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    • Just a little something for consideration When a card is compromised, the replacements can be set up to automatically allow or manually re-add, old recurring transactions. The card issuer may ask you to confirm legitimate transactions which they would effectively 'migrate' to the new card Some do - some don't. Some staff on some cards seem to be entirely unaware/uncaring about this. Some card issuers expect you to sort it all out manually.   BUT if the leak is an ongoing lyca leakas it seems - as soon as you or your CC supplier give it to lyca/the leak source - compromised again     A note on security DONT use the same email or phone number for your banking as you do for sims etc. Although a bank eg santander leak would compromise this Infp seems to suggest that single/compromised multi factor authentication customers are priority targets, with more robustly secure cards being hit by 0.00 tests first Consider that the email address is one of the OTP recieving options AND one of the OTP security checks prior to sending the OTP - with the phone number being another So if they've got your card and email (same email for banking and end contact) - and you aren't forcing a phone OTP - you are compromised.  
    • Thanks for posting up the back of the NTK. The good news s that as it does not comply with the Protection of Freedoms Act, it means that you are not liable for the charge as the keeper as I explained in a previous post.  The PC fails for two reasons. The first is that it does not specify the period of parking. All it does is list the arrival and departure times of your car. Obviously that does not include the time taken to drive to the car parking space, manoeuvre the car into the space and later drive from the space to the exit. Nor does their times include things like getting kids disabled people out of and into the car as well as things like returning the trolley whilst still being parked. All of which can add a fair bit of time to the parking period which can then be subtracted from their ANPR times and makes your actual parking time a lot shorter than 118 minutes they seem to think it is. The second reason is that they failed to ask the keeper to pay Schedule 4 Section 9 [2][e]  (e)state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper— (i)to pay the unpaid parking charges You as keeper are now in the clear which is a good reason for you to contact Sainsbury  stating that you are being pursued as the keeper when you are not liable under the Act as well as the oher things I suggested in my previous post. If you don't get it cancelled with Sainsbury this could drag on for months with endless letters unlawfully pushing the price up to scare you into paying.  
    • Brilliant! That's great to hear and honestly pleased I'm wrong, my advice was out of concern. I checked some of your previous posts last night and you've been giving great advice to others at times. Bringing a claim can be serious (counter-claims etc) and it didn't appear you were knowledgeable based on posts so far. Far from an expert myself, just interested and will try to help. I'll sit on the sidelines, best of luck with the claim!
    • Thank you so much for the advice  I will try and up my savings to £500 for the next 6 months. Although I do still have an uphill battle, I feel more able to deal with it.  I hope my experience with the cifas marker helps someone else who finds themselves in that quite horrible situation. It is a huge weight off my shoulders getting it removed.
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The Great British Mobility Chair co refused to refund bespoke chair not fit for purpose


Armchair
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Can anyone advise/help?

 

My elderly disabled gran purchased what was supposed to be a made to measure recliner chair in January of this year,

 

the salesman took measurements for the perfect fit & it was explained at the time to the salesman

that my gran needs to sit on an air cushion so the arms would need to be higher,

which he said would not be a problem and (which was also confirmed to have been noted by the salesman in the company records),

during a telephone conversation by the company representative,

 

when I called to complain When it arrived it didn't fit her and she could not use it at all as the arms were far too low

so useless piece of very expensive furniture at the price of £1,950.00, paid in full by delivery date.

 

My mother complained to the company by telephone numerous times, only to be fobbed off and told that someone would be in touch, nobody came back to her.

 

Then when I eventually called on behalf of my gran and spoke to management they assured me that they would get the issue resolved asap.

My Mother received a telephone answer message from the original salesman who stated that he would be in touch when he was in the area.

 

My Grans health has since deterioated in the past year and she would be unable to use the chair even if the measurements were corrected.

The chair has never been used and was never ever usable and has caused great upset and distress and cost her dearly from a small income,

I am very angry and hope somebody here can help us :-x

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Write out the entire story in a detailed bullet-pointed chronology.

 

Send it by way of a letter to the company and tell them that you require that they collect the chair and return all of you money or else you will sue them in 7 days.

 

Don't make this threat unless you intend to carry it out.

 

At the end of the 7 days, sue them. Don't delay. Don't hang around. Always carry out your threats.

 

There is no other solution.

 

What is the name of the company?

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Thankyou for your swift response because I am at my wits end. The company is 'The Great British mobility Group Ltd' in North Somerset. In my complaints over the phone I have asked for a refund as was told that they would not give a refund?

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Hi

 

Amazily if you check there website they have even breached there own 'Customer Charter' so i would print that out and use it against them.

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I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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surely also

 

SOGA 'unfit for purpose'

 

totally applies here too

http://www.oft.gov.uk/business-advice/treating-customers-fairly/sogahome/sogaataglance

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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