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Al they have is an alleged debt that they have bought with very many others,

they won't pass on details to each other bur just the barest info amount of debt name of debtor

sometimes not even the contact detail which is why you will find tracing searches on your credit file.

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Good luck keep us posted on what transpires

 

Brig

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its what a lender SHOULD send you when they sell a debt

 

sadly this rarely happens though

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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What is the debt when did you first have contact with 1st Credit?

They are saying they want you to do a DATA SUBJECT ACCESS REQUEST this is

done under the DATA PROTECTION ACT on payment of the required fee of £10.00 the creditor

is obliged to supply ALL data they hold on you. The fee should be paid by Postal Order (unsigned)

there is a template letter in the library.

CCA request £1.00 PO.

A bit more detail will help you get the best advice!

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ok, 1st credit are telling me that to see the notice of assignment i gota pay 10pounds, is this correct?......i have stated to them the debt is statute barred and they jus ignore that, so now requesting cca...

 

 

No, you do not have to pay to obtain a copy of this. They should have sent you one if/when the debt was assigned/sold to them from the original creditor.

 

They need to prove that they own the debt and a letter of assignment would go part way to proving that.

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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hi guys thanks for the advice 1st crudit have acknowledged my request for a cca and they say should my request include the deed of assignment then i will have to pay 10pound for a copy of it and they refer to section 136 of the of property act 1925 (whatever that is)?....

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The deed of assignment which will include how much they paid for the debt are confidential business records

and are ptotected.

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The deed of assignment which will include how much they paid for the debt are confidential business records

and are ptotected.

 

Protected by what?

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Normal rule of business confidence would you like to disclose your business dealings to all and sundry including your competitors

the notice of assignment tells the debtor all they need to know.

The Law of property think but I will defer to greater knowledge of course.

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Normal rule of business confidence would you like to disclose your business dealings to all and sundry including your competitors

the notice of assignment tells the debtor all they need to know.

 

(Court of Appeal Obiter in Van Lyn Developments) you are entitled to inspect the actual assignment to satisfy yourself it is valid.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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(Court of Appeal Obiter in Van Lyn Developments) you are entitled to inspect the actual assignment to satisfy yourself it is valid.

 

Does that not only apply if a court orders the creditor/claimant to produce a copy of the Deed to confirm the accuracy of the Notice of Assignment ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

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Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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As said I defer are you sure this has nor been superceded .

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With what?

 

lol, this is what we are trying to establish, broken arrow :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Well of course the creditor will not want you to see the actual deed and you would then need to make an application to the court.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Well of course the creditor will not want you to see the actual deed and you would then need to make an application to the court.

 

Many thanks x

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Does that not only apply if a court orders the creditor/claimant to produce a copy of the Deed to confirm the accuracy of the Notice of Assignment ?I would also want know if the actual deed was legal

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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