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irish guy

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About irish guy

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  1. ok fair enough ,will wait and see what happens
  2. They asked me to confirm my position by that date
  3. Thanks So who do I send the witness statement too ? and when do I send it ? Should I call shoosmiths before 4th July ?
  4. its shoosmiths i have attached the paperwork IMG_20180627_0002.pdf IMG_20180417_0001.pdf
  5. Hello I received this letter Arrow global V xxxxxxx Lender MBNA Account ref xxxxx Claim number xxxx We write in reference to the above matter. Please find enclosed a copy of our application for a summary judgement which has been filed with the county court business centre today. At this stage we ask that you consider your position and confirm if you are willing to consent to our clients application. It may be that our client would be willing to forego the recovery of some of its legal costs but this is something we would need to discuss with you before seeking further instruction. Please therefore contact our office by no later that 4th July 2018 to confirm your position in response to the application . We look forward to hearing from you . Also include is the Application notice The order they are seeking is . The claimant seeks an order that the stay of proceedings be lifted , the defendants defence be struck out pursuant to CPR3.4 and/or the claimant be granted summary judgement pursuant to CPR 24.2 in the terms of the draft order attached , against the defendant because the defence discloses no reasonable ground for defending the claim and/or has no real prospect of successfully defending the claim and there is no compelling reason why the case should be disposed of a trial. Not sure what I should do next ? Thanks
  6. Thank You will update if I hear anything
  7. There are no other t&cs included just the half pages I attached , What should I do next ? Thanks
  8. Thank you see below all correspondence recd last week IMG_20180418_0001.pdf
  9. Hi I have already been through those steps back in 2016 responded to a claim from Arrow with CCA request etc and the case went no further until last week when I received the letter above ,I cannot locate the original claim paperwork . I have completed as much information as I can below .Thanks Name of the Claimant -- Arrow Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. I cannot locate original claim form as I defended it with help from this site and have not heard anything until last week. What is the claim for – the reason they have issued the claim? Please type out their particulars of claim in full (verbatim) less any identifiable data and round the amounts up/down.-- Unsure Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ?unsure What is the value of the claim? £9000 Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? MBNA credit card When did you enter into the original agreement before or after 2007? 2003 Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. assigned to IDEM first then Arrow Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes Did you receive a Default Notice from the original creditor? Not sure -and not enclosed with latest paperwork Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? NO Why did you cease payments? financial problems What was the date of your last payment? May 2012 Was there a dispute with the original creditor that remains unresolved? NO Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? NO W
  10. Hello I received the attached letter from Shoosmiths relating to a mbna credit card from 2003. I defended a claim at Northampton CC in Sept 2016 they were unable to provide me with any information relating to the debt. I have received the following 1. A letter -copy attached 2. A signed agreement although I'm not sure which card it relates to as I had 3 mdna cards 3.income and expenditure form 4.default notice from IDEM 5.default notice from mbna 6.Assignment letter from arrow Not sure what to do next any advice would be much appreciated IMG_20180417_0001.pdf
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