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Hoist/? Claimform 2008 abbey credit card 'debt'


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  • 1 month later...
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Hello

 

Well I wrote to satan bank, and no response. Today had a second letter from Howard Cohen stating that as we have made no contact nor made a payment, if no contact within 10 days then they are taking my hubby to court.

 

Not sure what to do.

 

Any advice?

 

I am getting very worried about this. This year this debt will be 6 years old, just don't think that it will get to SB status...

 

Do we just give in and start to pay up?

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doesn't say WILL anywhere

read the letter PROPERLY

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hello DX

 

The letter says

 

We are instructed to issue proceedings in the county court with a view to obtaining a ccj. If we issue proceedings we shall ask the court for an order adding legal costs and interest to the amount we owe. If the court grants the request the. The amount we owe will be increased.

 

Making an offer of payment to Robinson way will stop action.....

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I saw the word *IF*

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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and instructed

 

 

usual crap

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes exactly the same answer as since july 2010

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

It's just not a nice feeling reading these letters when they land on the door mat

 

Especially as the debt been sold and it is nearing being SB.

 

Satan bank won't reply anymore, so maybe another letter about the £10 fee being for the information and not a payment towards the debt.

 

Are Cohen all talk in the main? Only I have read a few scary stories on the forum which made me hair stand on end about the court action they have taken against people et .

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doesn't matter phone contact cant admit a debt

 

 

forget the call was made

 

 

obv he gave no card details?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 5 weeks later...

almost caught a mug then!!

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

My hubby now being called regularly by these dca. Demanding payment plan is set up. They told my hubby that he needs to fill in an IE form, I then told them that only a court to request that and that we have no legal obligation to provide the dca this information.

 

They have demanded a payment plan is set up and have sent through a set of giro slips.

 

I'm not sure what we do now.

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tough on them let it run

stay off the phone!

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 3 weeks later...

We now getting letters saying the payment plan is in arrears, and that the arrears are due as well as current payment.

 

 

He hasn't made a payment to them.

 

 

I've told hubby not to speak to them, but I think he worries that this is sailing close to the wind

 

 

and with 6 months to stat barred I worry that pressure is going to get heavier.

 

They are calling my hubby mobile every hour,

 

 

it's becoming quite difficult.

 

 

Are cohens likely to go for court action?

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well they almost caught him out once

what do you expect them to do?

 

 

bar the numbers on the mobile too!!

 

 

until/unless 'someone' supplies an enforceable CCA

no-one can do nowt!

 

 

just as in post 2? in july 2010

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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your OH needs to complete this

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387367-Harassment-by-Telephone-**Update-21st-April-2014**

 

Send it via post office

Keep proof of postage and if you can proof of receipt.

 

Record all calls etc after they receive it.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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I'd poss await confirmed sb status

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hello DX

My personal worry is that they will take him to court, at the end of the day they want money and I'm worried they will do what is in their power to get what they want. Wouldn't you?

 

I will only be able to hold it back for long before it gets messy and that is not a stress I cannot take or bear to be honest, I'm not that strong. I wish I was.

 

 

I am grateful for all help and advice. I am sorry if I'm repeating myself, and maybe it's a reassurance issue i have. But I am all he has.

 

I hope you and anyone reading this can understand.

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well they've not since 10th june 2010

 

 

despite all the threats you have so religiously posted here everytime you

get a silly threat-o-gram.

 

 

sorry but I think it was a bad move posting anything to them

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well they've not since 10th june 2010

 

 

despite all the willy waving you have so religiously posted here everytime you

get a silly threat-o-gram.

 

 

sorry but I think it was a bad move posting anything to them

 

 

dx

 

We haven't posted anything to them?

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they are trying to frighten you

as they have been since june 2010.

 

 

my pers view is not to reply to anything.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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