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    • all DYL's are subject to a TRO. looking at this newish, ever increasing as old ind units have gotten removed, estate, there are only lines on one side, on the other there is a parking lane with traffic calming through which you mention. i seriously doubt your mate has any clue what he is talking about.!! its not a private housing assoc estate. so its a public council owned road. no construction co can just decide to draw their graffiti on a road. the DYLs are certainly there pre 2016 even before his home was built. now ive had a quick look to see if the main access to royal park road has signs. there is no royle park road even on your map but there is a royal barn road which leads to where you are parked royal road has a restriction sign on the pole by the fence of the electric substation jnc with gipsy lane there does not appear to be one leading in from the other end - tesco petrol station
    • Hi All. I was driving in Stevenage down a 40 road after coming off the motor way, i noticed my car felt a little "weird" i accelerated, then slowed the car down.  Shortly after i got stopped by a manned police car with a laser. During the stop the officer stated i was doing 54 in a 40, the conversation was short, but he said i would unlikely get a awareness course and it was most likely 3 points and a fine.  Mrs thought it was a good idea to have dairy when she is lactose intolerant on date night, we just got on our way.  At the time, i didnt admit to the offence, but did say i didnt realise and had slowed down in any case. The officers chest camera was recording and on. At the stop, he asked where to send the fine to, as i knew i would be travelling to visit family up north, i provided my temporary details at that location in Yorkshire. It is now 05/05 and i haven't received anything at either my home address in Stevenage or the temporary address. 1. Is there a time limit in which paperwork needs to be sent to me. 2. Should i query the ticket as i don't want to miss any deadlines (if so who do i check with?) OR should i keep quiet. 3. Given nothing has arrived in 20 days, is there a chance of appeal if and when it comes through? Many thanks CrazeUK
    • Hi All. A family friends car was having issues when she was on a trip visiting family up north at the begining of January.  She ended up leaving it at my friends garage in the same location, who parked it on his forecourt to investigate the issue, howver he said most likely it is beyond economical repair as its a serious gearbox fault. In the meantime i replaced her car with one of my spare cars. The insurance on the car then expired in at the end of January.  When the insurance expired, I sent a paper V890 paper as i didnt have her V5 Reference number in hand to do it online (i have a copy of this).  She didnt mention she hadnt recieved any confirmation as she didnt know if she would get one.  She then cancelled her road tax at the end of March (i think) as she was paying by DD. She then was travelling up north so didnt get her ,ail until last week. She recievd a letter dated 09/04/2024 stating she had failed to insure the vehcile and there was a £100 fine which could be reduced to £50 if she respons by 11/05/2024.  As soon as we noticed, i got her to dig  out the V5 and SORN'd the vehicle.   My friend has been a bit slow in checking the fault, however i suspect it will still be scrapped and is still on his forecourt. Is this possible to appeal?
    • worthy to not forget Just to let you know this bunch Kensington have been fined £1.225m by the financial regulator for treating borrowers who were in arrears unfairly. Claim those charges back plus the interest and tell them not to add any more to the account. There are a few news stories here you can get the info for a letter to send to them. http://news.bbc.co.uk/1/hi/business/8615870.stm  
    • Hi All. I went to visit a family friend in Rochdale on a new housing estate opposite a old row of houses. The location is Royle Road, Postcode OL11 3PE. I was originally parked in parking bays outside the old houses, then moved the car, when I noticed my tyre was flat, so parked on what looked like double yellows to use his air pump to check and inflate the tyres before we left the house.   In the time i went inside to sort the pump and power supply i got a PCN.  The tyre then got changed (has a puncture) and we left. PCN Number:         RE######## Date:             04/05/2024 Time:             20:36 Observation:         20:34 to 20:36 Reported location:     Royle Park Road Reason:        Parked in a restricted street during prescribed hours (Code: 01) I believe this PCN is not correct and has grounds to appeal: 1. My friend who moved into the property around 6 months ago, swears that even though it has old double yellows marked, they are not current or council marked.   He said the property development company had said they had marked them for ease of access during development. 2. The road i was parked on was Royle Road.  The PCN was issued for Royle Park Road, which is about 400 yards up the road. 3. There are no sign posts or marking showing parking  restriction hours in the entire area (there maybe on Royle park Road). I have attached a map of the Location where i parked as a red dot. I have 2 questions: a.  Is there a way to check where double yellow lines are marked on some register to check if they are current? b. Can my grounds of appeal simply be, wrong location, wrong offence? Thanks in advance. Map_20240505.pdf
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CL Finance/Lewis/CCJ - I believe back in 2008


