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    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Regular savings accounts are accounts designed for savers who put money aside every month and reward them with a generous interest rate.View the full article
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
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    • We have finally managed to obtain the transcript of this case.

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Partners Unknown Debt


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My new partner has received a letter from Robinson Way Limited (ex LSB) for a debt of £2,324.24 under her old married name. She knows who has set the account up but has been advised by her solicitor that it's not a matter for the courts to deal with as it's not a criminal matter, Is there any legal stance that she could take to get this debt wiped off completely as the person involved in setting it up was her ex husband getting his own back on her because she left him back in 2006 due to his violent behaviour

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She knows who has set the account up but has been advised by her solicitor that it's not a matter for the courts to deal with as it's not a criminal matter,
That seems odd advice from a solicitor considering it's fraud. She should report it to http://www.actionfraud.org.uk/report_fraud She'll be given a reference number which she should quote to any DCA who tries to pursue.
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I would suggest contacting the bank directly in writing and tell them she is reporting this as fraud as she has no knowledge of this account. Report it first so she can include any crime reference number etc.

 

Other people know more and can give you more detailed advice

Today is the tomorrow you worried about yesterday, and all is well!

 

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In almost identical circumstances I was given the following advice.

 

Write to the creditor stating you have no knowledge of any such debt and asking for proof. If/when documentation is supplied (it already had been in my case) write back stating categorically that it is not your signature and that you never opened the account/had the loan involved. If the creditor or anyone official asks you can tell them your suspicions as to who did open the account. I was advised that I couldn't report it to the police since I had suffered no crime or loss - any fraud was against the bank.

 

I will admit that it did take some persistence to get the bank to leave me alone but I really didn't want to risk involving the police myself if it could be avoided. So far as I know the bank never involved the police, and they never asked if I knew who's signature it was. The debt is now statute barred.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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A very awkward situation, but, if, as you say this was done in spite then reporting it would be a logical action and not spite. It could be reported, saying that it is only a 'suspicion' that you know you did it, but you would prefer, unless pushed, not to name names.

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  • 3 months later...

*UPDATE*

 

Partner received the evidence from Robinson Way with regards to her debt (or so they claim it's her debt) I noticed the following mistakes on it instantly, the debt was a loan taken out by her ex husband back in 2004, on the loan papers it's his name only, the credit agreement has his signature and what seems to look like an attempt to forge her maiden name signature, yet Robinson Way write to her under her maiden name. She has filed a fraud allegation and got the CRN and has been to the police who took her statement. Now Robinson Way are demanding that she makes full payment with 10 working days or they will take action against her. The Police managed to get the debt held. Also when I have contacted Robinson Way on her behalf they refuse to talk to me without written consent from her, claiming it's under the DPA that stops that communicating with me.

 

Is this true or are they just holding out until they receive her signature so that they can forge it onto the documents?

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Yes they are right she must give

written permission for you to act.

Make sure that there is a variation

to the signature she provides that

you can identify if there is any doubt

about any thing they come back with.

Tell them that until the fraud has been

fully investigated YOU have put the matter

on indefinite hold:madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Robbersway are barking up the wrong tree, I personally would ignore them, they can't do anything, they don't own the account, they have suffered no loss, they're petty little children with naff all to say and are saying it too loudly!

 

Give them nothing, don't ring them, if they ring you just laugh at them and hang up.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 2 weeks later...

*UPDATE*

 

Robinson Way have now contacted my partner, asking for the following information:

 

A signature on official documentation

 

Proof of residence when the loan was taken out.

 

As this matter is being dealt with by Staffordshire police, she has informed Robinson Way that the signature will be provided direct to the Police and that as this is 100% fraud that she has declared this debt as an indefinite hold. Should she provide robinson way with proof of residence and a copy of her signature on official documentation or should she cease all future contact with Robinson Way and let the police deal with it?

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NO! Robbersway are deluded, this is a Police matter, if they continue to attempt to frustrate the legal process and the Police investigation you should report them to the Police.

 

Robbersway are NO longer involved, tell them to take a hike and if they fail to stop harassing you you will report them to the police for attempting to pervert the course of justice. Who on earth do these fools think they are??

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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You are under no moral or legal obligation

to prove or disprove anything to these morons.

As BOO says it could be construed as perverting

the course of justice, so report them.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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[quote=BRIGADIER2JCS;3570421As BOO says it could be construed as perverting

the course of justice, so report them.

 

That was just a good guess, I just wanted to shout at somebody......I should have rung SRJ!!:mad2:

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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The good news is she has emailed Robinson Way and informed them that she will not be providing them with her signature. She has also informed them that she has classed this debt on indefinite hold as it's a police matter and should they continue to send her threatening letters again, she will report them to the police for harassment, perjury and attempting to prevert the course of Justice, So far robinson way have not replied back. We will keep you informed.

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The good news is she has emailed Robinson Way and informed them that she will not be providing them with her signature. She has also informed them that she has classed this debt on indefinite hold as it's a police matter and should they continue to send her threatening letters again, she will report them to the police for harassment, perjury and attempting to prevert the course of Justice, So far robinson way have not replied back. We will keep you informed.

 

I agree that she has no obligation to provide them with a signature .... It is for them to prove the signature they have " is hers" , not for her to prove "it isn't hers". Be prepared for the DCA to spout off all sorts (especially by 'phone - why it is wise to record any calls, or deal in writing). However, is it helpful for you or your friend to (similarly) stretch the boundaries of legal credibility?. She might report them for harassment, but "perjury"? (have they given a false sworn statement?) and "attempting to pervert the course of justice" (again, how and where?).

Is it not better to concentrate on what they have done wrong, rather than threats you may find it hard to substantiate?.

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Neither accusation would have merit

in any action, no court hearing has

been held so n perjury.

There is an investigation in progress

but as I read it there is at present no

cause for perverting the course of

justice, eg., lies in evidence to the

police.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Who really cares, they spout all sorts of legal jargon and inaccurate statements, so IMO give them a piece of their own medicine, I'd add treason on there as well....:madgrin:

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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