 Less sum paid or in arrears by the date of repudiation £12064 97 Balance £7505 (to include charges.) ( The claimant will give credit if necessary for the value of the vehicle if recovered.)  The claimant therefore claims 1.    An order for delivery up of the vehicle 2.    The MoneyClaim to be adjourned generally with liberty to restore,  Upon restoration of the MoneyClaim following return or loss of the vehicle. the Claimant will ensure the pre action protocol for debt claims is followed. 3.    Pursuant to s 90 (1)  of the Consumer Credit Act 1974. An order that the Claimant and/or its agents may enter any premises in which the vehicle is situated in order to recover the vehicle should it not be returned by the Defendant 4.    further or alternatively damages 5.    costs.   Statement of truth The Claimant believes that the facts stated in these Particulars of Claim are true. The Claimant understands that the proceedings for contempt of court may be brought against anyone who makes or causes to be made a false statement in the document for verified by statement of truth without an honest belief in its truth. I am duly Authorised by the Claimant to sign these Particulars of Claim signed Dated 17th of April 2024   What is the total value of the claim? 7502   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No   Never heard of this   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? n/a Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? No   When did you enter into the original agreement before or after April 2007 ? After  Do you recall how you entered into the agreement...On line /In branch/By post ? In a garage  Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes  Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Original Were you aware the account had been assigned – did you receive a Notice of Assignment? n/a   Did you receive a Default Notice from the original creditor? They said sent but nor received   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? None seen   Why did you cease payments? Still Paying,   What was the date of your last payment? Yesterday  31st May 2024   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Yes on 12 Feb 2024   What you need to do now.   Can't scan, will do via another means as you cant have jpg
    • Now that is an interesting article which adds afew perspective that I hadn't thought significant - but on reflection of the perspectives offered ... Now Starmer is no Blair, however 'blairite he may be perceived, but the Tories aren't tories and aren't even remotely liberal   The fast 'unannounced and unexpected election call from sunack may well be explained by the opinion linked that he hoped reform would be unprepared and effectively call a chunk of Farages largely empty bluster - making him look even more of a prat, leave scope for attacks on shabby reform candidates and mimimise core vote losses to reform - while throwing the 'middle ground' (relative) tories TO THE DOGS - and with the added bonus of likely pacifying his missu' desire to jogg off to sunny cal tout suite somewhat   thumb in the air - I expect about 140ish tory seats, but can hope for under a hundred Reform - got to admit the outside possibility of 1, maybe 2 seats with about 8% of the vote - but unlikely. I think projections of over 10% of the vote for reform is nudged and paid for speculation - but possible with the expected massive drives from Russian, Chinese and far right social media bot and troll prods targeting the gullible.
    • Commentary June 2024 WWW.ELECTORALCALCULUS.CO.UK Interesting article about just how bad it could be for the Tories.  Also Tories could be hoping on Reform not having candidates in many seats, as they were not ready.  
    • Even a Piers Morgan is an improvement and a gutless Farage Piers Morgan calls for second Brexit referendum WWW.THELONDONECONOMIC.COM Piers Morgan and Nigel Farage have faced off over Brexit and a second referendum in a heated reunion on BBC Question Time.   “Why don’t we have another referendum about Brexit?” he questioned. “I seem to remember when 2016 came around we were told there was going to be control of our borders and it was going to be economically beneficial to this country. And eight years later we have lost complete control of our borders… and economically it seems to have been a wilful act of self-harm.”   ... Piers missed off : after all somebody said a 48/52 decision would be "unfinished business" by a long way - was that person just bul lying (again)  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

DLA180 Form test to reduce your benefit


cher69cher69
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4388 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

If it wasnt bad enought trying to fill in the original form to apply for dla 48 pages if i remember correctly with included god knows how many page guide to fill it in. What a bloody joke.

 

Imagine you have had an severe mental collapse you dont know what day it is or your name for that matter, you are scared of your own shadow never mind answer the door and the telephone makes you cower in a corner.

