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    • i dont think the reason why the defendant lost the case means anything at all in that case. it was a classic judge lottery example.
    • Hello, I will try to outline everything clearly. I am a British citizen and I live in Luxembourg (I think this may be relevant for potential claims). I hired a car from Heathrow in March for a 3-day visit to family in the UK. I was "upgraded" to an EV (Polestar 2). I had a 250-mile journey to my family's address. Upon attempting to charge the vehicle, there was a red error message on the dashboard, saying "Charging error". I attempted to charge at roughly 10 different locations and got the same error message. Sometimes there was also an error message on the charging station screen. The Hertz 0800 assistance/breakdown number provided on the set of keys did not work with non-UK mobiles. I googled and found a bunch of other numbers, none of which were normal geographical ones, and none of which worked from my Luxembourg mobile. It was getting late and I was very short on charge. Also, there was no USB socket in the car, so my phone ran out of battery, so I was unable to look for further help online. It became clear that I would not reach my destination (rural Devon), so I had no choice but to find a roadside hotel in Exeter and then go to the nearest Hertz branch the following day on my remaining 10 miles of charge. Of course, as soon as the Hertz employee in Exeter plugged it into their own charger, the charging worked immediately. I have driven EVs before, I know how to charge them, and it definitely did not work at about 10 different chargers between London and Exeter. I took photos on each occasion. Luckily they had another vehicle available and transferred me onto it. It was an identical Polestar 2 to the original car. 2 minutes down the road, to test it, I went to a charger and it worked immediately. I also charged with zero issues at 2 other chargers before returning the vehicle. I think this shows that it was a charging fault with the first car and not my inability to do it properly. I wrote to Hertz, sending the hotel, dinner, breakfast and hotel parking receipt and asking for a refund of these expenses caused by the charging failure in the original car. They replied saying they "could not issue a refund" and they issued me with a voucher for 50 US dollars to use within the next year. Obviously I have no real proof that the charging didn't work. My guess is they will say that the photos don't prove that I was charging correctly, just that it shows an error message and a picture of a charger plugged into a car, without being able to see the detail. Could you advise whether I have a case to go further? I am not after a refund or compensation, I just want my £200 back that I had to spend on expenses. I think I have two possibilities (or maybe one - see below). It looks like the UK is still part of the European Consumer Centre scheme:  File a complaint with ECC Luxembourg | ECC-Net digital forms ECCWEBFORMS.EU   Would this be a good point to start from? Alternatively, the gov.uk money claims service. But the big caveat is you need a "postal address in the UK". In practice, do I have to have my primary residence in the UK, or can I use e.g. a family member's address, presumably just as an address for service, where they can forward me any relevant mail? Do they check that the claimant genuinely lives in the UK? "Postal address" is not the same as "Residence" - anyone can get a postal address in the UK without living there. But I don't want to cheat the system or have a claim denied because of it. TIA for any help!  
    • Sars request sent on 16th March and also sent a complaint separately to Studio. Have received no response. Both letters were received and signed for.  I was also told by the financial ombudsman that studio were investigating but I've also had no response to that either.  The only thing Studio have sent me is a default notice.  Any ideas of what I can do from here please 
    • Thanks Bank - I shall tweak my draft and repost. And here's today's ridiculous email from the P2G 'Claims Dept' Good Morning,  Thank you for you email. Unfortunately we would be unable to pay the amount advised in your previous email.  When you placed the order, you were asked for the value of your parcel, you stated that the value was £265.00. At this stage the booking advised that you were covered to £20.00 and to enhance this to £260.00 you could pay an extra £13.99 + VAT to fully cover your item for loss or damage during transit, you declined to fully cover your item.  Towards the end of your booking on the confirmation page, you were then offered to take cover again, to which you declined again.  Unfortunately, we would be unable to offer you an enhanced payment on this occasion.  If I can assist further, please do let me know.  Kindest Regards Claims Team and my response Good Afternoon  Do you not understand the court cases of PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729)? In both cases it was held by the courts that there was no need for additional ‘cover’ or ‘protection’ (or whatever you wish to call it) on top of the standard delivery charge, and P2G were required to pay up in full for both cases, which by then also included court costs and interest. I shall be including copies of both those judgements in the bundle I submit to the court next Wednesday 1 May, unless you settle my claim (£274.10) in full before then. Tick tock…..    
    • IMG_2820-IMG_2820-merged.pdfmerged.pdf Case management was this morning. Here is the Sheriff’s order. Moved case forward to 24/05.   He said there was no signed agreement and after a bit of “erm, erm, yeah but, erm” when he asked them, he allowed time for sol to contact claimant.  what is the next step now? thank you UCM  
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HFO/Turnball Rutherford V's HF whO? - Court Claim Form Received!


