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Fredickson International threatening legal action for a debt I've never heard of!!!


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Please help :help:

 

I received a letter this morning from Fredickson International demanding that I pay a small debt of £229.44, which they say I owe to a company called Simply Be From Candid (a sister company to JD Williams). I've looked up Simply Be and they are a catalogue for larger ladies. I'm very little so I've definitely never required their goods or services!

 

I believe possibly someone else may have run up this debt in my name probably at an old address as Fredickson had previously contacted me demanding that I call them to verify that I live at the address at which they are contacting me (I ignored them as I know they are a shady bunch and they had given me no info re any debt).

 

The letter I now have demands full payment within 7 days otherwise legal action will be considered. Obviously, if need be, I can prove where I have lived and when, which I assume would eliminate me from the frame (I think?!?) but I'm frightened to begin any sort of dialogue with them as I believe they can become nasty.

 

On the other hand, I don't want to ignore the issue because it won't go away of it's own accord and I don't want my good credit history tainted.

 

I would be eternally grateful for any advice.

 

Thank you in advance!

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Hi, Welcome to CAG.

Are Freds saying they

are acting on behalf

of the cataloge co?

At the moment I would ignore

them they are obviously unsure

they have the right person.

So let them play their games

for now.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi

This post would be better placed in this forum where you will get more help

 

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?323-Arrow-Global-Fredricksons-Bryan-Carter

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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check your cra file

 

dca's have no legal powers to do NOWT

they are NOT bailiffs

 

phishing trip

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Have moved you to legal issues for the moment..

 

As you are obviously concerned about not doing anything. Perhaps just a very short letter advising that you have no knowledge of this debt and have never entered into an agreement with their client.

 

If they continue to harrass you in this manner you will be advising the OFT.

 

DO NOT SIGN THE LETTER by hand.. either digitally sign or PRINT your name.

 

Under no circumstances enter into any communication other than by writing. Do send any letters by Recorded delivery.

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Hi

This post would be better placed in this forum where you will get more help

 

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?323-Arrow-Global-Fredricksons-Bryan-Carter

 

Done :) - Sorry SF, I keep forgetting this crowd have their own Forum !!

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Done :) - Sorry SF, I keep forgetting this crowd have their own Forum !!

 

:roll:

Cor! Newbie gets 4 mods as the first 4 replies. Priveleged or what :wink:

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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:roll:

Cor! Newbie gets 4 mods as the first 4 replies. Priveleged or what :wink:

 

 

:lol:

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Hi

While Freds are easy to ignore, they have a tame solicitor called Bryan Carter who is quick to litigate. Should that happen, we have soooo many peeps here who have dealt with him (successfully)

 

Just because Freds say they have previously contacted you isn't necessarily true. This is probably a standard template letter.

 

Don't worry about there 7 days 'threat'

 

What I would do is report them to Trading standards and the OFT as since the new debt collection guidance came in, they have to be sure you are the debtor in question before contacting you

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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