 

Then Mr Cameron decides hey lets put the wind up these nutters pretending to have a mental illness and send em another form to fill in then we will send em off for a medical then interrogate them for an hour or so, that should get rid of a few scroungers. That is what he thinks what an a--hole.

 

This form could tip someone over the edge who has a mental illness, they havent got a bloody clue just how something like this can affect someone with a mental illness. I hope to god mr cameron it never happens to you.

:mad2::mad2::-x:mad2::-x

Link to post
Share on other sites

You would have thought that with Cameron having a disabled child that he would have had great empathy with people with disabilities yet him and his Henchman IDS seem to have gone out of their way to catch out people and persecute them. The Nasty Party are alive and well

I know my rights Mr DCA I'm with the CAG......hello hello where you gone Mr DCA8)

Link to post
Share on other sites

Both cameron's father and son were disabled. But they are both dead now, so why should anyone else get disability benefits?

 

Exactly !! though i am sorry for his loss i wouldnt wish that on anyone! As i too have lost a son amd my father !but i bet there was no problem with his application. Like i say it is a joke !my father who cud hardly walk who was crippled with arthritus in his knees as a result of crawling on his hands and knees on sharp coal as a miner for most of his life he hot pneumoconiosis and had copd and he was partially deaf and got turned down for aallowance. He was probed by a doctor who asked him misleading questions and we ended up appealling at tribunal. the man at the tribunal apologised to my dad for the way the dwp had treated him and said it was obvious my dad needed the help he had stated and said the dwp should be ashamed treating an old man like that. it just shoudnt have to be like that i am beginning to hate politicians they are all out for themselves and couldnt give a toss about the peoole of this country

Edited by cher69cher69
Link to post
Share on other sites

sadly the benefit system is being abused left right and centre. its on the television every day. and its the genuine claimants who seem to fall foul while the [problematic] stay one step ahead.

:???: what me. never heard of you never had a debt with you.
Link to post
Share on other sites

sadly the benefit system is being abused left right and centre. its on the television every day. and its the genuine claimants who seem to fall foul while the [problematic] stay one step ahead.

 

That is exactly what you are supposed to believe. So the Beeb is sent files of half a dozen people on disability benefits to show at prime time, and that is supposed to make every one think all the thousands of legitimate claims are also false, to say nothing of all those who die waiting or kill them selves.

 

Pity they don't show a series on them at prime time. Like the stroke victim who lost his DLA shown on West-country news.

Link to post
Share on other sites

What winds me up more than anything is the fact the Government /DWP use their so called independent medical examiners to do these medicals who are only general doctors and do not specialise on any particular field. So for instance how can a GP evaluate the condition of someone with a mental ilness when your own GP can't who has to refer you to a psychiatrist. The government say they want to save money but it is going to cost

millions to re -evaluate all these claims and it is also undermining the competance of the specialists who made the original diagnosis. I mean who the hell is this company the government have employed to give people medicals what are their qualifications does anyone know?? To be honest they could be anybody we wouldnt't know as they sit there ticking their boxes, they could be car mechanics for all we know!!!

Edited by cher69cher69
Link to post
Share on other sites

What winds me up more than anything iz the fact the government /dwp use their so cslled independent gps to do the medicals who are not specialists on any field. so for instance how can a gp evaluate the condition of someone with a mental ilness it takes a psychiatrist to fo that. the government say they want to save money but it iz cost

millions to re evaluate all these claims and underminig the competance of specialists made the original diagnosis of patients. i mean who the hell is this company the government have employed to give people ?medicals

 

At least if it's your GP / consultant, they have access to your medical records and know you much better.

