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CL Finance/Lewis/CCJ - I believe back in 2008


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Would they have to go to court to enforce the ccj within its time limits I dont actually know what would happen after all this time and its so close to being 6 years

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whatever they are going to do

 

they'll obv write first and threaten again and again.

 

the claimant or their agent needs not to do anything to enforce a CCJ

they just do it without ref to you at all.

 

so, why send all the letters...urm........

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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cant see why they would bother with a whole series of threat-o-grams

if they were going to do court

 

they didn't have to write anything

just goto court and enforce it

 

its been on the threat level since before jan 2012

 

urm.....

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Just a quick update, I have received two new letters one regarding a really old debt that was addressed to my parents old house this debt is definitely statute barred by now so I think ill just ignore this one for now, I don't want to send off a statute barred letter as they are clearly fishing for my address and whereabouts.

 

The other letter is a NOTICE OF HOME VISIT......As we have been unable to contact you via any other way, we may now arrange for a doorstep collector to call at your address to agree an affordable payment plan with you top avoid this please contact us.

 

Should I ignore both see what comes through next?

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Just a quick update, I have received two new letters one regarding a really old debt that was addressed to my parents old house this debt is definitely statute barred by now so I think ill just ignore this one for now, I don't want to send off a statute barred letter as they are clearly fishing for my address and whereabouts.

 

The other letter is a NOTICE OF HOME VISIT......As we have been unable to contact you via any other way, we may now arrange for a doorstep collector to call at your address to agree an affordable payment plan with you top avoid this please contact us.

 

Should I ignore both see what comes through next?

 

 

"MAY" not "WILL" arrange an home visit, yes ignore for now, any such visitor can easily be seen off, remember they have no authority other than their company script and you are under no obligation to speak to them.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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