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    • Have we seen your court bundle?   If we haven't then it's probably an idea to post it up here especially the index page and the witness statement so we can see if there is anything which might need adding or changing 
    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Sorry  Noted x   Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parking Charge Notice Issued


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A few weeks ago I received a ‘Parking Charge Notice’ from a private company called LDK Security Group Ltd. I had bough a parking ticket and I was well within the time limits of my stay. However, when I returned to my car the ticket was not on the dashboard where I left it, but it had fallen onto the floor. It was face up and you could see the ticket from the outside. I have already sent a letter to appeal the PCN, but they have replied and said that I still have to pay. They have also acknowledeged that I did actually have a valid parking ticket, but that it was not displayed correctly and the parking attendant did not see it on the floor. Do I have a case to argue or not? I have read other threads which say that I should just ignore the threats of debt collection agencies and court procedings from companies like this.

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Having appealed (unsuccessfully - what a surprise!) you go back to all initial advice - I G N O R E.

 

Depending on your wording in your 'appeal' you may have admitted to being the Driver at the time (or you could have been a passenger in your own car!).

 

Knowing the identity of a Driver is just the first of many problems they have before any County Court Judge throws out their speculative claim.

 

Sadly you will receive a series of threat-0-gramms dressed up with nonsense legal phrases (sometimes even in red ink) promising everything from flogging and public execution down to trying to just get you to pay them something - even if a reduced amount, having failed to scare some out of you with big amounts!

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Based on previous threads I am going to ignore the letters that I receive from LDK in the future. However, one point that I would like clearing up (as I have been reading other similar threads) is with regards to entering into a contract with the landowner. Is it not the case that by entering the car park, driving past the information board which states the terms and conditions of parking, is that not an acceptance of the terms and therefore you are bound by any penalties?

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First hurdle - who was the Driver to take action against.? They know you were there, that's all!

Second hurdle - How can they find out who the Driver was? All they get from DVLA is the Registered Keeper who has no legal obligation to inform who was the Driver, except to the Police or Local Authority

Third hurdle - Courts will not back up claims for penalties.

Fourth hurdle - All they can claim is their loss. You can prove you paid for the time you were there - so no losses!

Fifth hurdle - PPCs do not go to Court because continually losing is bad for them as word gets around. The only dubiously successful cases were almost certainly against 'planted victims'. We even get PPC plants on these forums giving 'advice' to pay!

 

That is why you will get a series of increasing threats but no stamped Court Papers. Some PPCs have even sent out blank or unstamped Court papers trying to frighten the weak and wavering into GIVING them money they do not have to.

Edited by Tony P
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Thanks. Its just a bit worrying after reading other threads on this subject that I will no doubt get all this 'junk mail' from them threatening all sorts. I don't want any debt collector appearing at my door threatening my family!

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Thanks. Its just a bit worrying after reading other threads on this subject that I will no doubt get all this 'junk mail' from them threatening all sorts. I don't want any debt collector appearing at my door threatening my family!

 

Well pay it then!

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Well pay it then!

 

Probably not a plant but mabye havinastella was a bit short. What he meant to sat that these 'invoices' are printed in BOLD RED SCARY print designed exactly to scare and intemidate you to pay up.

Ignore them and they will go away.

However if you are nervious enough and rich enough to just want to make them go away then by all means pay up. However I assume yiu came to this site for advice and all the prevailing advice is to IGNORE.

 

there, was that big and scary enough?

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Debt collectors don't turn up at people's door. They don't work that way. They rely on the stupid "threatening" letters to scare people into paying up. It's not worth their while to make home visits. Perhaps you are confusing them with proper bailiffs . They are " officers of the court" and only get involved if the case goes to court (very unlikely) you lose (very, very unlikely) and then you omit pay whatever the judge orders within 28 days. Debt collectors on the other hand are just private citizens with no special powers. They cannot enter your premises, they cannot seize goods and they cannot damage your credit record.

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Probably not a plant but mabye havinastella was a bit short. What he meant to sat that these 'invoices' are printed in BOLD RED SCARY print designed exactly to scare and intemidate you to pay up.

Ignore them and they will go away.

However if you are nervious enough and rich enough to just want to make them go away then by all means pay up. However I assume yiu came to this site for advice and all the prevailing advice is to IGNORE.

 

there, was that big and scary enough?

 

 

:razz::razz:

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