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Hello,

]I do have the same case

I've got a claim form from Northampton Court Bulk centre, claiming total amount of £290 including:l amount claimed £225, Court Fee £15.00, Solicitor's costs 50.00, if I don't pay them I will get a CCJ. But when I called them they said that owe them £900 on the top of this. They said they purchased my debt from City Bank - I had a credit card and have not being contacted in the last 2-3 years regarding this.

If I have to scan the paperwork I will.

I just want to know what is the next step after sending the letters?

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That letter from Sainsbury’s has the same typo that HFO put on all the NoAs they make up - ‘effect’ when they should use ‘affect’ in the last para. They are illiterate idiots.

 

You must contact Sainsbury’s and ask in writing for notification of exactly when and to which company they sold the account. You may get a surprise.

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  • 2 weeks later...
Look what turned up out of the blue?

 

Never requested this and yet over two years late it turns up in my letterbox.

 

Very interesting indeed and now the question is HFO, can you back this up with hard evidence because I am 100% sure that this is not genuine. I guess time will prove me right or wrong.

 

 

ScannedImage-1.jpg

 

 

Its quite remarkable that the format and wording is exactly the same as the BC NoA's except the diff between the HFOC's and addys.

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This is alleged to have been signed by the person who sent it. I very much doubt this. You must contact them and find out if this is a genuine signature. It is not PP's do it purports to be genuine. It is, as you say, clearly an HFO-reconstruction (they always use 'effect' when it should be 'affect, as mentioned earlier). This has alarming similarities to VJohn's case, where HFO appeared to, er, mimic (shall we say) the signature of a Barclaycard employee. We're getting into interesting territory here.

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Send a copy to Sainburys and ask them if they wrote it, whatever they reply with, its a win, win situation.

 

You are up against the most stupid DCA ever...........

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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" Its quite remarkable that the format and wording is exactly the same as the BC NoA's except the diff between the HFOC's and addys. "

 

and Morgan Stanley, M&S, Citi bank, Welcome and others

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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They love screwing up, the claimant on the claim form is HFO Capital, stating an address where they are not registered, they are based in Dublin, yet in the POC the Claimant is HFO Services a completely different company and to top it off neither bought the debt, do you have a copy of the NoA.

 

..........people who write out the documents have the same IQ level as those who ride on the outside and roofs of trains and build commonwelth games stadiums !!!

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" Its quite remarkable that the format and wording is exactly the same as the BC NoA's except the diff between the HFOC's and addys. "

 

and Morgan Stanley, M&S, Citi bank, Welcome and others

 

Yeah great isnt it BA, this is going to be a killer in Court fro me when I CX them on the day. If they turn up that is !!

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HFO tried to recruit me a few years ago, I refused to be 'telephone interviewed' and give 'detailed personal information' to them and told them I was in so much debt anyway that I couldn't work in the finance sector as I wouldn't pass a credit check. That was just after I found CAG.

 

They haven't darkened my doorstep but there is still time, I had a card for an old tenant at the old address (landlords brother, now moving back into the property!) which I still have from First Logistics Direct....

 

I seriously believe that the Northampton Bulk Court should NOT be abused in the way HFO/Turnbull Rutherford, Bryan Carter and the other 'solicitors for rent' as I term them do...

