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    • Hi, I just wanted to update the post and ask some further advice  I sent the CCA and CPR request on the 14th May, to date I have had no reply to the CCA but I received a load of paperwork from the CPR request a few days ago. I need to file the defence today and from the information I have read the following seems to be what is required.  I would be grateful if some one could confirm suitability. Many thanks   Claim The claim is for the sum of £255.69 due by the Defendant under an agreement regulated by the Consumer Credit Act 1974 for a PayPal account with an account reference of xxxxxxxxxxxxxxxx)  The Defendant failed to maintain contractual payments required by the agreement and a Default Notice was served under s.87(1) of the Consumer Credit Act 1974 which has not been complied with. The debt was legally assigned to the claimant on 15-09-21, notice of which has been given to the defendant. The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £0.00. The Claimant claims the sum of £255.69   Defence  The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is noted. I have had financial dealings with PayPal  in the past but cannot recollect the account number referred to by the Claimant. 2. Paragraph 2 is denied. I am not aware of service of a Default Notice by the original creditor the Claimant refers to within its particulars of claim.  3. Paragraph 3 is noted. On the 17/5/2024 I requested information related to this claim by way of a Section 77 request, which was received and signed for by the claimant on 20/5/2024. As of today, the Claimant has failed to respond to this request, and therefore remains in default of the section 77 request and therefore unable to enforce any alleged agreement until its compliance. 4. Therefore it is denied with regards to the Defendant owing any monies to the Claimant, and the Claimant is put to strict proof to: (a) Show how the Defendant has entered into an agreement and: (b) Show the nature of the breach and evidence by way of a Default Notice Pursuant to s.87(1) of the Consumer Credit Act 1974. 5. Paypal (Europe) S.A.R.L is out of the juristriction of English Courts. 6. As per Civil Procedure 16.5 it is expected that the Claimant prove the allegation that the money is owed. 7. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed, or any relief.
    • Thanks @dx100ukI followed the advice given on here... then it went very quiet!  The company was creditfix I think then transferred to Knightsbridge (or the other way around) The scammer independent advisor was Roger Wallis-having checked his LinkedIn profile just this morning, it does look like he's still scamming vulnerable people... I know I was stupid for taking his advice, but i do wonder how many others he has done this to over a longer period of time (it came as a  massive shock to him when our IVA suddenly failed). Lowell have our current address (and phone numbers if the rejected calls over the past couple of days is anything to go by!) No point trying the SB because of the correspondence in 2019? Thanks
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Just had a fake visit from a bailiff company featured on exposure Now the fine has on up nearly £320 so its doubled!!

How bad are these companies? only monday the show went on air and its wednesday now and they are still taking advantage.

The letter that was left by the bailiff clearly states that because of todays visit the fine HAS increased £320 yet there was no effort to ring the bell or contact anyone..

 

Not yet going to state which company it is orwho the bailiff is as first i will complain to the company the council and the court that issued this fraudster with his cert

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Hi thanks for the responses,

Yes this is for a parking fine

Calling the bailiff and asking for the visit fee to be knocked off is most likely what would be the best thing to do However thats only because we live in a country where a bailiff can lie and cheat and then if he/she is spotted doing something wrong just ignore the lie's ? And pay the fine! This would be like blackmail, as if its his right to con people because they live in fear of the fine increasing and or because one day they really will try and make contact.

There is no justice in calling him and saying i know what his game is so knock off the Fake fee's and all is ok.

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Hi thanks for the responses,

Yes this is for a parking fine

Calling the bailiff and asking for the visit fee to be knocked off is most likely what would be the best thing to do However thats only because we live in a country where a bailiff can lie and cheat and then if he/she is spotted doing something wrong just ignore the lie's ? And pay the fine! This would be like blackmail, as if its his right to con people because they live in fear of the fine increasing and or because one day they really will try and make contact.

There is no justice in calling him and saying i know what his game is so knock off the Fake fee's and all is ok.

If from one visit an ambulance was called then what several visits later? Maybe you aren't as unwell as you make out and just want to carry on venting your anger at bailiffs rather than resolve the issue in the first place.

Goodluck

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If from one visit an ambulance was called then what several visits later? Maybe you aren't as unwell as you make out and just want to carry on venting your anger at bailiffs rather than resolve the issue in the first place.