Link to post
Share on other sites

I agree totally it must be costing the government millions to employ this so called independant assessor to go through all the claims they are re-evaluating and also all the extra work it is going to put on the DWP sending out new forms, and sorting them when they are returned.There is also the cost of appeals and tribunals, because i know for a fact that some people are appealing as many as four times. This is all costing the government and it all adds up, so at the end of the day what are they actually going to be saving. I reckon in the end they will save nothing and it will end up being a very costly excercise as well as making sick and vulnerable people feel like liars and cheats, making their lives even more miserable than they already are. Mr Cameron you should be ashamed of yourself especially as you have been through this form filling and probing into your private life, having your own family go through medicals etc all that goes with applying for DLA or did you get a short cut because of who you are and your standing in the community because you wouldnt dream of telling lies now would you???

Edited by cher69cher69
Link to post
Share on other sites

It makes my blood boil when I read forum posts and in the media where people spout their verbal diorrhea about a subject they no very little about. These idiots rant on about scroungers and layabouts on benefits when if the truth be known the majority of people on benefits have worked most of their lives and paid their taxes, and a lot have worked a damn site harder in their time in work than some of these mouthpieces will do in a lifetime. From the age of 15 I used to work from 6am till sometimes 2 am the following day, with very few breaks, and it was a physical job, not sat at a desk pushing buttons. I mean scrubbing floors and walls, and i did this for very little wages too. This is one of the reasons a lot of people end up on DLA, or AA, because of the hard jobs they have done when they were younger to make ends meet. The body can only take so much abuse before it wears out, and we are all different. People just dont think of these things, not everyone on benefits left school and went straight on benefits, some of us and a good majority, have worked bloody hard most of our lifes, before there was a minimum wage employers could pay you what they liked but nobody moaned we just got on with it. I would like to see David Cameron on his hands and knees for hours on end, working for a pittence. But of course we will never see that, because he does very little, and gets paid well over the amount he actually deserves.Like most Mp's and others i parliament, I don't know how they can stand there pontificating to the public about how we need to tighten our belts, when he and his cronies are being waited on hand and foot, stuffing their big fat mouths with only the very finest food and drink. Because I doubt it very much that they will be watching their pennies and serving corned beef hash at these shmoozing dinner parties !!!

Edited by cher69cher69
Link to post
Share on other sites

Just to end my mad rant I would like to say that obviously I am not stupid and I am aware that ther are people that falsify claims for DLA or AA. But I would say that I would imagine the only reason they do this is to make up the poxy amount they get on income support, because that in itself is not enough to live on. Mr Cameron could you live on what the government states that a couple need to live on per week??????Err what was it again? OH YES! the last time I checked I think it was £92.00 a week per couple. This government makes me laugh so hard my sides hurt!!!:mad2::loco::crazy::lol:

Link to post
Share on other sites

  • 1 month later...
I think it's the new shorter form. You just tick a few boxes.

 

OK,Thanks.....

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

Link to post
Share on other sites

sadly the benefit system is being abused left right and centre. its on the television every day. and its the genuine claimants who seem to fall foul while the [problematic] stay one step ahead.

 

 

another fool falls for the propaganda...DO YOUR HOMEWORK

Fraud accounted for just 0.5% of DLA spending.

 

 

 

14. DLA fraud is comparatively rare. DWP statistics published in June showed that overpayments due to fraud accounted for a smaller proportion of spending on DLA than on Income Support, Jobseeker’s Allowance, Pension Credit, Housing Benefit, Carer’s Allowance or Council Tax Benefit. Fraud accounted for just 0.5% of DLA spending. All fraud is wrong and any amount is too much but focusing on this issue as if it were one of the most important features of the system is unbalanced.

 

 

http://www.publications.parliament.uk/pa/cm201012/cmselect/cmworpen/1493/1493vw07.htm

Link to post
Share on other sites

DLA

 

It's the self assessment which is main problem in fraud on DLA claims,which is why self assessment is ending and everyone on DLA between 16 and 64 claims will End over a 3 years period and your have to claim PIP

 

From 2013 the Government is proposing to introduce a new benefit called Personal Independence Payment for eligible working age people aged 16 to 64 to replace Disability Living Allowance (DLA).
http://www.dwp.gov.uk/policy/disability/personal-independence-payment/

 

Which is going to make it harder for genuine claimants to get PIP. :x

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...