 

Good luck with your day in court, sadly though like Uncle Bryan I am sure you will get a Notice of Discontinuance just before the hearing, if not on the day.

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Sillygirl - 'First Direct Logistics' could be Roxburgh or HFO. You are reasonably safe if they don't have a phone number - they found my personal mobile from somewhere and I don't know where. Just check your credit file in case they buy up any old debts. They think they are clever but they are not really.

Please support CAG and they will support you.

donate

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HFO tried to recruit me a few years ago, I refused to be 'telephone interviewed' and give 'detailed personal information' to them and told them I was in so much debt anyway that I couldn't work in the finance sector as I wouldn't pass a credit check. That was just after I found CAG.

 

They haven't darkened my doorstep but there is still time, I had a card for an old tenant at the old address (landlords brother, now moving back into the property!) which I still have from First Logistics Direct....

 

I seriously believe that the Northampton Bulk Court should NOT be abused in the way HFO/Turnbull Rutherford, Bryan Carter and the other 'solicitors for rent' as I term them do...

 

Good luck with your day in court, sadly though like Uncle Bryan I am sure you will get a Notice of Discontinuance just before the hearing, if not on the day.

 

Thanks SG.............actually looking forward to going...........a morning out !!

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Sadly, loanbuster, judges very often take no notice of such issues. Always best to stick to points of law, and use their underhand tactics to subtly blacken (even more) their already sullied character.

 

That is what my case is built on DB, strict statutes and points of law. They cannot win. If a DJ upheld the CCJ and ICO etc, it'd be a case of straight down the MOJ and COA. This particular Court in London is arrarently well aware of thier tactics, and they have hoodwinked the Judge on a few occasions. the evidence is undisputable. Very similar circumstances to VJ's victory.

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First Direct Logistics was used by HFO only, AFAIK. All the references on the cards that we know of related to HFO accounts. FDL is a Concilian Group company – the group comprises:

 

Roxburghe (UK) Ltd (UK)

HFO Capital Ltd (Cayman – inactive)

HFO Capital Ltd (Ireland)

HFO (UK) Holdings Ltd (UK)

HFO Services Ltd (UK)

First Direct Logistics Ltd (UK)

Express Letter Delivery Ltd (oops... annual return overdue!) (UK)

 

Such a tangled web.

 

Interestingly, there’s also a NI-based First Direct Logistics which has just been closed down. Don’t know if it was related.

 

Attached is a copy of Roxburghe’s latest accounts, which is an interesting read.

Roxburghe Accts.pdf

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They can,t discontinue........

HFO tried to recruit me a few years ago, I refused to be 'telephone interviewed' and give 'detailed personal information' to them and told them I was in so much debt anyway that I couldn't work in the finance sector as I wouldn't pass a credit check. That was just after I found CAG.

 

They haven't darkened my doorstep but there is still time, I had a card for an old tenant at the old address (landlords brother, now moving back into the property!) which I still have from First Logistics Direct....

 

I seriously believe that the Northampton Bulk Court should NOT be abused in the way HFO/Turnbull Rutherford, Bryan Carter and the other 'solicitors for rent' as I term them do...

 

Good luck with your day in court, sadly though like Uncle Bryan I am sure you will get a Notice of Discontinuance just before the hearing, if not on the day.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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  • 2 months later...

Anything doing here, HFWho?

 

Just noticed something interesting on your letter from Sainsbury’s – you know, the one that came out of the blue.

 

I can prove it was recreated by HFO and contains a lie – they are claiming something happened that could not possibly have happened.

 

They claim that, on 16 July 2008, Sainsbury’s sold your account to HFO Capital Ltd, a company incorporated in Ireland.

 

I don’t think so. HFO Capital Ireland was not incorporated until 17 September 2008, as Salaka Ltd. It did not change its name to HFO Capital Ltd until November 2008.

 

So as well as not having registered with the ICO, they bought something when they did not exist! Marvellous!

 

What is the current status of the claim?

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