Jump to content


  • Tweets

  • Posts

    • don't get too hung up on the real meaning of 'fake' in terms of the documents a claimant might produce relating to a potential court claim. by fake we typically mean, they are not obviously the 'real McCoy' ,100% associated with whatever credit they are trying to pin on punters. they are often of the right 'version' that an OC would have used for that particular take out date, but with details inserted in a diff font where they should be for say your name address DOB etc. All DCA's typically  have filing cabinets covering each year for most creditor, whip 'em out, scan and copy n paste your details onto them, even easier now with online sign ups. no hard copies ever sent cause 90% of mugs have lost them..... one of our most powerful tools is the fact any docs they produce, unless they state they are 'a reconstruction'  MUST come from the original creditor noty some hidden pile the claimants have. Link are absolute masters at this so dont stick to lowell threads. dx    
    • Driving home last night I contacted wing mirrors with a car coming the opposite way. The wing mirror folded in and the glass popped out. Very minor damage.  I stopped at the next layby (A road) to repair the mirror. A passerby stopped and said they saw the other car stopped behind me in another layby - they went back and passed over details so we could get in touch.  The conversation started cordially, but quickly got heated when I said I was well on my side and they drifted over (which is what happened).  I wasn't going to bother filing a claim as there isn't enough damage to justify it. So I've said to the other party lets just call it quits as there are no witnesses and we both think we are innocent.   they said they are contacting the police and insurance and that they have witnesses. But a quick facebook search found a post by the other person saying they were in a crash, and were 'spun' off the road. Picture of a broken wing mirror and a slight scuff on the front and rear wheel arch. they are asking for witnesses. I have screenshots of the post, and sent them another message saying I can see you dont have witnesses as you are appealing for them. I'd really not drag this out. Lets call it quits and move on. this was followed by a couple of messages that didn't really make much sense. e.g. 'do the right thing'. What should I do now?  Contact police?  Contact my insurance? - Can I tell them about this incident but say I dont want to claim? Will that affect my premium?  
    • So this is the crux of the argument. The scrappage contribution should have also been counted as a deposit. It was literally a part exchange in return for a cash deduction so there is no reason it wouldn't be treated the same way.  I did not request a VT, I was struggling to pay after a separation from my partner at the time. However had the figures been reflected correctly, the VT cost would have been 2k not 9k and I may have considered it as an option. Instead, the car was marked stolen and removed from my possession by the police
    • LOL - old one the fiver theory - although with the poops its take a fiver now, promise 10p  sometime in the future while claiming the reverse theory   So when is jenrick, an apparent slam dunk as referenced higher in the thread, being referred to the police? These poops need to know that anything they throw will be returned .. with interest  
    • Yup, it isn't a criminal case, it's hard to prove, but take a detailed look at my thread to see how many holes there are in what they have sent me, there is a picture building.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Success... kinda.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4820 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi guys, you probably wont remember me, on account that I have forgotten my original profile detail on this site and am now using an alias. Lol.

Anyway, I first posted on here due to failing ESA claim and DLA claim (DLA used ESA's medical though in which I got 0 points, so unsurprising).

I won ESA first, the decision maker decided! Apparently that is rare, so I cannot tell you how important supplying them with extra information, and statements from your family is. It might take a long time, and persuasion of family members to be brutal and honest about your conditions, but its worth it. I was happy that I didn't have to go to tribunal and ended up going from 0 points, to being eligible for the support group of ESA. What a difference!

DLA then dug their heels in, and I ended up in tribunal, which I have been to this week. I won higher rate mobility and middle rate care! They appreciated the statements, and extra information. If you cant get a CAB person in your area, like here, the wait is 6 months for an advisor :o then you have to do your own back up legal type work. Keep a diary! Be very brutal and honest about how you feel, how you couldnt do things that day, write it in the style of DLA, (today i couldnt manage to cook etc) and take it with you.

 

Anyway, Thanks for the info. But I have the following questions, after googling for the last hour I seem to be going around in circles and am now completely confused.

Will being on ESA and now DLA affect my child tax credit (im a single mum, my daughter is 6) or housing benefit?(I even rang them up earlier to fore warn them of my impending change in circumstance, but the person on the phone, after putting me on hold several times didnt have a clue)

How long before DLA gets paid?

Will I have to wait like some of these poor people I have been reading about whose DLA tribunal decision has been appealed by the DLA people?

What is a disability premium? Am i right in thinking that I am not entitled as I claim ESA not IS?

 

Sorry for the probably stupid questions, but I am easily confused and just want a concrete answer lol.

Hugs to you all.

Link to post
Share on other sites

I only know the answer to one of the questions; disability premium.

 

I get incapacity benefit and about two thirds of it is income support and the rest is disability premium.

 

- dj

Benefits rules are complex, and although I do try to inform and support people, I may get it wrong because the rules apply to individual claimants and their particular circumstances.

Link to post
Share on other sites

Hi eagle, if you have no other adults living in your household and no one claiming carers allowance, you should be able to claim extra esa in the form of a severe disability premium. You need to phone the dwp and they will normally send you a short form to complete (or they may take the info over the phone). I think its an additional 55.30 a week. You should tell the housing benefit section and tax credits about the dla and change in esa rate, but it won't affect your entitlement - you should get full benefit for your eligible rent, and your tax credits will stay the same. If in the future you work, then being on dla would entitle you to additional working tax credit.

 

DLA can take anywhere from 2 to 6 weeks to be paid. Occasionally they appeal, but very occasionally. Normally everything goes through without a problem.

 

You should also contact your council to apply for a blue badge for parking.

Link to post
Share on other sites

Will being on ESA and now DLA affect my child tax credit (im a single mum, my daughter is 6) or housing benefit?(I even rang them up earlier to fore warn them of my impending change in circumstance, but the person on the phone, after putting me on hold several times didnt have a clue)

How long before DLA gets paid?

Will I have to wait like some of these poor people I have been reading about whose DLA tribunal decision has been appealed by the DLA people?

What is a disability premium? Am i right in thinking that I am not entitled as I claim ESA not IS?

 

Your Child Tax Credit will not be affected

 

If you are receiving income based ESA, then you will be passported to maximum HB/CTB - this is the same level as you would receive if you were in receipt of IS

If you are awarded contribution based ESA, then your Housing Benefit will be assessed based upon the inclusion of a Severe Disability Premium (due to your DLA as long as no one is claiming CA) and possibly an Enhanced Disability Premium (if you are receiving the support component in your ESA)

Not sure how long payments will take for DLA

Disability Premiums do not apply as you are in receipt of ESA

If you have found my post useful, please click on the star at the bottom of my post and add some reputation points.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...