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Hi

 

As I mentioned I am new here and really would love some advice regarding an old debt.

 

I have been contacted 3 times

first a letter from Scottish Bureau of investigation (lewis groups FBI branch) they are trying to contact me,

No name or address on envelope so this is a little bit underhand my flat mates could have opened this letter.

 

Second letter from uk default recovery saying they know I am a resident at the address

and have a case number and an amount of debt I owe etc etc

 

Third letter came today saying despite being given numerous opportunities to repay this debt

your balance remains outstanding.

 

to stop further action either pay in full or call us to come to an arrangement

if we receive no response within 72 hours of the date this letter was sent we will instigate further action.

 

Now I have an outstanding CCJ with cl finance but have lost all records of this

and other debts I have had in the past,

I have checked my credit report and the only debt showing up is the ccj.

 

How should i go about finding out if the recent letters are in connection with the ccj?

 

Should I send a CCA letter to lewis group or just call them?

 

With a cca letter should i also ask for a statment of accounts to see when last payment was made etc?

 

I was paying a token payment towards this debt

but ran into more difficulty and stopped paying this for over a year

and now they have decided to chase this up if it is the ccj debt they are chasing.

 

Sorry for the long first post but I really would appreciate some advice on this matter.

 

Thank you

 

L.

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it wont be the CCJ, and if its the same debt

they wont know about the CCJ either.

 

dont tip them off.

 

pers i'd totally ignore them.

 

ruddy fleecers

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thread tidied

 

ignore then totally

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have called Northampton County Court and the letters are in reference to the CCJ,

I am concerned they will send bailiffs to my address is there anything I can do to about this debt.

 

I am thinking of calling them and offering a token payment again

with a view to make a full and final settlement in the not too distant future?

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a court willl not know that.

 

what do you actually mean?

 

if lewis knew there was a CCJ and could use bailiffs

there is no way they would send a std phishing trip letter.

see this loads of times before

 

DO NOT CALL THEM

 

NEVER EVER PAY OR TALK TO A SPOOFING DCA ON THE PHONE.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

The letters the DCA have sent have a credit card ref number on them,

 

I called Northampton court for details about the CCJ

and they gave me the same credit card ref number as is on the letters from DCA.

 

The CCJ was issued by CL Finance who are Lewis Group I believe back in 2008,

I have moved about quite a bit since then but they have obviously found my address now.

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well that was obvious really

 

they do not know the CCJ exists.

 

pers i'd leave it that way

 

they would seriously have a hard time enforcing it now

the judge would ask why wait 3-4yrs ...

 

just be clear that they wont just turn up with bailiffs

it will have to go back through the court first

plenty of time to counter it.

 

now

 

were you aware that a CCJ had been taken out

did you attend the hearing?

 

you might well be able to get it set aside.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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But how can Lewis group/CL Finance not know that they themselves issued the CCJ against me that's crazy are these people complete idiots,

 

This is what I never understood in the first place why they're sending me phishing letters etc.

 

Surely it will get to the point where they realise they have a ccj on this and then enforce it?

 

Or is this what they are already doing as the last letters states I have 72 hours to contact them or they will instigate further action.

 

I was aware the CCJ was taken out at the time

 

I actually admitted to it and paid them a token payment for a year maybe then stopped paying and then until last week I hadnt heard a thing.

 

I am totally sick of these bellends.

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no if they knew about he ccj, they'd never have sent a phishing trip letter

this often happens

dont forget 99% of these threat-0-grams are just computer generated

no human ever has anything to do with a c until you contact them

 

which, ofcourse. you are NOT going to do

via any method of comms!