Goodluck

 

1. I do not recall saying i am unwell?

2. The bailiff did not visit for me it wqas for a family member

3. Resolving the fine is one thing ,the actions of the bailiff are wrong and a more important matter!

xbailiff you seem to have the attitude of someone who is a bailiff and not an ex bailiff..

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To pour water on flames....I think Xbailiff has mixed up his posts? I 'm sure he will be along later to eat a slice of todays special....humble pie.

However you seem to have a plan to deal with this in your own way but I am sure caggers will help you along the right paths if you need their help.

At the moment, I for one am not sure if you seek advice as you do not make that clear. 'Tis but a suggestion but if you take a deep breathe and collect your thoughts then post again we will all know where we are?

 

WD

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Many apologies as post not meant for you as i was trying to keep things realistic for someone and we all make mistakes. Left the job in April but really left along time ago and as i had worked in the debt industry for 20yrs then some things are hard to leave behind. My intentions are to give advice and in some cases it isn't always going to meet with rave reviews but it will be honest and real time.

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No worries and to be honest i took a look at some of your other replies and do see you have made some useful comments but i also notice that some have been the PAY THE FEE'S kinda reply which is the only way to end the problem but its also the first thing that a bailiff would say to someone who owes them money regardless of it being genuine fee's.

 

The main thing with all bailiff complaints is there is no one to turn to, No one who can pause any action and make a proper investigation.

 

Contacting in the company may mean a slight delay or a reduction in illegal charges but thats where it ends.

Courts do not imprison dodgy bailiff because no one can take it that far.

The goverment do not look into the obvious floors with the system like the £250 plus fee's for visiting in a van which is to small to actualy remove much goods? the fact that the Small van is a company vehicle and its the used just for that one visit . Like did they normaily get the bus to peoples homes? obviously not..

If the vehicle came especially for 1 fine then how comes its then used to visit 10 addresses that same day and racking in near £3000??

 

The stress it causes people is terrible, it gives people the same feeling as being mugged in the street yet this is supposed to be someone who in some ways has morepowers than the police

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contact the CAB they say and it will be put on hold(wrong), depends who you speak to at the council and whether they have a good rapour with the bailiff concerned or not but from the bailiffs point of view(me)they want as little hassle as possible so will negotiate and others are just complete bastards!! having a bad month, put waiting time on, say its double the van/attendance fee for a colleague turning up that they were going to meet for a coffee anyway, anything and evrything to justify the fees, i have been caught uo in it myself so know most the tricks of the trade.

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To pour water on flames....I think Xbailiff has mixed up his posts? I 'm sure he will be along later to eat a slice of todays special....humble pie.

However you seem to have a plan to deal with this in your own way but I am sure caggers will help you along the right paths if you need their help.

At the moment, I for one am not sure if you seek advice as you do not make that clear. 'Tis but a suggestion but if you take a deep breathe and collect your thoughts then post again we will all know where we are?

 

WD

 

Where am i? I dont know :( I just understand that they can drive people's stress levels sky high... Any chance David camron can read this?? lol

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contact the CAB they say and it will be put on hold(wrong), depends who you speak to at the council and whether they have a good rapour with the bailiff concerned or not but from the bailiffs point of view(me)they want as little hassle as possible so will negotiate and others are just complete bastards!! having a bad month, put waiting time on, say its double the van/attendance fee for a colleague turning up that they were going to meet for a coffee anyway, anything and evrything to justify the fees, i have been caught uo in it myself so know most the tricks of the trade.

 

My partner worked for the CAB and yes they cant help much, She is now a solicitor and still its not easy to take things further

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Just had a fake visit from a bailiff company featured on exposure Now the fine has on up nearly £320 so its doubled!!

How bad are these companies? only monday the show went on air and its wednesday now and they are still taking advantage.

The letter that was left by the bailiff clearly states that because of todays visit the fine HAS increased £320 yet there was no effort to ring the bell or contact anyone..

 

Not yet going to state which company it is orwho the bailiff is as first i will complain to the company the council and the court that issued this fraudster with his cert

 

I didn't deal so much with parking fines but the council are aware of the charges and you can ask for a breakdown of fees and if they are charging for bogus visits then ask for proof as most cars have trackers and failing that they use pen forms linked to their phones which send a gps location when the bailiff sends it through as this was a requirement from most councils as many people said they had never had a visit and they were probably right so ask for proof and be adamant as and they may back down somewhat and you can get this resolved, speak to the council and ask what they should be charging and most councils are linked up to bailiffs website so they can review cases so they will see if you have had previous visits bogus or not but.