 

you might well be able to get it set aside

 

but that will be as hard as them trying to re-enforce it

so its up to you.

 

i know what i'd do !!

 

sit on my hands!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

I'm going to ignore it for now and see what they threaten next.

 

I didn't attend a hearing regarding the CCJ

 

I just panicked and held my hands up and filled out the court forms,

I wish I hadn't as I bet they have no CCA.

 

If they do decide they have a CCJ and try to enforce it Would you advise making a full and final,

 

Lets say the amount owed was £2800 what should I offer seeing as they probably only paid 10 pence to the pound.

 

Thanks for your help

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you cant and they cant.

 

it must be the figure left from the judgement minus any payments made to date since the CCJ.

 

this is why its obv they dont know about it or cant enforce it.

 

its a phishing trip

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...

Hello again

Just little update on this,

 

Lewis sent a few threatening letters then nothing until

 

yesterday when I received a letter from Mackenzie Hall ltd

 

stating they had been passed on this debt and I have 7 days to pay up or they will take further action.

 

What should I do now,

 

I mean these idiots still dont know this debt already has a CCJ attached to it from themselves...

 

If they were to try and issue a CCJ would they then find out that it already has one

and then try and use that ccj to get me to pay,

 

am I right in saying as there has been no payments made on this old ccj that they would find it hard to enforce it?

 

If anyone can shed little light Id be very grateful.

 

Thanks MrPearl

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yep correct

 

they cant have two bites of the cherry

 

ignore them.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Hi

Just another update Lewis have been calling me everyday at the same time its getting very annoying now,

 

Other than change my number is there anyway I can block them or stop them from calling?

 

I have answered once and its a recorded message saying we are trying to talk to me etc. a

 

nd then it goes onto hold I guess to put me through to one of their idiot reps...

 

..I haven't stayed on the line long enough to get to this point!

Any advice will be gratefully received

Thanks

Lee

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You could if you wish, send them this http://www.consumeractiongroup.co.uk/forum/content.php?493-Harassment-by-telephone-response-letter

 

Alternatively, send nothing, and use your phone providers 'malicious calls procedure' and make a formal complaint to Ofcom for the misuse of the communications network

http://consumers.ofcom.org.uk/tell-us/telecoms/

 

http://macutmore.posterous.com/report-nuisance-telephone-calls-immediatelyth

 

http://btbusiness.custhelp.com/app/answers/detail/a_id/7692/c/2197,2198,2213

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 1 year later...

Oh my days here we go again!!!

 

Hoist Portfolio Holding LTD and Robinson way letter landed on doorstep today

 

it relates back to the previous posts here.

 

...Now do I ignore again or send them something in return a cca letter maybe.

 

I'm thinking ignore,

 

the original CCJ will fall off credit file in oct this year,

and as stated previously they would have trouble getting the ccj enforced

(if they actually know about said CCJ).

 

The letters are pretty standard phishing letters etc

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still ignore them

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You need to ride it out until October if possible...in the meantime lets hope that they don't discover its a judgment and try to execute it before its 6th anniversary.

 

 

Regards

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Its not impossible...but they would need a valid reason for the delay.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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  • 1 month later...

Hi

 

Just got home to find this letter

 

Your account remains unpaid despite previous letters and calls,

 

your account is due to be transferred to our solicitors drydensfairfax in the next 10 days,

 

who may seek to enforce the judgment that has already been obtained.

 

If you would rather agree an affordable payment plan directly with us

to prevent this account being passed to our solicitors, please contact us without delay.

 

Yours faithfully

collection manager

 

Now is this a computer generated threat letter or should I be prepared to be transferred tr drylordfairfux?

 

Hope someone can spare a thought?

 

Thanks

L

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obv they know nothing about the debt/CCJ

else why would they be threatening

passing it to the bloke at the next desk in a diff coloured skirt.?

 

if that bloke knew there was a CCJ they'd enforce it.

 

computer generated threat-o-gram

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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