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If you are in a position to pay the fine and the charges then do it straight away......then we can look at claiming back those fees that appear to have been wrongly applied without the threat of a return visit from your new found friend, to distract you from the job in hand.

 

If you have not received the paperwork that goes with the process of issuing the parking fine then you will need to start at base. I personally am awful with parking fines issues but their are many very very knowledgeable caggers on the forum who will without question be able to fill in the blanks.

 

WD

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I didn't deal so much with parking fines but the council are aware of the charges and you can ask for a breakdown of fees and if they are charging for bogus visits then ask for proof as most cars have trackers and failing that they use pen forms linked to their phones which send a gps location when the bailiff sends it through as this was a requirement from most councils as many people said they had never had a visit and they were probably right so ask for proof and be adamant as and they may back down somewhat and you can get this resolved, speak to the council and ask what they should be charging and most councils are linked up to bailiffs website so they can review cases so they will see if you have had previous visits bogus or not but.

 

Wow inside knowledge..... great posting X bailff.....I think you can safely say you are starting to think less like a bailiff and more like a 'human' on the right side of justice. welcome to cag.....

 

WD

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or try frightening the bailiff with a form4 for excessive charging, no bailiff wants this and will turn the most hardened into a squeaky girl!!

Welcome, yes many will quake, but some will say that if the magistrates disagree they will go for the costs against you, Others will try to make you drop the form 4 under threats of fess on fees

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Well someone did visit because the letter was posted by hand (no stamp) Gps tracking wouldnt help much because its not if they visted or not its more that they never had any intension of making contact ie didnt ring the bell just posted the letter to increase the fee's.

Maybe royal mail could employee this in a wage increase? they would make a fortune in stamps and the use of the red vans

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The object of the visit by the Bailiff is to attend to levy distraint on your goods. If however he cannot gain access to your home to do so or otherwise distrain on goods outside then he may claim a 1st or 2nd Visit Fee as applicable. If you can prove he never attempted to contact you ie he crept up the path and just posted then there is no provision in the Regulations for a fee for a posted letter.

 

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As many people on here know, I have a commercial business advising the public with regards to a bailiff visit.

 

I do not want everyone jumping about and screaming at the following comment but I feel that I need to be critical about non payment of parking tickets. Unlike unpaid council tax, the vehicle keeper will receive a PCN on the car or a letter in the post if the contravention was by way of CCTV. It is at THIS very early stage that the PCN can be paid at 50% DISCOUNT. Also at this stage, an appeal can be made to the local authority and if this is rejected by them, a request can be made to have the case referred to the Adjudicator. All of this is free.

 

If the above 2 stages are IGNORED, the 50% discount is no longer applicable and payment of the amount of the PCN is due. Normally, this will be for around £40-£60.

 

Yet another opportunity is given at Charge Certificate Rate to pay although the debt does increase.

 

If NOTHING is done at this stage, then YET ANOTHER chance is given at the Order for Recovery stage to either pay or MOST IMPORTANTLY, to complete the attached Statutory Declaration to state the you had not received the PCN or NtO and if a Stat Dec is submitted at this stage, the PCN AUTOMATICALLY reverts back to Notice to Owner stage all over again. It is at this stage that the Stat Dec can be submitted if the vehicle owner had made an appeal to the council and had not received a response.

 

Only after ALL of the above stages have passed can the council apply for permission to issue a warrant.

It really does break my heart when I receive enquiries all day long that yet another car has been clamped, removed or even sold.

 

That is why I would URGE everyone to make sure that they deal with a PCN at the VERY EARLY STAGE. Do NOT leave it to get to a position where a bailiff is visiting.

 

If everyone did the above, the income going to bailiff companies would significantly reduce........The local authority would not be affected as they would have been paid.

 

Bailiffs REAP THE REWARDS of vehicle owners failing to pay a PCN at the early stages. Lets make sure this STOPS !!!

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Yes i do agree that tickets should be paid asap but........... Holes in the road should also be repaired asap ect..

Just change the subject slightly, does anyone know if vehicle recognition system are actualy legal for the use of bailiffs? Ie does it not effect human rights to privacy?

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Yes i do agree that tickets should be paid asap but........... Holes in the road should also be repaired asap ect..

Just change the subject slightly, does anyone know if vehicle recognition system are actualy legal for the use of bailiffs? Ie does it not effect human rights to privacy?

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